Credit union · NCUA insured
Park View Federal Credit Union Savings Rates
Park View Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Regular Savings Account. Rates checked October 22, 2026.
How Park View Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Harrisonburg, VA, where Park View Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Park View Federal Credit Union
2.60%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $260
Money Market Account
Top rate
Pendleton Community Bank
3.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $300
2nd-highest rate
Blue Ridge Bank
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $300
Park View Federal Credit Union savings score
73
Savings score
Higher than 33% of U.S. banks and credit unions
By balance
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.10%
- QualifiedQualified2.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Park View Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Park View Rewards
5.00%APY
Deposits are limited to reward or account engagement activity including but not limited to Round Up transfers and dividends paid. Dividends paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDeposits are limited to reward or account engagement activity including but not limited to Round Up transfers and dividends paid. Dividends paid quarterly. APY valid as of last dividend declaration date.Any balance | 5.00% | $500 | Deposits are limited to reward or account engagement activity including but not limited to Round Up transfers and dividends paid. Dividends paid quarterly. APY valid as of last dividend declaration date. |
Sources (1)
- pvfcu.org/rates · captured Oct 22, 2026
Money Market Account
Up to 2.60%APY
Keep a $1,500 daily minimum balance to avoid a monthly fee. Must be a Park View member. Pairing with Electrum Checking unlocks higher tiered dividend rate levels (Gold Level and Silver Level).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Gold Level APY. To qualify for APY, you must have an Electrum checking account, make at least 15 debit card purchases, and have at least $1,500 in direct deposits each month. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. | 2.60% | $260 | Gold Level APY. To qualify for APY, you must have an Electrum checking account, make at least 15 debit card purchases, and have at least $1,500 in direct deposits each month. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. |
| Up to $25,000Silver Level APY. To qualify for APY, you must have an Electrum checking account, make at least 5 debit card purchases, and have at least $500 in direct deposits each month. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. | 1.60% | $160 | Silver Level APY. To qualify for APY, you must have an Electrum checking account, make at least 5 debit card purchases, and have at least $500 in direct deposits each month. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. |
| Up to $25,000Base Level APY. To qualify for APY, you must have an Electrum checking account. No mandatory monthly debit card purchases or direct deposits are required. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. | 1.10% | $110 | Base Level APY. To qualify for APY, you must have an Electrum checking account. No mandatory monthly debit card purchases or direct deposits are required. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. |
| $25,000 and upGold Level APY. To qualify for APY, you must have an Electrum checking account, make at least 15 debit card purchases, and have at least $1,500 in direct deposits each month. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. | 2.62% | — | Gold Level APY. To qualify for APY, you must have an Electrum checking account, make at least 15 debit card purchases, and have at least $1,500 in direct deposits each month. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. |
| $25,000 and upSilver Level APY. To qualify for APY, you must have an Electrum checking account, make at least 5 debit card purchases, and have at least $500 in direct deposits each month. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. | 1.62% | — | Silver Level APY. To qualify for APY, you must have an Electrum checking account, make at least 5 debit card purchases, and have at least $500 in direct deposits each month. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. |
| $25,000 and upBase Level APY. To qualify for APY, you must have an Electrum checking account. No mandatory monthly debit card purchases or direct deposits are required. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. | 1.12% | — | Base Level APY. To qualify for APY, you must have an Electrum checking account. No mandatory monthly debit card purchases or direct deposits are required. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. |
| $75,000 and upGold Level APY. To qualify for APY, you must have an Electrum checking account, make at least 15 debit card purchases, and have at least $1,500 in direct deposits each month. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. | 2.65% | — | Gold Level APY. To qualify for APY, you must have an Electrum checking account, make at least 15 debit card purchases, and have at least $1,500 in direct deposits each month. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. |
| $75,000 and upSilver Level APY. To qualify for APY, you must have an Electrum checking account, make at least 5 debit card purchases, and have at least $500 in direct deposits each month. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. | 1.65% | — | Silver Level APY. To qualify for APY, you must have an Electrum checking account, make at least 5 debit card purchases, and have at least $500 in direct deposits each month. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. |
| $75,000 and upBase Level APY. To qualify for APY, you must have an Electrum checking account. No mandatory monthly debit card purchases or direct deposits are required. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. | 1.15% | — | Base Level APY. To qualify for APY, you must have an Electrum checking account. No mandatory monthly debit card purchases or direct deposits are required. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. |
| $100,000 and upGold Level APY. To qualify for APY, you must have an Electrum checking account, make at least 15 debit card purchases, and have at least $1,500 in direct deposits each month. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. | 2.70% | — | Gold Level APY. To qualify for APY, you must have an Electrum checking account, make at least 15 debit card purchases, and have at least $1,500 in direct deposits each month. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. |
