Compare Bank & Credit Union Rates
Best savings rates in Virginia
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Virginia
- 2.95%APY$295 a year on $10,000
Requirements
Product: Exclusive online-only savings account available in states where branches are located (NY, NJ, PA, MD, VA, GA, TX, CA). Limited to six transfers/withdrawals per monthly cycle. Interest compounded monthly.
Offer: Monthly service fee of $5 waived by maintaining an average daily balance of $100 in the account for the monthly cycle.
Compounded monthly · $5 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for WooriWON Savings Balance APY Up to $100,000Your amount 2.95% $100,000 and up 3.25% Rate checked
More details - Blue Ridge BankGolden Advantage Money MarketGolden Advantage Money Market · $2,500 min
Bank · 26 branches
2.87%APY$287 a year on $10,000with conditionsRequirements
Product: Avoid monthly maintenance fee by maintaining a $2,500.00 minimum balance. Must have a Golden Advantage Checking or a Golden Advantage Plus Checking to qualify. Free e-statements, paper statement fee may apply.
Qualified rate · 2.83% interest rate · Effective Dec 11, 2025
Rate checked
More details - 2.85%APY$285 a year on $10,000with conditions
Requirements
Product: Must have personal checking account and debit card. Maintain at least $5,000 in Relationship Savings and $10,000 total across all deposit accounts as of 12 a.m. on the first of the month. Limited to one account per personal tax ID. No minimum balance fees.
Offer: Qualifications met: Requires personal checking account, debit card, minimum average daily balance of $5,000 in Relationship Savings, and $10,000 total balance across all deposit accounts as of 12 a.m. on the first of that month. Paid monthly.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - 2.75%APY$275 a year on $10,000
Requirements
Product: Emergency savings account. Balances over $10,000 earn 1.00% APY. No minimum balance required. Option to fund via Round Up debit card purchases.
Offer: Compounded monthly. Premium rate earned on balances up to $10,000. No minimum balance required.
Compounded monthly · Effective Oct 15, 2026
Rate by balance
Rate by balance for SafetyNet Savings Balance APY Up to $10,000Your amount 2.75% Over $10,000 1.00% Rate checked
More details - 2.70%APY$270 a year on $10,000
Requirements
Product: Must become a member of PenFed Credit Union. Account holders must agree to electronic delivery of account opening disclosures and monthly statements.
2.67% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - Park View Federal Credit UnionMoney Market AccountMoney Market Account · 2.60%–2.75% by balance
Credit union · 6 branches
2.60%APY$260 a year on $10,000with conditionsRequirements
Product: Keep a $1,500 daily minimum balance to avoid a monthly fee. Must be a Park View member. Pairing with Electrum Checking unlocks higher tiered dividend rate levels (Gold Level and Silver Level).
Offer: Gold Level APY. To qualify for APY, you must have an Electrum checking account, make at least 15 debit card purchases, and have at least $1,500 in direct deposits each month. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee.
Qualified rate · 2.57% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 2.60% $25,000 and up 2.62% $75,000 and up 2.65% $100,000 and up 2.70% $200,000 and up 2.75% Rate checked
More details - 2.60%APY$260 a year on $10,000
Requirements
Product: A maintenance charge of $5.00 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $500.
Offer: Monthly maintenance charge of $5 waived when average daily balance for the statement cycle is $500 or more.
$5 monthly fee · Effective Dec 11, 2025
Rate by balance
Rate by balance for Simple Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amount 2.60% $100,000 and up 2.80% Rate checked
More details - 2.55%APY$255 a year on $10,000
Requirements
Product: $10 opening deposit required. Avoid $10 monthly service fee with an average daily balance of $1,000. Write up to 6 checks per month.
Offer: $10.00 balance requirement to obtain APY. Maintain daily average balance of $1,000 to avoid $10 monthly service charge.
