Credit union · NCUA insured
Strategic FCU
A $23.5M credit union headquartered in Sterling, VA, with 921 members and 2 branches in Virginia. Best rates: CDs 3.76% and savings 1.11% APY.
Strategic FCU Carrot Score
84
Carrot Score
Higher than 66% of U.S. banks and credit unions
#51 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Strategic FCU
- Headquarters
- 22110 Pacific Blvd Ste 100, Sterling, VA 20166
- NCUA charter
- 21319
Branches
2 branches in Virginia
Loading map…
Virginia
2 branches
- Main OfficeMain office22110 Pacific Blvd Ste 100, Sterling, VA 20166Directions
- Annandale Office7700 Little River Tpke, Suite 308, Annandale, VA 22003Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.32% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.11% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.39% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $75 | $59 | — |
- CapitalNet worth ratio10.32%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.11%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.39%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$75Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Strategic FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.