Bank · FDIC insured
Benchmark Community Bank
A $1.4B bank headquartered in Kenbridge, VA, with 17 branches in 2 states. Best rates: CDs 3.15% and savings 0.25% APY.
Benchmark Community Bank Carrot Score
64
Carrot Score
Higher than 12% of U.S. banks and credit unions
#26 of 32 in Raleigh, NC metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Benchmark Community Bank
Founded in 1971 in Kenbridge, Virginia, Benchmark Community Bank is locally owned and operated.
The bank focuses on serving central Southside Virginia and northern North Carolina across 19 locations.
- Headquarters
- 100 S Broad St, Kenbridge, VA 23944
- FDIC certificate
- 20484 ↗
Branches
17 branches in 2 states
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Virginia
13 branches
Farmville area · 2
- Farmville Branch101 Midtown Ave, Farmville, VA 23901Directions
- South Main Street Branch1577 S Main St, Farmville, VA 23901Directions
Blackstone area · 1
- Blackstone Branch410 Church St, Blackstone, VA 23824Directions
Chase City area · 1
- Chase City Branch845 E 2nd St, Chase City, VA 23924Directions
Clarksville area · 1
- Clarksville Branch133 College St, Clarksville, VA 23927Directions
Crewe area · 1
- Crewe Branch1500 W Virginia Ave, Crewe, VA 23930Directions
Emporia area · 1
- Emporia Branch125 W Atlantic St, Emporia, VA 23847Directions
Halifax area · 1
- Halifax Branch290 S Main St, Halifax, VA 24558Directions
Kenbridge area · 1
- Kenbridge Retail Branch204 S Broad St, Kenbridge, VA 23944Directions
Lawrenceville area · 1
- Lawrenceville Branch220 W 5th Ave, Lawrenceville, VA 23868Directions
South Boston area · 1
- South Boston Branch1135 Huell Matthews Hwy, South Boston, VA 24592Directions
South Hill area · 1
- South Hill Branch828 N Mecklenburg Ave, South Hill, VA 23970Directions
Victoria area · 1
- Victoria Branch1910 Main Street, Victoria, VA 23974Directions
North Carolina
4 branches
Raleigh area · 3
- Franklinton Branch103 S Main St, Franklinton, NC 27525Directions
- Wake Forest Branch3619 Rogers Rd, Wake Forest, NC 27587Directions
- Youngsville Branch110 S College St, Youngsville, NC 27596Directions
Henderson area · 1
- Henderson Branch1750 Graham Ave, Henderson, NC 27536Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.80% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.17% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.63% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $90 | $88 | — |
- CapitalLeverage ratio9.80%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.17%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.63%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$90Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Benchmark Community Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.