2.52% interest rate · $10 monthly fee
Rate by balance
Rate by balance for F&M Money Market Balance APY $1,000 – $100,000Your amount 2.55% $100,000 – $250,000 2.60% $250,000 – $750,000 2.65% $750,000 – $1,500,000 2.70% $1,500,000 and up 3.22% Rate checked
More details - Peoples Advantage FCUMoney Market SharesMoney Market Shares · $2,000 min · 2.53%–3.31% by balance
Credit union · 4 branches
2.53%APY$253 a year on $10,0002.50% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Shares Balance APY $2,000 – $20,000Your amount 2.53% $20,000 – $75,000 2.78% $75,000 and up 3.31% Rate checked
More details - 2.50%APY$250 a year on $10,000intro rate
Requirements
Product: Must be funded completely with new money (funds not currently on deposit with Chartway Credit Union; funds transferred from IRA accounts not eligible). Chartway senior leadership positions (VP and above), Board of Directors, and volunteers are not eligible. Dividends are paid quarterly.
Offer: Must be funded completely with new money; promotional rate effective as of 1/31/24; dividends paid quarterly.
Promotional rate · 2.50% interest rate · Effective Oct 22, 2026
Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Requires a minimum new money increase of $25,000 based on the savings owner(s) average daily balances during the past 30 days. Monthly service fee of $35 if minimum balance of $25,000 is not met. Checking account required for best APY.
Offer: $25,000 new money minimum based on average daily balances during the past 30 days. Checking account required for best APY.
Qualified rate · $35 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Platinum Savings Balance APY Up to $25,000Your amount 2.50% $25,000 – $100,000 3.50% $100,000 – $5,000,000 3.75% $5,000,000 – $100,000,000 2.50% Rate checked
More details - 2.31%APY$231 a year on $10,000
Requirements
Product: Available for personal consumer accounts only. Tiered rates paid on entire balance. Minimum daily balance of $1.00 required to earn disclosed APY.
Offer: Tier 1 balance tier. Tiered rate paid on entire balance.
2.29% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Clear Sky Savings Balance APY Up to $99,999Your amount 2.31% $100,000 – $249,999Tier 2 balance tier. 2.65% $250,000 and upTier 3 balance tier. 3.10% Rate checked
More details - Signature Federal Credit UnionPremium SavingsSavings · $100 min · 2.00%–3.00% by balance
Credit union · 1 branch
2.25%APY$225 a year on $10,000Requirements
Product: Tiered rate account. Dividends are compounded and credited quarterly using the Average Daily Balance method. No monthly maintenance fee.
Offer: Tier for balances from $100.00 to $9,999.99. No monthly fee.
1.98% interest rate · No monthly fee
Rate by balance
Rate by balance for Premium Savings Balance APY $100 – $10,000 2.00% $10,000 – $50,000Your amount 2.25% $50,000 – $100,000 2.50% $100,000 and up 3.00% Rate checked
More details - 2.20%APY$220 a year on $10,000
No monthly fee
Rate by balance
Rate by balance for Simple Savings Balance APY Up to $50,000Your amount 2.20% $50,000 and up 2.70% Rate checked
More details - EagleBankEagle Money Market AccountEagle Money Market Account · $100 min · 2.18%–2.48% by balance
Bank · 3 branches
2.18%APY$218 a year on $10,000Requirements
Product: Rates may change after account opening. Fees could reduce earnings. For Tier Rate accounts, the ledger balance must be within a specific tier to receive the interest rate and annual percentage yield for that tier. Rates are subject to change at any time and are not guaranteed until the account is opened.
Offer: Ledger balance must be within specific tier to receive the tier rate and APY.
2.15% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Eagle Money Market Account Balance APY Up to $250,000Your amount 2.18% $250,000 – $500,000 2.28% $500,000 and up 2.48% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Virginia
402 accounts at 151 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.48%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.15%
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Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- Langley Credit UnionCredit union · 19 branches
- EagleBankBank · 3 branches