Bank · FDIC insured
Partners Bank Savings Rates
Partners Bank’s best savings rate is 0.02% APY on $10,000, with its Partners Savings. Rates checked October 22, 2026.
How Partners Bank’s savings rates compare
Compared with banks and credit unions near Portland, ME, where Partners Bank has the most branches. $10,000, best rate first.
This bank’s best
Partners Bank
0.15%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $15
Silver Lining Savings
Top rate
Lighthouse Credit Union
3.85%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $385
2nd-highest rate
Northeast Bank
3.50%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $350
Partners Bank savings score
62
Savings score
Higher than 7% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.03%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Partners Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.03%APY
Variable-rate account; rates may change at any time after opening without notice. Monthly service charge is waived with balances of $500 and over.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $2,500Standard rate. Monthly service charge waived with balances of $500 and over. | 0.01% | — | Standard rate. Monthly service charge waived with balances of $500 and over. |
| $2,500 – $10,000Standard rate. Monthly service charge waived with balances of $500 and over. | 0.02% | — | Standard rate. Monthly service charge waived with balances of $500 and over. |
| $10,000 – $25,000Standard rate. Monthly service charge waived with balances of $500 and over. | 0.03% | $3 | Standard rate. Monthly service charge waived with balances of $500 and over. |
| $25,000 and upRelationship rate available with Silver Lining, Heroes, or Golden Rewards bundles. Monthly service charge waived with balances of $500 and over. | 0.15% | — | Relationship rate available with Silver Lining, Heroes, or Golden Rewards bundles. Monthly service charge waived with balances of $500 and over. |
| $25,000 and upStandard rate. Monthly service charge waived with balances of $500 and over. | 0.05% | — | Standard rate. Monthly service charge waived with balances of $500 and over. |
Heroes Bundle Savings
0.15%APY
Available with a Partners Bank bundle relationship only. Designed for Veterans, Active Military, and First Responders and their families. Must maintain an active Heroes Ultimate Checking account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRelationship rate requires active Heroes Ultimate Checking account.Any balance | 0.15% | $15 | Relationship rate requires active Heroes Ultimate Checking account. |
Sources (3)
- partners.bank/personal/product-bundles/heroes-bundle
- partners.bank/personal/savings
- partners.bank/rates
All captured Sep 19, 2026
Silver Lining Savings
0.15%APY
Available with a Partners Bank bundle relationship only. Must have an active Silver Lining Ultimate Checking account and maintain $5,000 or more in combined deposit balances in checking and savings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRelationship rate requires active Silver Lining Ultimate Checking account and $5,000 combined deposit balance in checking and savings.Any balance | 0.15% | $15 | Relationship rate requires active Silver Lining Ultimate Checking account and $5,000 combined deposit balance in checking and savings. |
Sources (3)
- partners.bank/personal/product-bundles/silver-lining
- partners.bank/personal/savings
- partners.bank/rates
All captured Sep 19, 2026
Partners Savings
0.02%APY
Variable rate account. Monthly service charge is $0. Opening minimum is $0, or $1 if opened online.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500$1 minimum deposit required if opened online. | 0.01% | — | $1 minimum deposit required if opened online. |
| $2,500 – $10,000$1 minimum deposit required if opened online. | 0.01% | — | $1 minimum deposit required if opened online. |
| $10,000 – $25,000$1 minimum deposit required if opened online. | 0.02% | $2 | $1 minimum deposit required if opened online. |
| $25,000 and up$1 minimum deposit required if opened online. | 0.03% | — | $1 minimum deposit required if opened online. |
Special-purpose accounts
Golden Rewards Savings
0.15%APY
Available with a Partners Bank bundle relationship only. Must be 50 years of age or older, maintain an active Golden Rewards Ultimate Checking account, and have a combined deposit balance of $25,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRelationship rate requires age 50 or older, active Golden Rewards Ultimate Checking account, and $25,000 combined deposit balance.Any balance | 0.15% | $15 | Relationship rate requires age 50 or older, active Golden Rewards Ultimate Checking account, and $25,000 combined deposit balance. |
Sources (3)
- partners.bank/personal/product-bundles/golden-rewards
- partners.bank/personal/savings
- partners.bank/rates
All captured Sep 19, 2026
Health Savings Account
Up to 0.10%APY
Must be covered under a high-deductible health plan (HDHP), not covered by any non-HDHP health plan, not enrolled in Medicare, and cannot be claimed as a dependent on another individual's tax return. $25 minimum deposit to open.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Standard rate tier. | 0.01% | — | Standard rate tier. |
| $2,500 – $5,000Relationship rate available with Silver Lining, Heroes, and Golden Rewards bundles. | 0.05% | — | Relationship rate available with Silver Lining, Heroes, and Golden Rewards bundles. |
| $2,500 – $5,000Standard rate tier. | 0.02% | — | Standard rate tier. |
| $5,000 – $10,000Relationship rate available with Silver Lining, Heroes, and Golden Rewards bundles. | 0.10% | — | Relationship rate available with Silver Lining, Heroes, and Golden Rewards bundles. |
| $5,000 – $10,000Standard rate tier. | 0.03% | — | Standard rate tier. |
| $10,000 and upRelationship rate available with Silver Lining, Heroes, and Golden Rewards bundles. | 0.10% | $10 | Relationship rate available with Silver Lining, Heroes, and Golden Rewards bundles. |
| $10,000 and upStandard rate tier. | 0.04% | $4 | Standard rate tier. |
Club Savings
0.01%APY
Variable rate account. Monthly service charge is $0. $10 minimum to open and to earn interest. Christmas Club accounts mature yearly on October 18th; All Purpose Club accounts mature yearly on April 6th.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upChristmas Club Savings accounts mature yearly on October 18th. All Purpose Club Savings accounts mature yearly on April 6th.$10 and up | 0.01% | $1 | Christmas Club Savings accounts mature yearly on October 18th. All Purpose Club Savings accounts mature yearly on April 6th. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.