Credit union · NCUA insured
United Southeast Federal Credit Union
Top CarrotA $256M credit union headquartered in Bristol, TN, with 23,504 members and 5 branches in 2 states. Best rates: CDs 3.50% and savings 0.40% APY.
United Southeast Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 93% of U.S. banks and credit unions
#2 of 15 in Kingsport, TN-VA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About United Southeast Federal Credit Union
- Headquarters
- 1545 Bluff City Hwy, Bristol, TN 37620-6018
- NCUA charter
- 4714
Branches
5 branches in 2 states
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Virginia
3 branches
Kingsport area · 2
- Abingdon Branch1060 W Main St Ste 1, Abingdon, VA 24210Directions
- Lee Highway Branch2555 Lee Highway, Bristol, VA 24201Directions
Lebanon area · 1
- Lebanon Branch1636 E Main St, Lebanon, VA 24266Directions
Tennessee
2 branches
Kingsport area · 1
- Corporate OfficeMain office1545 Bluff City Hwy, Bristol, TN 37620Directions
Johnson City area · 1
- Boones Creek Branch4718 N Roan St, Johnson City, TN 37615Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.49% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.40% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.55% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $72 | $76 | — |
- CapitalNet worth ratio13.49%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.40%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.55%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$72Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of United Southeast Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.