Credit union · NCUA insured
Peoples Advantage FCU Savings Rates
Top CarrotPeoples Advantage FCU’s best savings rate is 2.53% APY on $10,000, with its Money Market Shares. Rates checked October 22, 2026.
How Peoples Advantage FCU’s savings rates compare
Compared with banks and credit unions near Richmond, VA, where Peoples Advantage FCU has the most branches. $10,000, best rate first.
This credit union’s best
Peoples Advantage FCU
2.53%APY
- Minimum
- —
- Earns on $10,000 a year
- $253
Money Market Shares
Top rate
Primis Bank
3.85%APY
- Minimum
- $1
- Earns on $10,000 a year
- $385
2nd-highest rate
Langley Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
Peoples Advantage FCU savings score
93
Savings score
Higher than 95% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0002.53%
- $100,000 balance$100,0003.31%
- QualifiedQualified2.53%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peoples Advantage FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Shares
2.53%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,000 – $20,000 | 2.53% | $253 |
| $20,000 – $75,000 | 2.78% | — |
| $75,000 and up | 3.31% | — |
Sources (1)
- peoplesadvfcu.org/savings-rates · captured Sep 19, 2026
Shares (Basic / Regular Savings)
0.15%APY
Initial $5 deposit into savings account gives part ownership in the Credit Union. Share Savings requires a $5.00 minimum opening deposit and a $500.00 Average Daily Balance to earn the stated Dividend.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upRequires a $500.00 Average Daily Balance (balance over $500) to earn the stated Dividend.$500 and up | 0.15% | $15 | Requires a $500.00 Average Daily Balance (balance over $500) to earn the stated Dividend. |
Special-purpose accounts
Christmas Club Share Savings
0.05%APY
Christmas Club Share Savings requires a $5.00 minimum opening deposit and a $100.00 Average Daily Balance to earn the stated Dividend.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRequires a $100.00 Average Daily Balance to earn the stated Dividend.$100 and up | 0.05% | $5 | Requires a $100.00 Average Daily Balance to earn the stated Dividend. |
Sources (1)
- peoplesadvfcu.org/savings-rates · captured Sep 19, 2026
Youth (KAT) Shares
0.05%APY
No minimum balance requirement stated to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- peoplesadvfcu.org/savings-rates · captured Sep 19, 2026
Closed to new customers
IRA Shares
0.05%APY
Regular IRA Share Accounts (all types) are paid on the full balance at the stated rate. Additional penalties may apply. No new IRAs will be opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePaid on the full balance at the stated rate (no min req). Additional penalties may apply. No new IRAs will be opened.Any balance | 0.05% | $5 | Paid on the full balance at the stated rate (no min req). Additional penalties may apply. No new IRAs will be opened. |
Sources (1)
- peoplesadvfcu.org/savings-rates · captured Sep 19, 2026
Who can join Peoples Advantage FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.