Credit union · NCUA insured
Green Mountain Credit Union
A $151.5M credit union headquartered in South Burlington, VT, with 10,123 members and 5 branches in Vermont. Best rates: CDs 4.25% and savings 1.41% APY.
Green Mountain Credit Union Carrot Score
85
Carrot Score
Higher than 70% of U.S. banks and credit unions
#4 of 16 in Burlington, VT metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Green Mountain Credit Union
Founded in 1959 by employees of Green Mountain Power Corporation, Green Mountain Credit Union is based in South Burlington, Vermont.
The member-owned credit union serves residents and workers across Chittenden, Addison, Franklin, Rutland, Washington, Orange, Grand Isle, Lamoille, and Windsor counties.
- Headquarters
- 1250 Shelburne Rd, South Burlington, VT 05403-7783
- NCUA charter
- 63859
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to anyone who lives, works, or worships in Chittenden, Addison, Franklin, Rutland, Washington, Orange, Grand Isle, Lamoille, and Windsor Counties.
Employers and groups
- Eligible if you are an active or retired employee of one of the participating companies in VT served by the credit union.
Family and household
- Eligible if related to any member by birth, marriage, civil union, adoption, or if you are a household member.
Cost to join
- Membership is established with a minimum deposit of $5.00 for an individual account or $10.00 for a joint account to open a Share Savings Account.
Branches
5 branches in Vermont
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Vermont
5 branches
Burlington area · 3
- Main BranchMain office1250 Shelburne Rd, South Burlington, VT 05403Directions
- Burlington Branch92 North Ave, Burlington, VT 05401Directions
- Winooski Branch25 Winooski Falls Way Ste 105, Winooski, VT 05404Directions
Barre area · 1
- Berlin Branch1311 US Route 302, Suite 700, Barre, VT 05641Directions
Rutland area · 1
- Rutland Branch3141 Cold River Rd, Rutland, VT 05701Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.70% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 3.91% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.32% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $121 | $76 | — |
- CapitalNet worth ratio13.70%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late3.91%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.32%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$121Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Green Mountain Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.