Credit union · NCUA insured
Congressional Federal Credit Union
Top CarrotA $1.3B credit union, the 371st largest of 4,329, headquartered in Oakton, VA, with 52,187 members and 6 branches in 2 states. Best rates: CDs 6.00% and savings 1.10% APY.
Congressional Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 84% of U.S. banks and credit unions
#23 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Congressional Federal Credit Union
- Headquarters
- 10461 White Granite Dr, Ste 102, Oakton, VA 22124
- NCUA charter
- 8797
Branches
6 branches in 2 states
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District of Columbia
4 branches
- Capitol BranchRoom H 129, US Capitol, Washington, DC 20515Directions
- Ford BranchRoom 353, Ford House Office Bldg, Washington, DC 20515Directions
- Longworth BranchRoom B 203, Longworth House Office Bldg, Washington, DC 20515Directions
- Rayburn BranchRoom SW1, Rayburn House Office Bldg, Washington, DC 20515Directions
Virginia
2 branches
- OaktonMain office10461 White Granite Dr, Ste 102, Oakton, VA 22124Directions
- Oakton Branch10461 White Granite Dr, Oakton, VA 22124Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.04% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.62% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.79% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $70 | $88 | — |
- CapitalNet worth ratio11.04%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.62%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.79%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$70Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Congressional Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.