Compare Bank & Credit Union Rates
Best savings rates in Montpelier, VT
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–13 results in Montpelier, VT
- EastRise Credit UnionGreen Money MarketGreen Money Market · $1,000 min · 1.45%–2.75% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Tiered rate account where the applicable dividend rate is applied to the total account balance. Funds are used to fund Green Loans for renewable and energy efficiency projects.
Rate by balance
Rate by balance for Green Money Market Balance APY $1,000 – $10,000 1.45% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.55% $50,000 – $100,000 2.05% $100,000 – $250,000 2.50% $250,000 – $500,000 2.70% $500,000 and up 2.75% Rate checked
More details - Northfield Savings BankMoney Market SavingsMoney Market Savings · $500 min · 0.25%–0.60% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Must live, work or own a second home in Vermont to qualify. Rates are subject to change after savings accounts are opened and fees may reduce earnings.
Offer: Rates are subject to change after savings accounts are opened and fees may reduce earnings.
0.25% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $500 and up 0.25% $10,000 and upYour amount 0.35% $25,000 and up 0.45% $50,000 and up 0.60% Rate checked
More details - Northfield Savings BankMoney Market CheckingMoney Market Checking · $10 min · 0.25%–1.50% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Must live, work or own a second home in Vermont to qualify. Rates are subject to change after accounts are opened and fees may reduce earnings.
Offer: Rates are subject to change after accounts are opened and fees may reduce earnings.
0.25% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Any balanceYour amount 0.25% $25,000 and up 0.35% $50,000 and up 0.50% $75,000 and up 0.75% $150,000 and up 1.25% $250,000 and up 1.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. Monthly service charge waived with average daily balance of $250; otherwise $5.00/month. Minimum daily balance to earn interest: $0.01.
Offer: Rates posted on October 2, 2026, but may change at any time. Rates are subject to change after savings accounts are opened and fees may reduce earnings. Monthly service charge waived with average daily balance of $250. Minimum daily balance to earn interest is $0.01.
0.25% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: No monthly service fee or minimum balance required after the initial opening deposit. Rates may change after account opening.
No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum balance to open and avoid service charges is $100. Minimum daily balance to earn APY is $100.
Offer: Minimum daily balance to earn APY is $100.00.
0.05% interest rate · Effective Aug 16, 2024
Rate checked
More details - Citizens BankCitizens Private Client® Money MarketCitizens Private Client® Money Market · $0 min · 0.03%–3.50% by balance
Bank · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.
Effective Sep 25, 2026
Rate by balance
Rate by balance for Citizens Private Client® Money Market Balance APY Up to $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $49,999 3.50% $50,000 – $99,999 3.50% $100,000 – $249,999 3.50% $250,000 – $499,999 3.50% $500,000 – $999,999 3.50% $1,000,000 – $2,999,999 3.50% $3,000,000 and up 3.50% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5 monthly fee waived by maintaining $300 daily balance, linking TD Beyond/Complete/Relationship Checking account, or for account holders age 18 or under / 62 or older. Standard APY applies to all tiers.
Offer: Standard APY for all tiers
$5 monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Effective Oct 3, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only.
Offer: Monthly maintenance charge is $7.50 for each monthly service charge cycle unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in your Relationship Savings account during the monthly service charge cycle. Minimum balance to obtain advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only. Variable-rate account; rates may vary by region.
Offer: Monthly maintenance charge is $7.50 unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in the Relationship Savings account during the monthly service charge cycle. Minimum balance to earn advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Montpelier, VT
13 accounts at 6 banks and credit unions · checked Oct 3–22
- Typical
- 0.05%
- Top 10% from
- 0.33%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.85%
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Barre, VT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- NorthCountry Federal Credit UnionCredit union · 3 branches
- EastRise Credit UnionCredit union · 3 branches