Bank · FDIC insured
Ledyard Bank Savings Rates
Ledyard Bank’s best savings rate is 3.25% APY on $10,000, with its Live Better Personal Money Market. Rates checked October 22, 2026.
How Ledyard Bank’s savings rates compare
Compared with banks and credit unions near Lebanon, NH-VT, where Ledyard Bank has the most branches. $10,000, best rate first.
This bank’s best
Ledyard Bank
3.25%APY
- Minimum
- $10,000
- Earns on $10,000 a year
- $325
Live Better Personal Money Market
Top rate
Lighthouse Credit Union
3.85%APY
- Minimum
- —
- Earns on $10,000 a year
- $385
3rd-highest rate
Claremont Savings Bank
3.25%APY
- Minimum
- $25
- Earns on $10,000 a year
- $325
Ledyard Bank savings score
93
Savings score
Higher than 95% of U.S. banks and credit unions
- $10,000 balance$10,0003.25%
- $100,000 balance$100,0003.25%
- QualifiedQualified3.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ledyard Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Live Better Personal Money Market
3.25%APY
Open with an initial deposit of at least $10,000 in new-to-Ledyard money. Free eStatements or $3.00 monthly for paper statements (waived if primary account owner is 70 years of age or older). No monthly service charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upRequires $10,000 minimum deposit of new-to-Ledyard money to open, and minimum balance of $1,000 to obtain stated APY. Variable rate, may change at any time.$1,000 and up | 3.25% | $325 | Requires $10,000 minimum deposit of new-to-Ledyard money to open, and minimum balance of $1,000 to obtain stated APY. Variable rate, may change at any time. |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
Health Savings Account
Up to 0.25%APY
Must be enrolled in a qualified High Deductible Health Plan (HDHP). Cannot be covered by other non-HSA health plans, Medicare, or TriCare, or claimed as dependent. Subject to IRS limits. Variable rate.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAccounts with a balance over $25k. | 0.25% | $25 | Accounts with a balance over $25k. |
| Up to $25,000Accounts with a balance of $25k or less. | 0.10% | $10 | Accounts with a balance of $25k or less. |
Sources (1)
- ledyard.bank/personal-banking/…s/health-savings-account · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.