| $100,000 and upSilver Level APY. To qualify for APY, you must have an Electrum checking account, make at least 5 debit card purchases, and have at least $500 in direct deposits each month. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. | 1.70% | — | Silver Level APY. To qualify for APY, you must have an Electrum checking account, make at least 5 debit card purchases, and have at least $500 in direct deposits each month. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. |
| $100,000 and upBase Level APY. To qualify for APY, you must have an Electrum checking account. No mandatory monthly debit card purchases or direct deposits are required. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. | 1.20% | — | Base Level APY. To qualify for APY, you must have an Electrum checking account. No mandatory monthly debit card purchases or direct deposits are required. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. |
| $200,000 and upGold Level APY. To qualify for APY, you must have an Electrum checking account, make at least 15 debit card purchases, and have at least $1,500 in direct deposits each month. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. | 2.75% | — | Gold Level APY. To qualify for APY, you must have an Electrum checking account, make at least 15 debit card purchases, and have at least $1,500 in direct deposits each month. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. |
| $200,000 and upSilver Level APY. To qualify for APY, you must have an Electrum checking account, make at least 5 debit card purchases, and have at least $500 in direct deposits each month. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. | 1.75% | — | Silver Level APY. To qualify for APY, you must have an Electrum checking account, make at least 5 debit card purchases, and have at least $500 in direct deposits each month. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. |
| $200,000 and upBase Level APY. To qualify for APY, you must have an Electrum checking account. No mandatory monthly debit card purchases or direct deposits are required. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. | 1.25% | — | Base Level APY. To qualify for APY, you must have an Electrum checking account. No mandatory monthly debit card purchases or direct deposits are required. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee. |
Regular Savings Account
0.05%APY
$5 minimum deposit in Rewards account required to open account. Dividends paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Dividends paid quarterly. APY valid as of last dividend declaration date. | 0.05% | $5 | Dividends paid quarterly. APY valid as of last dividend declaration date. |
| $25,000 and upDividends paid quarterly. APY valid as of last dividend declaration date. | 0.10% | — | Dividends paid quarterly. APY valid as of last dividend declaration date. |
Special-purpose accounts
Health Savings Account (HSA)
1.00%APY
Must have a High-Deductible Health Plan (HDHP). No monthly fee, no set-up or application fee, no minimum balance requirement. $5 minimum deposit in shares account required to open and earn APY. Dividends paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000$5 minimum deposit in shares account required to open and earn APY. Dividends paid quarterly. | 0.20% | — | $5 minimum deposit in shares account required to open and earn APY. Dividends paid quarterly. |
| $5,000 and up$5 minimum deposit in shares account required to open and earn APY. Dividends paid quarterly. | 1.00% | $100 | $5 minimum deposit in shares account required to open and earn APY. Dividends paid quarterly. |
Sources (1)
- pvfcu.org/hsa · captured Oct 22, 2026
Car Club Account
0.20%APY
Save for vehicle purchases, insurance, or repair expenses. 1 withdrawal per quarter. $5 minimum deposit in shares account required to open and earn APY. Dividends paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance1 withdrawal per quarter. $5 minimum deposit in shares account required. Dividends paid quarterly.Any balance | 0.20% | $20 | 1 withdrawal per quarter. $5 minimum deposit in shares account required. Dividends paid quarterly. |
Christmas Club Account
0.20%APY
Save throughout the year for Christmas purchases. 1 withdrawal permitted. Receive the balance of your account, including dividends, in October. $5 minimum deposit in shares account required to open and earn APY. Dividends paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance1 withdrawal permitted. Receive balance in October. $5 minimum deposit in shares account required. Dividends paid quarterly.Any balance | 0.20% | $20 | 1 withdrawal permitted. Receive balance in October. $5 minimum deposit in shares account required. Dividends paid quarterly. |
Individual Retirement Account (IRA) Savings
0.20%APY
Available as Traditional and Roth IRA savings account. Dividends paid quarterly. $250 minimum to open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid quarterly. All rates quoted are subject to Credit Union earnings.Any balance | 0.20% | $20 | Dividends paid quarterly. All rates quoted are subject to Credit Union earnings. |
Who can join Park View Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals and immediate families who belong to or regularly attend one of the listed partner churches qualify for membership.
- Employees, retirees, and their immediate family members of partner businesses or nonprofits are eligible for membership.
- Members and volunteers of listed partner organizations (and their immediate families) are eligible for membership.
Military, government and schools
- Students, staff, faculty, eligible alumni, and their immediate families of listed affiliated schools are eligible for membership.
Family and household
- Immediate family members of an existing Park View Federal Credit Union member are eligible to join.
Other ways
- Homeowners of a Central Valley Habitat for Humanity-built home are eligible for membership.
1 more way to join
Other ways
- Residents and immediate family members of residents at Bridgewater Retirement Community, Sunnyside Retirement Community, or Virginia Mennonite Retirement Community are eligible.
Cost to join
- Membership requires a refundable $5 share deposit into a Rewards Account, with no membership fee.
Membership information collected October 4, 2026.