Bank · FDIC insured
Newburyport Bank
Top CarrotA $1.6B bank headquartered in Newburyport, MA, with 11 branches in 2 states. Best rates: CDs 4.35% and savings 1.25% APY.
Newburyport Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 83% of U.S. banks and credit unions
#23 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Newburyport Bank
Founded in 1854, Newburyport Bank is headquartered in Newburyport, Massachusetts.
Serving 62 local communities across the Greater Seacoast region of Massachusetts and New Hampshire, the bank provides personal and business banking services.
- Headquarters
- 63 State St, Newburyport, MA 01950
- FDIC certificate
- 90251 ↗
Branches
11 branches in 2 states
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Massachusetts
6 branches
- Newburyport Five Cents Savings BankMain office63 State St, Newburyport, MA 01950Directions
- Amesbury Branch40 Friend St, Amesbury, MA 01913Directions
- Amesbury Main Street Branch43 Main St, Amesbury, MA 01913Directions
- Newbury Branch27 High Rd, Newbury, MA 01951Directions
- Newburyport Branch21 Storey Ave, Newburyport, MA 01950Directions
- Salisbury Branch6 Merrill St, Salisbury, MA 01952Directions
New Hampshire
5 branches
- Dover - Central Ave836 Central Ave, Dover, NH 03820Directions
- Exeter Branch141 Portsmouth Ave, Exeter, NH 03833Directions
- Hampton321 Lafayette Rd, Hampton, NH 03842Directions
- Portsmouth - Lafayette Rd Branch1390b Lafayette Rd, Portsmouth, NH 03801Directions
- Portsmouth Branch254 State St, Portsmouth, NH 03801Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.76% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.66% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.39% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $104 | $88 | — |
- CapitalLeverage ratio9.76%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.66%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.39%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$104Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Newburyport Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.