Compare Bank & Credit Union Rates
Best savings rates in Vermont
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Vermont
- Ledyard BankLive Better Personal Money MarketLive Better Personal Money Market · $10,000 min
Bank · 1 branch
3.25%APY$325 a year on $10,000Requirements
Product: Open with an initial deposit of at least $10,000 in new-to-Ledyard money. Free eStatements or $3.00 monthly for paper statements (waived if primary account owner is 70 years of age or older). No monthly service charge.
Offer: Requires $10,000 minimum deposit of new-to-Ledyard money to open, and minimum balance of $1,000 to obtain stated APY. Variable rate, may change at any time.
No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 3.25%APY$325 a year on $10,000
Requirements
Product: Exclusive online-only offer. Priced at 80% of the Federal Funds Target Range upper limit (FFR). Electronic statements required.
3.20% interest rate · Effective Jul 31, 2026
Rate checked
More details - 3.20%APY$320 a year on $10,000with conditions
Requirements
Product: Requires having a Beacon Bank checking account with an ownership relationship. Variable premium interest rate. Fees may reduce earnings.
Offer: Variable premium interest rate subject to change without notice. Requires an ownership relationship on a Beacon Bank checking account.
Qualified rate · Effective Sep 18, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Applies to new personal or business savings accounts opened with new-to-the-bank funds. A checking account must be opened with the savings account. Promotional rate expires on 12/31/2026 with the account converting to current rate and tier structure. A minimum balance of $1.00 must be maintained in the account each day to earn interest.
Offer: Earn this on the entire balance. Requires new-to-the-bank funds and opening a checking account. Promotional rate expires on 12/31/2026.
Qualified rate · 1.98% interest rate
Rate by balance
Rate by balance for Savings Deposit Special Balance APY Up to $4,999 2.00% $5,000 – $99,999Your amount 3.00% $100,000 – $499,999 3.45% $500,000 and up 3.75% Rate checked
More details - 2.10%APY$210 a year on $10,000
Requirements
Product: A minimum balance of $1.00 must be maintained in the account each day to earn interest. Rate and APY subject to change after opening without notice. Fees or penalties may reduce earnings.
Offer: A minimum balance of $1.00 must be maintained in the account each day to earn interest.
2.08% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personal Savings Balance APY Up to $249,999Your amount 2.10% $250,000 – $499,999 2.60% $500,000 – $1,999,999 3.40% $2,000,000 and up 3.65% Rate checked
More details - Claremont Savings BankAscend High-Yield SavingsSavings · $1,000 min · 0.00%–3.00% by balance
Bank · 1 branch
1.75%APY$175 a year on $10,000Requirements
Product: $10 monthly fee waived with $1,000 minimum daily balance. 6 free withdrawals monthly, $5 fee for each overage. Unlimited deposits. Free electronic statements; $5/month for paper statements.
Offer: $10 monthly fee waived with $1,000 daily balance.
0.00% interest rate · $10 monthly fee · Effective Jul 31, 2026
Rate by balance
Rate by balance for Ascend High-Yield Savings Balance APY Up to $1,000 0.00% $1,000 – $5,000 0.50% $5,000 – $25,000Your amount 1.75% $25,000 – $100,000 2.75% $100,000 and up 3.00% Rate checked
More details - NorthCountry Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 1.40%–2.75% by balance
Credit union · 12 branches
1.50%APY$150 a year on $10,000Requirements
Product: Membership requires living, working, attending school, or worshipping in eligible VT, NH, or NY counties, or immediate relative of existing member, with a $5 minimum balance maintained in a share (savings) account. Up to six electronic transfers out or check withdrawals per month, unlimited teller transactions.
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $9,999 1.40% $10,000 – $24,999Your amount 1.50% $25,000 – $49,999 1.55% $50,000 – $99,999 2.10% $100,000 – $249,999 2.35% $250,000 and up 2.75% Rate checked
More details - EastRise Credit UnionGreen Money MarketGreen Money Market · $1,000 min · 1.45%–2.75% by balance
Credit union · 16 branches
1.50%APY$150 a year on $10,000Requirements
Product: Tiered rate account where the applicable dividend rate is applied to the total account balance. Funds are used to fund Green Loans for renewable and energy efficiency projects.
