Bank · FDIC insured
First Sentinel Bank Savings Rates
First Sentinel Bank’s best savings rate is 0.13% APY on $10,000, with its Emerald Money Market. Rates checked October 22, 2026.
How First Sentinel Bank’s savings rates compare
Compared with banks and credit unions near Bluefield, WV-VA, where First Sentinel Bank has the most branches. $10,000, best rate first.
This bank’s best
First Sentinel Bank
0.13%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $13
Emerald Money Market
Top rate
Woodforest National Bank
1.00%APY
- Minimum
- $25
- Earns on $10,000 a year
- $100
2nd-highest rate
First Community Bank
0.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $75
First Sentinel Bank savings score
68
Savings score
Higher than 22% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.13%
- $100,000 balance$100,0003.29%
- QualifiedQualified0.13%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Sentinel Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Elite Money Market
Up to 3.29%APY
Must maintain a $25,000 average daily aggregate balance to avoid $10 per month service charge.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 – $49,999Must maintain a $25,000 average daily aggregate balance to avoid $10 per month service charge. APY Monthly Compounding. | 1.00% | — | Must maintain a $25,000 average daily aggregate balance to avoid $10 per month service charge. APY Monthly Compounding. |
| $50,000 and upMust maintain a $25,000 average daily aggregate balance to avoid $10 per month service charge. APY Monthly Compounding. | 3.29% | — | Must maintain a $25,000 average daily aggregate balance to avoid $10 per month service charge. APY Monthly Compounding. |
Sources (2)
- firstsentinelbank.com/personal/other-services/rates
- firstsentinelbank.com/personal…vings/elite-money-market
All captured Oct 9, 2026
Sentinel Savvy Money Market
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $49,999APY Monthly Compounding. | 0.10% | $10 | APY Monthly Compounding. |
| $50,000 – $99,999APY Monthly Compounding. | 1.00% | — | APY Monthly Compounding. |
| $100,000 – $249,999APY Monthly Compounding. | 1.26% | — | APY Monthly Compounding. |
| $250,000 and upAPY Monthly Compounding. | 1.51% | — | APY Monthly Compounding. |
Sources (1)
- firstsentinelbank.com/personal/other-services/rates · captured Oct 9, 2026
Emerald Money Market
0.13%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999APY Monthly Compounding. | 0.10% | — | APY Monthly Compounding. |
| $10,000 – $24,999APY Monthly Compounding. | 0.13% | $13 | APY Monthly Compounding. |
| $25,000 – $49,999APY Monthly Compounding. | 0.15% | — | APY Monthly Compounding. |
| $50,000 – $99,999APY Monthly Compounding. | 0.18% | — | APY Monthly Compounding. |
| $100,000 and upAPY Monthly Compounding. | 0.25% | — | APY Monthly Compounding. |
Sources (2)
- firstsentinelbank.com/personal/other-services/rates
- firstsentinelbank.com/personal…ngs/emerald-money-market
All captured Oct 9, 2026
Diamond Savings
0.10%APY
Must maintain a $100 average daily balance to avoid $10 per quarter service charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceQuarterly compounding.Any balance | 0.10% | $10 | Quarterly compounding. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.