Bank · FDIC insured
Newburyport Bank Savings Rates
Top CarrotNewburyport Bank’s best savings rate is 1.25% APY on $10,000, with its Harbor Money Market. Rates checked October 15, 2026.
How Newburyport Bank’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Newburyport Bank has the most branches. $10,000, best rate first.
This bank’s best
Newburyport Bank
1.25%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $125
Harbor Money Market
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Newburyport Bank savings score
88
Savings score
Higher than 80% of U.S. banks and credit unions
By balance
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0001.25%
- $100,000 balance$100,0003.25%
- QualifiedQualified1.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Newburyport Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Harbor Money Market
1.25%APY
The minimum balance to open an account is $1,000.00. The minimum to earn stated APY is $1,000. A minimum balance fee of $10 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000. This is a variable rate that is subject to change after the account is opened. OPen at your branch.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000The minimum to earn stated APY is $1,000. A minimum balance fee of $10 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000. | 0.00% | — | The minimum to earn stated APY is $1,000. A minimum balance fee of $10 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000. |
| $1,000 – $10,000The minimum to earn stated APY is $1,000. A minimum balance fee of $10 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000. | 0.75% | — | The minimum to earn stated APY is $1,000. A minimum balance fee of $10 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000. |
| $10,000 – $25,000The minimum to earn stated APY is $1,000. A minimum balance fee of $10 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000. | 1.25% | $125 | The minimum to earn stated APY is $1,000. A minimum balance fee of $10 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000. |
| $25,000 – $50,000The minimum to earn stated APY is $1,000. A minimum balance fee of $10 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000. | 2.25% | — | The minimum to earn stated APY is $1,000. A minimum balance fee of $10 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000. |
| $50,000 – $100,000The minimum to earn stated APY is $1,000. A minimum balance fee of $10 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000. | 2.75% | — | The minimum to earn stated APY is $1,000. A minimum balance fee of $10 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000. |
| $100,000 – $500,000The minimum to earn stated APY is $1,000. A minimum balance fee of $10 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000. | 3.25% | — | The minimum to earn stated APY is $1,000. A minimum balance fee of $10 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000. |
| $500,000 – $1,000,000The minimum to earn stated APY is $1,000. A minimum balance fee of $10 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000. | 3.25% | — | The minimum to earn stated APY is $1,000. A minimum balance fee of $10 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000. |
| $1,000,000 and upThe minimum to earn stated APY is $1,000. A minimum balance fee of $10 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000. | 3.50% | — | The minimum to earn stated APY is $1,000. A minimum balance fee of $10 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000. |
Sources (1)
- newburyportbank.com/harbor-money-market · captured Oct 5, 2026
Money Market
0.30%APY
A fee of $10.00 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000.00. Open at your local Branch.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000A fee of $10.00 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000.00. | 0.05% | — | A fee of $10.00 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000.00. |
| $1,000 – $10,000A fee of $10.00 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000.00. | 0.15% | — | A fee of $10.00 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000.00. |
| $10,000 – $25,000A fee of $10.00 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000.00. | 0.30% | $30 | A fee of $10.00 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000.00. |
| $25,000 – $50,000A fee of $10.00 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000.00. | 0.30% | — | A fee of $10.00 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000.00. |
| $50,000 – $100,000A fee of $10.00 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000.00. | 0.50% | — | A fee of $10.00 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000.00. |
| $100,000 – $500,000A fee of $10.00 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000.00. | 0.50% | — | A fee of $10.00 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000.00. |
| $500,000 and upA fee of $10.00 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000.00. | 0.50% | — | A fee of $10.00 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000.00. |
Sources (3)
- newburyportbank.com/checking-savings/deposit-rates
- newburyportbank.com/checking-savings/money-market
- newburyportbank.com/rates
All captured Oct 5, 2026
Statement Savings
0.15%APY
No monthly maintenance fee. No minimum balance required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates may change after the account is opened. Fees may reduce earnings.Any balance | 0.15% | $15 | Rates may change after the account is opened. Fees may reduce earnings. |
Special-purpose accounts
Holiday Club
0.15%APY
No monthly maintenance fee. No minimum balance required. $5.00 penalty/fee applies if funds are withdrawn before November 1.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates may change after the account is opened. Fees may reduce earnings. $5.00 penalty/fee applies if funds are withdrawn before November 1.Any balance | 0.15% | $15 | Rates may change after the account is opened. Fees may reduce earnings. $5.00 penalty/fee applies if funds are withdrawn before November 1. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.