Rate by balance
Rate by balance for Green Money Market Balance APY $1,000 – $10,000 1.45% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.55% $50,000 – $100,000 2.05% $100,000 – $250,000 2.50% $250,000 – $500,000 2.70% $500,000 and up 2.75% Rate checked
More details - Bank of BenningtonPremier Money MarketPremier Money Market · $0 min · 0.25%–2.25% by balance
Bank · 5 branches
1.50%APY$150 a year on $10,0000.25% interest rate · Effective Aug 31, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.25% $5,000 – $25,000Your amount 1.50% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.00% $250,000 – $1,000,000 2.25% Over $1,000,000 2.25% Rate checked
More details - Green Mountain Credit UnionMoney MarketMoney Market · $2,000 min · 1.31%–2.27% by balance
Credit union · 5 branches
1.41%APY$141 a year on $10,000Requirements
Offer: Minimum daily balance of $2,000 must be maintained to obtain APY; balance under $2,000 earns Regular Share dividend rate.
No monthly fee · Effective Jun 22, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $10,000 1.31% $10,000 – $50,000Your amount 1.41% $50,000 – $100,000 2.02% $100,000 and up 2.27% Rate checked
More details - Heritage Family Credit UnionMoney Market Share AccountMoney Market Share Account · $1,000 min · 1.30%–2.00% by balance
Credit union · 10 branches
1.30%APY$130 a year on $10,000Requirements
Product: Must purchase and maintain 1 share ($25.00 par value) for credit union membership. Once a particular balance range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account. Dividends calculated using the daily balance method. Cash withdrawals may be limited to $2,000.00 per day. No monthly service charge. Member must maintain a minimum balance of $1,000 each day to obtain the disclosed APY; if balance falls below $1,000, the account will not earn dividends that day.
1.30% interest rate · No monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY $1,000 – $20,000Your amount 1.30% $20,000 – $35,000 1.55% $35,000 – $50,000 1.70% $50,000 and up 2.00% Rate checked
More details - 1.10%APY$110 a year on $10,000with conditions
Requirements
Product: Pairs with Kasasa checking account; monthly checking rewards are transferred to Kasasa Saver.
Offer: Qualifying APY when monthly qualifications are met. No minimum balance or service fee.
Qualified rate · No monthly fee
Rate checked
More details - 802 Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.50%–2.25% by balance
Credit union · 12 branches
1.00%APY$100 a year on $10,000Requirements
Product: A Base Shares, Youth Savings, or Business account is required to open. A $10.00 monthly fee is assessed for accounts that fall under the minimum balance. Dividends paid monthly. Up to six penalty-free withdrawals per month ($5 fee applies to each additional withdrawal).
Offer: Monthly fee waived when balance meets or exceeds the minimum balance requirement. Up to six penalty-free withdrawals per month ($5 fee applies to each additional withdrawal).
0.50% interest rate · $10 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $1,999 0.50% $2,000 – $9,999 0.75% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.50% $50,000 – $99,999 2.00% $100,000 and up 2.25% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Passbook is required to record all transactions, withdraw funds, and post interest.
Offer: Variable rate account. Interest compounds quarterly and accrues daily based on daily principal balance.
1.00% interest rate · Effective Sep 28, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must link to Kasasa Cash or Kasasa Cash Back checking account. Qualifications per monthly qualification cycle: at least 12 debit card purchases post and settle, enrolled in e-statements, and log into online banking at least once.
Offer: Qualifying rate on balances up to $75,000 when linked Kasasa checking qualification requirements are met.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $75,000Your amount 1.00% $75,000 and up 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Vermont
76 accounts at 30 banks and credit unions · checked Oct 6–22
- Typical
- 0.15%
- Top 10% from
- 1.50%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.25%
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Vermont
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- NorthCountry Federal Credit UnionCredit union · 12 branches
- EastRise Credit UnionCredit union · 16 branches
- Bank of BenningtonBank · 5 branches