Compare Bank & Credit Union Rates
Best savings rates in St. Albans, VT
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Franklin County, VT · Showing Franklin County, VT: too few institutions in St. Albans, VT
- NorthCountry Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 1.40%–2.75% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Membership requires living, working, attending school, or worshipping in eligible VT, NH, or NY counties, or immediate relative of existing member, with a $5 minimum balance maintained in a share (savings) account. Up to six electronic transfers out or check withdrawals per month, unlimited teller transactions.
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $9,999 1.40% $10,000 – $24,999Your amount 1.50% $25,000 – $49,999 1.55% $50,000 – $99,999 2.10% $100,000 – $249,999 2.35% $250,000 and up 2.75% Rate checked
More details - EastRise Credit UnionGreen Money MarketGreen Money Market · $1,000 min · 1.45%–2.75% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Tiered rate account where the applicable dividend rate is applied to the total account balance. Funds are used to fund Green Loans for renewable and energy efficiency projects.
Rate by balance
Rate by balance for Green Money Market Balance APY $1,000 – $10,000 1.45% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.55% $50,000 – $100,000 2.05% $100,000 – $250,000 2.50% $250,000 – $500,000 2.70% $500,000 and up 2.75% Rate checked
More details - 1.10%APY$110 a year on $10,000with conditions
Requirements
Product: Pairs with Kasasa checking account; monthly checking rewards are transferred to Kasasa Saver.
Offer: Qualifying APY when monthly qualifications are met. No minimum balance or service fee.
Qualified rate · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: No monthly service fee or minimum balance required after the initial opening deposit. Rates may change after account opening.
No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum deposit to open is $25 in-branch and $100 online. Monthly service fee of $5 is waived with a $1,000 minimum daily balance. Advantage Checking and Advantage Checking Plus customers receive an additional 0.10% premium on Money Market rates. Limit of 6 electronic, telephone, or check withdrawals per monthly statement cycle.
Offer: Standard rate for balance tier $0–$999. $5.00 monthly service fee waived with $1,000 minimum daily balance. Opening minimum is $25 in-branch ($100 online).
0.00% interest rate · $5 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $999 0.00% $1,000 – $9,999 0.10% $10,000 – $49,999Your amount 0.15% $50,000 – $99,999 0.25% $100,000 – $249,999 0.35% $250,000 – $499,999 0.45% $500,000 and up 0.55% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Special savings account for dedicated goals (such as vacation, Christmas, taxes, tuition) with no monthly fees.
No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership requires maintaining a minimum balance of $5.00 in a regular share (savings) account.
Offer: Minimum balance of $5 required to open, avoid service fees, and earn the stated APY.
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly maintenance charge is $2, waived with $100 minimum balance, direct deposit, or $100,000 or more in another Peoples Trust Company deposit account with the same primary account holder name. Interest is compounded monthly and calculated using the daily balance method.
Offer: Interest is compounded monthly and calculated using the daily balance method. $2 monthly fee waived with a $100 minimum balance, direct deposit, or $100,000+ in another PTC deposit account.
0.10% interest rate · Compounded monthly · $2 monthly fee · Effective Oct 14, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Interest is compounded monthly on all accounts.
0.10% interest rate · Compounded monthly · Effective Oct 14, 2026
Rate checked
More details - Peoples Trust CompanyPersonal Money Market AccountPersonal Money Market Account · $1,500 min · 0.10%–0.25% by balance
Bank · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Rates and Money Market tiers are subject to change at any time. APY assumes interest remains on deposit until maturity. Fees could reduce earnings on checking and savings accounts. For additional information please see our Understanding Your Personal Deposit Account Disclosure Interest is compounded monthly on all accounts.
Offer: Interest Payment Frequency: Monthly
0.10% interest rate · Compounded monthly · Effective Oct 3, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY $1,500 – $25,000Your amount 0.10% $25,000 – $75,000 0.15% $75,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a member of the credit union to open an account. Must live, work, worship, or attend school in Vermont, or be related to a VFCU member. $5 share deposit required in Primary Share account for membership, though no additional minimum balances required. Dividends compounded monthly using daily balance method.
0.10% interest rate · Compounded monthly · Effective Sep 17, 2026
Rate checked
More details - Vermont Federal Credit UnionHigh Yield SavingsSavings · $0 min · 0.10%–4.00% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000intro rateRequirements
Product: Limited to 1 High Yield Savings Account per member. Personal accounts only. $5 share deposit in Primary Share required for membership; no minimum account balance required. Special 4.00% APY rate applies through 12/31/2026; on 1/1/2027 converts to a Special Savings Account with applicable market rates. Dividends compounded monthly using daily balance method.
Offer: Special rate valid until 12/31/2026 on balances $0.01-$5,000. On 1/1/2027 converts to Special Savings Account.
Promotional rate · 3.93% interest rate · Compounded monthly · Effective Sep 17, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $5,000 4.00% Over $5,000Your amountPaid on any amount above $5,000. 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a member of the credit union to open an account. $5 share deposit required in Primary Share account for membership. Dividends compounded monthly using daily balance method.
0.10% interest rate · Compounded monthly · Effective Sep 17, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Franklin County, VT
24 accounts at 10 banks and credit unions · checked Oct 3–22
- Typical
- 0.10%
- Top 10% from
- 0.83%
- Banks, typical
- 0.04%
- Credit unions, typical
- 0.15%
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Burlington, VT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- NorthCountry Federal Credit UnionCredit union · 5 branches
- EastRise Credit UnionCredit union · 9 branches