NASA Federal Credit Union Savings & Money Market Rates

How NASA Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Washington, DC-VA-MD-WV, where NASA Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
NASA Federal Credit Union
1.65%APY
Requires
None
Minimum
$10,000
Earns on $10,000 a year
$165
Premier Money Market (PMMA)
Top rate
Woori America Bank
5.00%APY
Requires
Monthly account activity
Minimum
$1,000
Earns on $10,000 a year
$500
Woori America Bank rates
2nd-highest rate
HSBC USA
4.40%APY
Requires
Monthly account activity
Minimum
—
Earns on $10,000 a year
$440
HSBC USA rates

Compare savings rates near you →

Savings score

Higher than 82% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.10%
$10,000 balance$10,0001.65%
$100,000 balance$100,0002.15%
QualifiedQualified1.65%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where NASA Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Premier Advantage Money Market (PAMMA)

1.60%APY$25,000 to open

Variable rate account. Dividends compounded monthly, credited monthly. Minimum balance for dividends is $0. Average daily balance method. No minimum balance needs to be maintained after initial opening amount of $25,000. A $10 fee is assessed at the end of the month if the average daily balance for that month is below $10,000. Accounts closed before the end of the dividend period will not receive accrued dividends.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $50,000Tier 1: Average Daily Balance $0 - $49,999.99. A $10 fee is assessed at the end of the month if average daily balance is below $10,000.	1.60%	$160	Tier 1: Average Daily Balance $0 - $49,999.99. A $10 fee is assessed at the end of the month if average daily balance is below $10,000.
$50,000 – $100,000Tier 2: Average Daily Balance $50,000 - $99,999.99. A $10 fee is assessed at the end of the month if average daily balance is below $10,000.	1.80%	—	Tier 2: Average Daily Balance $50,000 - $99,999.99. A $10 fee is assessed at the end of the month if average daily balance is below $10,000.
$100,000 – $250,000Tier 3: Average Daily Balance $100,000 - $249,999.99. A $10 fee is assessed at the end of the month if average daily balance is below $10,000.	2.15%	—	Tier 3: Average Daily Balance $100,000 - $249,999.99. A $10 fee is assessed at the end of the month if average daily balance is below $10,000.
$250,000 and upTier 4: Average Daily Balance $250,000 and up. A $10 fee is assessed at the end of the month if average daily balance is below $10,000.	2.50%	—	Tier 4: Average Daily Balance $250,000 and up. A $10 fee is assessed at the end of the month if average daily balance is below $10,000.

Sources (1)

nasafcu.com/personal/checking-…ras-retirement/ira-rates · captured Oct 4, 2026

Premier Plus Money Market (PPMMA)

1.70%APY$40,000 to open

Variable rate account. Dividends compounded monthly, credited monthly. Minimum balance for dividends is $40,000 using the Average Daily Balance method. Accounts closed before the end of the dividend period will not receive accrued dividends.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$40,000 and upAverage Daily Balance requirement of $40,000 for dividend rate of 1.69% and APY of 1.70%. Minimum opening balance is $40,000.$40,000 and up	1.70%	—	Average Daily Balance requirement of $40,000 for dividend rate of 1.69% and APY of 1.70%. Minimum opening balance is $40,000.

Sources (1)

nasafcu.com/personal/checking-…ras-retirement/ira-rates · captured Oct 4, 2026

Premier Money Market (PMMA)

1.65%APY$10,000 to open

Variable rate account. Dividends compounded monthly, credited monthly. Minimum balance for dividends is $10,000 using the Average Daily Balance method. Accounts closed before the end of the dividend period will not receive accrued dividends.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$10,000 and upAverage Daily Balance requirement of $10,000 for dividend rate of 1.64% and APY of 1.65%. Minimum opening balance is $10,000.$10,000 and up	1.65%	$165	Average Daily Balance requirement of $10,000 for dividend rate of 1.64% and APY of 1.65%. Minimum opening balance is $10,000.

