Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–12 of 12 in Vermont · median 11.44% APR
- 7.45%APRas low as
Terms
Rate is stated as 'as low as'. Actual APR determined by credit qualifications. No annual fee, no balance transfer fee, no cash advance fee.
Credit card score 95 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 17.99%
8.99% APR, up to 17.99%
Terms
Rates are based on credit history; maximum APR could be 17.99% based on FICO score. 25-day interest-free grace period on purchases. Credit lines as low as $250. No annual fee.
Credit card score 88 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Non-variable APR. Same low rates on all purchases, including cash advances. No fee balance transfers. No annual fee. Rate based on creditworthiness.
Credit card score 82 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.70%APRas low as
Terms
APR for purchases varies with the market based on the Prime Rate plus a margin as low as 3.70%. Rates based on creditworthiness.
Credit card score 80 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as
Terms
Standard variable APR starting as low as 10.75% based on credit evaluation. Variable APR indexed to Wall Street Journal Prime published on the 25th day of each month plus margin. Maximum interest rate 18%. Same low rate on purchases, balance transfers, and cash advances.
Credit card score 80 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Rate remains unaffected by credit score.
Credit card score 79
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 13.99%
11.99% APR, up to 13.99%
Terms
As low as; rates vary based on individual credit.
Credit card score 72 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - Green Mountain Credit UnionGreen Mountain Credit Union VISA · No annual fee
Credit union · 5 branches
12.00%APRas low asTerms
15 day grace period; same rate applies to cash advances and purchases; no fee for balance transfers; no fee for cash advances; rates quoted as low as and subject to change according to credit
Credit card score 72 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 20.74%
13.74% APR, up to 20.74%
Terms
Variable APR (NOR version).
Credit card score 65 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 16.00%APRas low as
Terms
Visa Classic fixed rate APR for purchases and cash advances.
Credit card score 61 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 20.74%APRas low as · up to 27.74%
20.74% APR, up to 27.74%
Terms
Variable APR for purchases based on creditworthiness and the Prime Rate.
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Vermont
12 banks and credit unions · checked Oct 16–22
- Typical
- 11.44%
- Top 10% up to
- 9.09%
- Banks, typical
- 18.49%
- Credit unions, typical
- 10.75%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Vermont
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- NorthCountry Federal Credit UnionCredit union · 12 branches
- EastRise Credit UnionCredit union · 16 branches
- Bank of BenningtonBank · 5 branches