Credit union · NCUA insured
City of Boston Credit Union
A $546.2M credit union headquartered in South Boston, MA, with 31,228 members and 6 branches in Massachusetts. Best rates: CDs 4.00% and savings 0.15% APY.
City of Boston Credit Union Carrot Score
85
Carrot Score
Higher than 69% of U.S. banks and credit unions
#41 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About City of Boston Credit Union
- Headquarters
- 455 W Broadway, South Boston, MA 02127-2218
- NCUA charter
- 67841
Branches
6 branches in Massachusetts
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Massachusetts
6 branches
- City HallCity Hall, Boston, MA 02201Directions
- Northeastern University2 Westland Ave, Boston, MA 02115Directions
- Canton305 Turnpike St, Canton, MA 02021Directions
- Dorchester1010 William T MORRISSEY BLVD, Dorchester, MA 02122Directions
- South Boston130 W Broadway, South Boston, MA 02127Directions
- West Roxbury77 Spring St, West Roxbury, MA 02132Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.07% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.95% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.38% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $79 | $76 | — |
- CapitalNet worth ratio9.07%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.95%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.38%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$79Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of City of Boston Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.