Sources (1)

nasafcu.com/personal/checking-…ras-retirement/ira-rates · captured Oct 4, 2026

Prime Savings

0.10%APY$5 to open

Variable rate account. Dividends compounded and credited monthly based on average daily balance. Accounts closed before dividend period end will not receive accrued dividends. No monthly maintenance fees.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and upMinimum balance $5.00. No monthly maintenance fees.$5 and up	0.10%	$10	Minimum balance $5.00. No monthly maintenance fees.

Sources (2)

All captured Oct 15, 2026

Special Savings

0.10%APY

Variable rate account. Dividends compounded and credited monthly based on average daily balance. Accounts closed before dividend period end will not receive accrued dividends.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceMinimum balance is N/A.Any balance	0.10%	$10	Minimum balance is N/A.

Sources (1)

nasafcu.com/personal/checking-…s-accounts/savings-rates · captured Oct 15, 2026

Special-purpose accounts

Health Savings Account

0.45%APYHSA

Membership and eligibility requirements apply. Variable dividend rate subject to change after opening. Dividends compounded and credited monthly based on average daily balance. Accounts closed before the end of the dividend period will not receive accrued dividends.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $2,500Average daily balance $0 - $2,499.99. No monthly or annual service fees.	0.35%	—	Average daily balance $0 - $2,499.99. No monthly or annual service fees.
$2,500 – $10,000Average daily balance $2,500 - $9,999.99. No monthly or annual service fees.	0.40%	—	Average daily balance $2,500 - $9,999.99. No monthly or annual service fees.
$10,000 – $25,000Average daily balance $10,000 - $24,999.99. No monthly or annual service fees.	0.45%	$45	Average daily balance $10,000 - $24,999.99. No monthly or annual service fees.
$25,000 – $50,000Average daily balance $25,000 - $49,999.99. No monthly or annual service fees.	0.50%	—	Average daily balance $25,000 - $49,999.99. No monthly or annual service fees.
$50,000 – $100,000Average daily balance $50,000 - $99,999.99. No monthly or annual service fees.	0.55%	—	Average daily balance $50,000 - $99,999.99. No monthly or annual service fees.
$100,000 and upAverage daily balance $100,000 and up. No monthly or annual service fees.	0.65%	—	Average daily balance $100,000 and up. No monthly or annual service fees.

Sources (2)

All captured Oct 15, 2026

IRA Savings

0.25%APYIRA$5 to open

Available as Traditional, Roth, or SEP IRA. Variable rate account. Dividends compounded and credited monthly based on average daily balance. Accounts closed before dividend period end will not receive accrued dividends.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and upMinimum opening balance of $5.00.$5 and up	0.25%	$25	Minimum opening balance of $5.00.

Sources (4)

All captured Oct 15, 2026

Education Savings

0.15%APYIRA$5 to open

Education Savings Account (ESA). Deposit up to $2,000 per year for each child under 18; funds can be used for students up to age 30. Variable rate account. Dividends compounded and credited monthly based on average daily balance. Accounts closed before dividend period end will not receive accrued dividends.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and upMinimum balance $5.00.$5 and up	0.15%	$15	Minimum balance $5.00.

Sources (3)

All captured Oct 15, 2026

Holiday Club

0.10%APYClub

Variable rate account. Dividends compounded and credited monthly based on average daily balance. Accounts closed before dividend period end will not receive accrued dividends.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceMinimum balance is N/A.Any balance	0.10%	$10	Minimum balance is N/A.

Sources (1)

nasafcu.com/personal/checking-…s-accounts/savings-rates · captured Oct 15, 2026

Who can join NASA Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details

← NASA Federal Credit Union overview

How NASA Federal Credit Union’s savings rates compare

NASA Federal Credit Union savings score

Current savings rates

Premier Advantage Money Market (PAMMA)

Premier Plus Money Market (PPMMA)

Premier Money Market (PMMA)

Prime Savings

Special Savings

Special-purpose accounts

Health Savings Account

IRA Savings

Education Savings

Holiday Club

Who can join NASA Federal Credit Union