Credit union · NCUA insured
City of Boston Credit Union Savings Rates
City of Boston Credit Union’s best savings rate is 0.15% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How City of Boston Credit Union’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where City of Boston Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
City of Boston Credit Union
0.15%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $15
Money Market Account
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
City of Boston Credit Union savings score
68
Savings score
Higher than 22% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where City of Boston Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.15%APY
Must be eligible for City of Boston Credit Union membership. Dividends are compounded daily and credited monthly. Rates are variable and may change at any time. Minimum balance requirements apply to average daily balance.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $1,000 and upTier I / Tier One. Minimum balance to earn dividends is $1,000.00. · $1,000 to open | 0.15% | $1,000 | $15 | Tier I / Tier One. Minimum balance to earn dividends is $1,000.00. |
| $20,000 and upTier II / Tier Two. Minimum balance to earn dividends is $20,000.00. · $20,000 to open | 0.30% | $20,000 | — | Tier II / Tier Two. Minimum balance to earn dividends is $20,000.00. |
| $50,000 and upTier III / Tier Three. Minimum balance to earn dividends is $50,000.00. · $50,000 to open | 0.50% | $50,000 | — | Tier III / Tier Three. Minimum balance to earn dividends is $50,000.00. |
| $100,000 and upTier IV / Tier Four. Minimum balance to earn dividends is $100,000.00. · $100,000 to open | 1.00% | $100,000 | — | Tier IV / Tier Four. Minimum balance to earn dividends is $100,000.00. |
Sources (2)
All captured Oct 5, 2026
Primary Savings (Main Share)
0.10%APY
Establishes each member's share in the Credit Union. Dividends are compounded daily and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance requirements apply to average daily balance. Rates are variable and may change at any time.$5 and up | 0.10% | $10 | Minimum balance requirements apply to average daily balance. Rates are variable and may change at any time. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRA & Roth IRA Savings
0.20%APY
Covers IRA & Roth IRA Savings accounts. Dividends are compounded daily and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance requirements apply to average daily balance. Rates are variable and subject to change.Any balance | 0.20% | $20 | Minimum balance requirements apply to average daily balance. Rates are variable and subject to change. |
Sources (1)
- cityofbostoncu.com/rates · captured Oct 5, 2026
Club Accounts
0.10%APY
Includes Vacation Club (disburses in May) and Holiday Club (disburses in November). Disbursed funds are closed and deposited into Share (Savings) Account and start over automatically.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded daily and credited monthly. Rates are variable and subject to change.Any balance | 0.10% | $10 | Dividends compounded daily and credited monthly. Rates are variable and subject to change. |
Sources (2)
All captured Oct 5, 2026
Who can join City of Boston Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.