Credit union · NCUA insured
Park View Federal Credit Union
A $406.5M credit union headquartered in Harrisonburg, VA, with 14,469 members and 6 branches in Virginia. Best rates: CDs 3.60% and savings 0.05% APY.
Park View Federal Credit Union Carrot Score
79
Carrot Score
Higher than 48% of U.S. banks and credit unions
#8 of 16 in Harrisonburg, VA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Park View Federal Credit Union
Founded in 1969 at Eastern Mennonite University, Park View Federal Credit Union is a member-owned, not-for-profit financial cooperative originally established to provide employee savings and loan programs.
Headquartered in Virginia, it serves Harrisonburg and Rockingham County with locations in Harrisonburg, Dayton, and Broadway, alongside retirement community branch sites.
- Headquarters
- 1675 Virginia Ave, Harrisonburg, VA 22802
- NCUA charter
- 19541
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals and immediate families who belong to or regularly attend one of the listed partner churches qualify for membership.
- Employees, retirees, and their immediate family members of partner businesses or nonprofits are eligible for membership.
- Members and volunteers of listed partner organizations (and their immediate families) are eligible for membership.
Military, government and schools
- Students, staff, faculty, eligible alumni, and their immediate families of listed affiliated schools are eligible for membership.
Family and household
- Immediate family members of an existing Park View Federal Credit Union member are eligible to join.
Other ways
- Homeowners of a Central Valley Habitat for Humanity-built home are eligible for membership.
1 more way to join
Other ways
- Residents and immediate family members of residents at Bridgewater Retirement Community, Sunnyside Retirement Community, or Virginia Mennonite Retirement Community are eligible.
Cost to join
- Membership requires a refundable $5 share deposit into a Rewards Account, with no membership fee.
Branches
6 branches in Virginia
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Virginia
6 branches
- Harmony SquareMain office1675 Virginia Ave, Harrisonburg, VA 22802Directions
- Brc210 Virginia Ave, Bridgewater, VA 22812Directions
- Broadway169 E Springbrook Rd, Broadway, VA 22815Directions
- Dayton305 Mason St, Dayton, VA 22821Directions
- Vmrc1491 Virginia Ave, Harrisonburg, VA 22802Directions
- Sunnyside1130 Highlands Pl, Rockingham, VA 22801Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.06% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.05% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.89% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $91 | $76 | — |
- CapitalNet worth ratio10.06%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.05%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.89%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$91Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Park View Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.