Compare Bank & Credit Union Rates
Best savings rates in Vergennes, VT
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–13 results in Addison County, VT · Showing Addison County, VT: too few institutions in Vergennes, VT
- 1.00%APY$100 a year on $10,000
Requirements
Product: Passbook is required to record all transactions, withdraw funds, and post interest.
Offer: Variable rate account. Interest compounds quarterly and accrues daily based on daily principal balance.
1.00% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Tiered rate structure where higher balance tiers apply to the entire account balance. No minimum balance required to open an account.
Offer: Once a particular tier is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account.
0.15% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Savings Account Balance APY Up to $1,000 0.15% $1,000 – $20,000Your amount 0.30% $20,000 – $50,000 0.40% $50,000 – $100,000 0.50% $100,000 and up 0.60% Rate checked
More details - 0.28%APY$28 a year on $10,000
0.28% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a member of the credit union to open an account. Must live, work, worship, or attend school in Vermont, or be related to a VFCU member. $5 share deposit required in Primary Share account for membership, though no additional minimum balances required. Dividends compounded monthly using daily balance method.
0.10% interest rate · Compounded monthly · Effective Sep 17, 2026
Rate checked
More details - Vermont Federal Credit UnionHigh Yield SavingsSavings · $0 min · 0.10%–4.00% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000intro rateRequirements
Product: Limited to 1 High Yield Savings Account per member. Personal accounts only. $5 share deposit in Primary Share required for membership; no minimum account balance required. Special 4.00% APY rate applies through 12/31/2026; on 1/1/2027 converts to a Special Savings Account with applicable market rates. Dividends compounded monthly using daily balance method.
Offer: Special rate valid until 12/31/2026 on balances $0.01-$5,000. On 1/1/2027 converts to Special Savings Account.
Promotional rate · 3.93% interest rate · Compounded monthly · Effective Sep 17, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $5,000 4.00% Over $5,000Your amountPaid on any amount above $5,000. 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a member of the credit union to open an account. $5 share deposit required in Primary Share account for membership. Dividends compounded monthly using daily balance method.
0.10% interest rate · Compounded monthly · Effective Sep 17, 2026
Rate checked
More details - National Bank of MiddleburyMoney Market AccountMoney Market Account · $100 min · 0.05%–0.40% by balance
Bank · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: Minimum $100.00 to open. $2,500.00 minimum balance to avoid $10.00 monthly service charge. Fees could reduce earnings. Rates are variable and may change after account is opened. Rates credited monthly.
Offer: Balance $0 – $24,999.99
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $150,000 0.15% $150,000 – $500,000 0.30% $500,000 and up 0.40% Rate checked
More details - Citizens BankCitizens Private Client® Money MarketCitizens Private Client® Money Market · $0 min · 0.03%–3.50% by balance
Bank · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.
Effective Sep 25, 2026
Rate by balance
Rate by balance for Citizens Private Client® Money Market Balance APY Up to $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $49,999 3.50% $50,000 – $99,999 3.50% $100,000 – $249,999 3.50% $250,000 – $499,999 3.50% $500,000 – $999,999 3.50% $1,000,000 – $2,999,999 3.50% $3,000,000 and up 3.50% Rate checked
More details - 0.01%APY$1 a year on $10,000
0.01% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Effective Oct 3, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Designed to be held alongside a KeyBank personal checking account. Monthly maintenance fee of $4.00 is waived if the account holder owns a KeyBank consumer checking account (including KeyBank Hassle-Free Account). Variable rate applies to the entire balance.
Offer: Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account).
0.01% interest rate · $4 monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only.
Offer: Monthly maintenance charge is $7.50 for each monthly service charge cycle unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in your Relationship Savings account during the monthly service charge cycle. Minimum balance to obtain advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only. Variable-rate account; rates may vary by region.
Offer: Monthly maintenance charge is $7.50 unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in the Relationship Savings account during the monthly service charge cycle. Minimum balance to earn advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Addison County, VT
13 accounts at 7 banks and credit unions · checked Oct 3–22
- Typical
- 0.05%
- Top 10% from
- 0.30%
- Banks, typical
- 0.01%
- Credit unions, typical
- 0.10%
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Vermont
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- NorthCountry Federal Credit UnionCredit union · 12 branches
- EastRise Credit UnionCredit union · 16 branches
- Bank of BenningtonBank · 5 branches