Compare Bank & Credit Union Rates
Best savings rates in Virginia
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 241–255 results in Virginia
- 0.10%APY$10 a year on $10,000
Requirements
Product: Dedicated fund for special savings goals. No minimum opening deposit required. Average Daily Balance method used to calculate dividends. Not available for business accounts.
Offer: Minimum balance to earn dividends is $5. Average daily balance method. No minimum opening deposit required.
Effective Oct 19, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Foundational membership account. Requires a par value share purchase of $5. Average Daily Balance method used to calculate dividends.
Offer: Minimum balance to earn dividends is $5. Par value of membership share is $5. Average daily balance method.
Effective Oct 19, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly statement provided. Minimum balance to earn interest is $100.
Offer: Requires $100 minimum balance to earn interest.
0.10% interest rate · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Compounded monthly. $5 minimum initial deposit required.
Compounded monthly · Effective Oct 15, 2026
Rate checked
More details - SalemVA Credit UnionRegular Shares (Savings)Savings · $5 min · 0.05%–0.10% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Membership share in the Credit Union requires a $5 minimum deposit, which remains on deposit while a member.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Shares (Savings) Balance APY Up to $5,000 0.05% Over $5,000Your amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum deposit is $5.00. Earns dividends from day of deposit to day of withdrawal. Dividends are posted and paid monthly. Fees could reduce earnings. Membership eligibility required.
Offer: Dividends earned from day of deposit to day of withdrawal, posted and paid monthly. Rates subject to change.
0.09% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable rate account. Dividends compounded and credited monthly based on average daily balance. Accounts closed before dividend period end will not receive accrued dividends. No monthly maintenance fees.
Offer: Minimum balance $5.00. No monthly maintenance fees.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable rate account. Dividends compounded and credited monthly based on average daily balance. Accounts closed before dividend period end will not receive accrued dividends.
Offer: Minimum balance is N/A.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - First Sentinel BankSentinel Savvy Money MarketSentinel Savvy Money Market · $1,000 min · 0.10%–1.51% by balance
Bank · 8 branches
0.10%APY$10 a year on $10,000Requirements
Offer: APY Monthly Compounding.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Sentinel Savvy Money Market Balance APY Up to $49,999Your amount 0.10% $50,000 – $99,999 1.00% $100,000 – $249,999 1.26% $250,000 and up 1.51% Rate checked
More details - First Horizon BankMoney Market SavingsMoney Market Savings · $50 min · 0.10%–0.15% by balance
Bank · 8 branches
0.10%APY$10 a year on $10,000Requirements
Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.
Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.
$9 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 and up 0.15% Rate checked
More details - United Southeast Federal Credit UnionMad Money AccountSavings · $100 min · 0.10%–0.25% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: No minimum balance required. Open-ended account allowing deposits and withdrawals anytime. Dividends compounded and paid quarterly; minimum balance of $100 required to earn dividends.
Offer: Minimum balance of $100.00 required to earn dividends.
0.10% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Mad Money Account Balance APY $100 – $2,500 0.10% $2,500 – $5,000 0.10% $5,000 – $15,000Your amount 0.10% $15,000 – $25,000 0.15% $25,000 – $50,000 0.20% $50,000 and up 0.25% Rate checked
More details - United Southeast Federal Credit UnionRegular Share (Savings) AccountSavings · $100 min · 0.10%–0.25% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Requires maintaining a $5.00 balance in a share/savings account to establish and maintain membership. Dividends compounded and paid quarterly; minimum balance of $100.00 required to earn dividends.
Offer: Minimum balance of $100.00 required to earn dividends.
0.10% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Regular Share (Savings) Account Balance APY $100 – $2,500 0.10% $2,500 – $5,000 0.10% $5,000 – $15,000Your amount 0.10% $15,000 – $25,000 0.15% $25,000 – $50,000 0.20% $50,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Interest is compounded quarterly. Fees and other charges may reduce the quoted APY.
0.10% interest rate · Compounded quarterly · Effective Sep 29, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Encourages incremental savings via paycheck allocations. Requires an Average Daily Balance of $300.00 to earn the stated dividend. Dividends calculated on average daily balance and paid/compounded monthly.
Offer: Requires an Average Daily Balance of $300.00 to earn the stated dividend.
0.10% interest rate · Compounded monthly · Effective Oct 4, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Virginia
402 accounts at 151 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.48%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.15%
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Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- Langley Credit UnionCredit union · 19 branches
- EagleBankBank · 3 branches