Credit union · NCUA insured
Massachusetts Family Credit Union Savings Rates
Massachusetts Family Credit Union’s best savings rate is 0.15% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Massachusetts Family Credit Union’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Massachusetts Family Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Massachusetts Family Credit Union
0.15%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $15
Money Market
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Massachusetts Family Credit Union savings score
67
Savings score
Higher than 20% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Massachusetts Family Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.15%APY
Membership is open to persons who live or work in Essex and Middlesex County areas.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Dividends credited and compounded monthly. Minimum balance of $25.00 required to open and maintain account. | 0.05% | — | Dividends credited and compounded monthly. Minimum balance of $25.00 required to open and maintain account. |
| $5,000 – $24,999Dividends credited and compounded monthly. Minimum balance of $25.00 required to open and maintain account. | 0.15% | $15 | Dividends credited and compounded monthly. Minimum balance of $25.00 required to open and maintain account. |
| $25,000 – $99,999Dividends credited and compounded monthly. Minimum balance of $25.00 required to open and maintain account. | 1.00% | — | Dividends credited and compounded monthly. Minimum balance of $25.00 required to open and maintain account. |
| $100,000 – $199,999Dividends credited and compounded monthly. Minimum balance of $25.00 required to open and maintain account. | 1.00% | — | Dividends credited and compounded monthly. Minimum balance of $25.00 required to open and maintain account. |
| $200,000 and upDividends credited and compounded monthly. Minimum balance of $25.00 required to open and maintain account. | 2.00% | — | Dividends credited and compounded monthly. Minimum balance of $25.00 required to open and maintain account. |
Regular Share Account
0.05%APY
Membership offers eligibility to all persons who live or work in the Essex and Middlesex County areas. Minimum balance of $25.00 required to open and maintain account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceUnder $2,000 balance tier. Dividends compounded every month. | 0.05% | $5 | Under $2,000 balance tier. Dividends compounded every month. |
| $2,000 – $10,000$2,000 to $10,000 balance tier. Dividends compounded every month. | 0.05% | $5 | $2,000 to $10,000 balance tier. Dividends compounded every month. |
Who can join Massachusetts Family Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.