Credit union · NCUA insured
Bronco Federal Credit Union
A $293.1M credit union headquartered in Franklin, VA, with 19,316 members and 2 branches in Virginia. Best rates: savings 0.10% APY.
Bronco Federal Credit Union Carrot Score
81
Carrot Score
Higher than 54% of U.S. banks and credit unions
#20 of 35 in Virginia Beach, VA-NC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Bronco Federal Credit Union
Chartered in July 1941 at the Chesapeake-Camp Corporation, Bronco Federal Credit Union originally served workers at the papermill in Franklin, Virginia.
Now operating under a community charter adopted in 2006, the member-owned financial cooperative offers equal ownership to its members with no outside investors.
- Headquarters
- 135 Stewart Dr, Franklin, VA 23851
- NCUA charter
- 4616
Branches
2 branches in Virginia
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Virginia
2 branches
Franklin area · 1
- Stewart Drive OfficeMain office135 Stewart Dr, Franklin, VA 23851Directions
Virginia Beach area · 1
- Godwin Blvd Office3075 Godwin Blvd, Suffolk, VA 23434Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.02% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.37% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.59% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $77 | $76 | — |
- CapitalNet worth ratio11.02%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.37%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.59%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$77Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Bronco Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.