Bank · FDIC insured
Ledyard Bank
A $1.1B bank headquartered in Norwich, VT, with 10 branches in 2 states. Best rates: savings 3.25% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.00%Needs another account or monthly activityCD rates →
- Savings933.25%at $10,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Ledyard Bank
Ledyard Bank was founded with a mission to serve neighbors, including families, businesses, and communities across New England.
- Headquarters
- 320 Main St, Norwich, VT 05055
- FDIC certificate
- 33418 ↗
Branches
10 branches in 2 states
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New Hampshire
9 branches
Lebanon area · 5
- Hanover Branch38 S Main St, Hanover, NH 03755Directions
- Private Banking Branch2 Maple St, Hanover, NH 03755Directions
- Route 120 Branch42 Old Etna Rd, Lebanon, NH 03766Directions
- Lyme Branch5 Main St, Lyme, NH 03768Directions
- West Lebanon Branch67 Main St, West Lebanon, NH 03784Directions
Concord area · 3
- Concord Pillsbury St Branch1 Pillsbury St, Concord, NH 03301Directions
- South Main Street Branch74 S Main St, Concord, NH 03301Directions
- New London Branch178 County Rd, New London, NH 03257Directions
Manchester area · 1
- Bedford Branch99 S River Rd, Bedford, NH 03110Directions
Vermont
1 branch
- Ledyard National BankMain office320 Main St, Norwich, VT 05055Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.27% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.31% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.71% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $84 | $88 | — |
- CapitalLeverage ratio8.27%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.31%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.71%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$84Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Ledyard Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.