Compare Bank & Credit Union Rates
Best savings rates in Virginia
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Virginia
- Democracy Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.15%–1.75% by balance
Credit union · 1 branch
1.15%APY$115 a year on $10,000Requirements
Product: Dividends are paid and compounded monthly. Rate may change after the account is opened. A $10 monthly maintenance fee will be charged for daily balances below $1,000. Withdrawal restrictions apply.
1.14% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $25,000Your amount 1.15% $25,000 – $50,000 1.50% $50,000 – $100,000 1.50% $100,000 – $250,000 1.75% Over $250,000 1.75% Rate checked
More details - Strategic FCUMoney MarketMoney Market · $2,500 min · 1.11%–1.61% by balance
Credit union · 2 branches
1.11%APY$111 a year on $10,000Requirements
Product: Pays dividends monthly. No minimum withdrawals required. Internet access.
1.10% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 1.11% $25,000 and up 1.61% Rate checked
More details - Congressional Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.00%–1.70% by balance
Credit union · 2 branches
1.10%APY$110 a year on $10,000Requirements
Product: No monthly fees. No monthly balance requirements. Minimum to open is $2,500. Can be used as overdraft protection for Congressional checking account. Transaction limitations apply (up to 6 transfers/withdrawals per month). Dividends calculated by average daily balance method, compounded and credited monthly.
Offer: Average daily balance to obtain rate/APY: Up to $2,499. Minimum amount to open: $2,500.
1.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 1.00% $2,500 – $9,999 1.00% $10,000 – $24,999Your amount 1.10% $25,000 – $49,999 1.15% $50,000 – $74,999 1.50% $75,000 – $99,999 1.50% $100,000 – $149,999 1.60% $150,000 – $249,999 1.60% $250,000 and up 1.70% Rate checked
More details - Park View Federal Credit UnionMoney Market AccountMoney Market Account · 1.10%–1.25% by balance
Credit union · 6 branches
1.10%APY$110 a year on $10,000with conditionsRequirements
Product: Keep a $1,500 daily minimum balance to avoid a monthly fee. Must be a Park View member. Pairing with Electrum Checking unlocks higher tiered dividend rate levels (Gold Level and Silver Level).
Offer: Base Level APY. To qualify for APY, you must have an Electrum checking account. No mandatory monthly debit card purchases or direct deposits are required. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee.
Qualified rate · 1.09% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 1.10% $25,000 and up 1.12% $75,000 and up 1.15% $100,000 and up 1.20% $200,000 and up 1.25% Rate checked
More details - 1.05%APY$105 a year on $10,000with conditions
Requirements
Product: Requires linking to a Kasasa Cash or Kasasa Cash Back checking account. Limit of one Kasasa Saver account per Social Security Number.
Offer: When linked Kasasa Cash or Kasasa Cash Back account qualifications are met during Monthly Qualification Cycle (at least 12 debit card purchases, enrolled in eStatements, and enrolled/logged into online banking).
Qualified rate · No monthly fee · Effective Sep 14, 2021
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $250,000Your amount 1.05% $250,000 and upWhen linked Kasasa Cash or Kasasa Cash Back qualifications are met; 0.48%* Rate checked
More details - First National BankMoney Market AccountMoney Market Account · $2,500 min · 1.01%–1.76% by balance
Bank · 19 branches
1.01%APY$101 a year on $10,000Requirements
Product: Maintain a daily balance of $500 to earn interest and avoid $15 Monthly Maintenance Fee. Up to 6 withdrawals or transfers per statement cycle at no cost; $15 Excessive Withdrawal Fee for each additional transfer or withdrawal.
Offer: Maintain a daily balance of $500 to earn interest and avoid $15 Monthly Maintenance Fee.
1.00% interest rate · $15 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $50,000Your amount 1.01% $50,000 – $100,000 1.26% $100,000 – $500,000 1.51% $500,000 and up 1.76% Rate checked
More details - Signal FinancialSignal Smart SavingsSavings · $0 min · 0.25%–1.01% by balance
Credit union · 1 branch
1.01%APY$101 a year on $10,000intro rateRequirements
Product: Tiered savings account with no minimum account balance required. No transaction requirements and no monthly maintenance fees. Membership required ($5 one-time membership share). Dividends compounded daily and credited monthly (effective July 1, 2025 dividend rate calculation changes from daily compounding to simple monthly compounding). Signal Financial reserves the right to end or modify this offer at any time.
Promotional rate · 1.00% interest rate · Compounded daily · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Signal Smart Savings Balance APY Up to $10,000Your amount 1.01% $25,000 – $50,000 0.40% $50,000 – $100,000 0.33% $100,000 and up 0.25% Rate checked
More details - Truliant Federal Credit UnionAccelerate Money MarketAccelerate Money Market · $2,500 min · 1.00%–3.45% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum opening deposit of $2,500. Tiered rate structure. A $10 monthly fee applies if average monthly balance falls below $2,500. Not available on Business or IRA accounts.
Offer: $10 monthly fee if average monthly balance falls below $2,500.
