Credit union · NCUA insured
DuPont Community Credit Union Savings Rates
DuPont Community Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How DuPont Community Credit Union’s savings rates compare
Compared with banks and credit unions near Staunton, VA, where DuPont Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
DuPont Community Credit Union
1.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $100
Money Market
Top rate
Pendleton Community Bank
3.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $300
2nd-highest rate
F&M Bank
2.55%APY
- Requires
- None
- Minimum
- $10
- Earns on $10,000 a year
- $255
DuPont Community Credit Union savings score
86
Savings score
Higher than 72% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0002.02%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where DuPont Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.00%APY
$1,000 minimum balance required to earn dividends. No monthly fee. 6 penalty-free withdrawals per month, minimum withdrawal amount is $100. Dividends computed daily, paid monthly. Fees may reduce earnings on your accounts.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.00% | — |
| $1,000 – $25,000 | 1.00% | $100 |
| $25,000 – $50,000 | 1.00% | — |
| $50,000 – $100,000 | 1.51% | — |
| $100,000 and up | 2.02% | — |
Sources (2)
All captured Oct 4, 2026
Share Savings Account
0.01%APY
Requires a $5 minimum deposit/balance to become a member-owner and represent a share in the Credit Union. No monthly fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.01% | $1 |
Special-purpose accounts
IRA Account
0.15%APY
Individual Retirement Account (IRA Share). Traditional and Roth options available. Must be opened at a DCCU Member Center or online through Retirement Central. Funds insured to $250,000 separately by NCUA. No monthly fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.05% | — |
| $1,000 and up | 0.15% | $15 |
Sources (3)
All captured Oct 22, 2026
Christmas Club
0.01%APY
Automatic deposit / payout of total balance into designated account every October 1st; account remains open until closed. No monthly fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAutomatic Deposit to Savings or Checking on Oct. 1Any balance | 0.01% | $1 | Automatic Deposit to Savings or Checking on Oct. 1 |
Sources (2)
All captured Oct 22, 2026
Club Account
0.01%APY
Save for specific purposes such as college, taxes, insurance, emergency fund, down payment, etc. Earns the same dividend rate as Share Savings account, funds available at any time. No monthly fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceSave for college, taxes, insurance, etc.Any balance | 0.01% | $1 | Save for college, taxes, insurance, etc. |
Sources (2)
All captured Oct 22, 2026
Health Savings Account
0.01%APY
Must qualify for a Health Savings Account (covered by a qualified High Deductible Health Plan HDHP, no FSA, not enrolled in Medicare). Must be opened at a DCCU Member Center. No monthly fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.01% | $1 |
Vacation Club
0.01%APY
No minimum balance. No monthly fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo Minimum BalanceAny balance | 0.01% | $1 | No Minimum Balance |
Who can join DuPont Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, attends school, or volunteers within DCCU's field of membership (Augusta County, Bath County, Buena Vista, Clarke County, Frederick County, Harrisonburg, Highland County, Lexington, Page County, Rockbridge County, Rockingham County, Shenandoah County, Staunton, Warren County, Waynesboro, or Winchester).
Family and household
- Membership is open to individuals within the immediate family or household of an eligible individual.
Other ways
- Businesses and other legal entities within the field of membership are eligible for membership.
Cost to join
- Membership requires a share deposit/investment of $5 in a savings account.
Membership information collected October 4, 2026.