1.00% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Accelerate Money Market Balance APY Any balance 1.00% $2,500 and upYour amount 1.00% $25,000 and up 2.60% $50,000 and up 2.80% $75,000 and up 3.00% $100,000 and up 3.20% $250,000 and up 3.45% Rate checked
More details - Taylor BankTiered Money MarketTiered Money Market · $750 min · 0.75%–1.87% by balance
Bank · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Variable rate account; rates may change after account opening. Maintain a $750 balance to avoid a fee.
Offer: Variable rate account. Minimum balance to earn APY is $750.00.
0.75% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY $750 – $10,000 0.75% $10,000 – $50,000Your amount 1.00% $50,000 – $100,000 1.51% $100,000 and up 1.87% Rate checked
More details - DuPont Community Credit UnionMoney MarketMoney Market · 0.00%–2.02% by balance
Credit union · 15 branches
1.00%APY$100 a year on $10,000Requirements
Product: $1,000 minimum balance required to earn dividends. No monthly fee. 6 penalty-free withdrawals per month, minimum withdrawal amount is $100. Dividends computed daily, paid monthly. Fees may reduce earnings on your accounts.
0.00% interest rate · No monthly fee · Effective Feb 1, 2022
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.00% $1,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.00% $50,000 – $100,000 1.51% $100,000 and up 2.02% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Linked to Kasasa Cash or Kasasa Cash Back checking account. Rewards automatically transfer into Kasasa Saver. Free online, mobile, and telephone banking. No monthly fees. $50 minimum deposit to get started.
Offer: Applies to balances up to $49,999.99 when qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking (at least 1 direct deposit/automatic debit, at least 12 debit card purchases, enroll and log in to online banking). (Page 47 states up to $50,000).
Qualified rate · Balance cap $49,999.99 · No monthly fee
Rate checked
More details - Oak View National BankPremium Money MarketPremium Money Market · $2,500 min · 1.00%–3.80% by balance
Bank · 4 branches
1.00%APY$100 a year on $10,000Requirements
Product: $2,500 minimum opening deposit required. $8.00 monthly service charge waived with a $2,500 average daily balance. For tiered rate accounts, the APY for the highest tier for which there is a balance is paid on the entire balance of the account.
Offer: $8.00 monthly service charge waived with a $2,500 average daily balance. Paid on entire balance based on highest tier reached.
1.00% interest rate · $8 monthly fee · Effective Jun 4, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $2,500 1.00% $2,500 – $50,000Your amount 1.00% $50,000 – $100,000 1.25% $100,000 – $500,000 2.10% $500,000 – $1,000,000 2.10% $1,000,000 – $3,000,000 3.00% $3,000,000 and up 3.80% Rate checked
More details - Transportation Federal Credit UnionMomentum SavingsSavings · 0.50%–1.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Tiered interest-bearing reward savings account. Must be linked to an Xcelerate High-Yield Checking or Xcelerate CashBack Checking account. Limited to one account per membership. No minimum balance requirement to open or maintain. Dividends credited and compounded monthly.
Offer: Applies to balances $100,000 and under when linked rewards checking meets monthly qualifications (15 debit card purchases, 1 direct deposit/ACH debit or credit transaction, and eStatements).
Qualified rate · 1.00% interest rate · Compounded monthly · Effective Aug 17, 2026
Rate by balance
Rate by balance for Momentum Savings Balance APY Up to $100,000Your amount 1.00% Over $100,000 0.50% Rate checked
More details - Transportation Federal Credit UnionMoney Market Share AccountMoney Market Share Account · $2,500 min · 0.75%–1.15% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Requires a $2,500 minimum deposit to open and maintain; balances falling below $2,500 may be transferred to Share Savings. Dividends are compounded and paid monthly using the daily balance method. Up to 3 minimum $500 withdrawals permitted.
Offer: Dividends calculated using the daily balance method, compounded and paid monthly. Minimum balance of $2,500 required to earn APY.
0.75% interest rate · Effective Aug 17, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY $2,500 – $9,999 0.75% $10,000 – $19,999Your amountMinimum balance required to earn APY. 1.00% $20,000 – $49,999Minimum balance required to earn APY. 1.10% $50,000 and upMinimum balance required to earn APY. 1.15% Rate checked
More details - Old Dominion National BankFirst Choice Money MarketFirst Choice Money Market · $1,000 min · 1.00%–2.25% by balance
Bank · 4 branches
1.00%APY$100 a year on $10,000Requirements
Product: Monthly service charge of $10 waived if minimum daily balance stays at or above $1,000. Interest accrues daily and credited in accordance with product statement cycle. Fees may reduce earnings. Prospective depositors must be of legal age.
Offer: Monthly service charge of $10 if minimum daily balance falls below $1,000. Rates subject to change after account opening.
1.00% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for First Choice Money Market Balance APY Up to $50,000Your amount 1.00% $50,000 – $100,000 1.50% $100,000 – $250,000 1.75% $250,000 and up 2.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Virginia
402 accounts at 151 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.48%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.15%
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Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- Langley Credit UnionCredit union · 19 branches
- EagleBankBank · 3 branches