Credit union · NCUA insured
Green Mountain Credit Union Savings Rates
Green Mountain Credit Union’s best savings rate is 1.41% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Green Mountain Credit Union’s savings rates compare
Compared with banks and credit unions near Burlington, VT, where Green Mountain Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Green Mountain Credit Union
1.41%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $141
Money Market
Top rate
The Business Bank
3.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $300
2nd-highest rate
NorthCountry Federal Credit Union
1.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $150
Green Mountain Credit Union savings score
87
Savings score
Higher than 78% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.41%
- $100,000 balance$100,0002.27%
- QualifiedQualified1.41%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Green Mountain Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.41%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 – $10,000Minimum daily balance of $2,000 must be maintained to obtain APY; balance under $2,000 earns Regular Share dividend rate. | 1.31% | — | Minimum daily balance of $2,000 must be maintained to obtain APY; balance under $2,000 earns Regular Share dividend rate. |
| $10,000 – $50,000Minimum daily balance of $2,000 must be maintained to obtain APY; balance under $2,000 earns Regular Share dividend rate. | 1.41% | $141 | Minimum daily balance of $2,000 must be maintained to obtain APY; balance under $2,000 earns Regular Share dividend rate. |
| $50,000 – $100,000Minimum daily balance of $2,000 must be maintained to obtain APY; balance under $2,000 earns Regular Share dividend rate. | 2.02% | — | Minimum daily balance of $2,000 must be maintained to obtain APY; balance under $2,000 earns Regular Share dividend rate. |
| $100,000 and upMinimum daily balance of $2,000 must be maintained to obtain APY; balance under $2,000 earns Regular Share dividend rate. | 2.27% | — | Minimum daily balance of $2,000 must be maintained to obtain APY; balance under $2,000 earns Regular Share dividend rate. |
Sources (1)
- greenmountaincu.com/money-market · captured Sep 16, 2026
Regular Share (Savings)
0.10%APY
Minimum deposit of $5.00 for an individual account or $10 for a joint account to open and establish membership. Dividends compounded and paid quarterly based on the average daily balance method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum deposit of $5.00 for an individual account or $10 for a joint account.Any balance | 0.10% | $10 | Minimum deposit of $5.00 for an individual account or $10 for a joint account. |
Sources (1)
- greenmountaincu.com/savings-account · captured Sep 16, 2026
Special Share (Special Savings)
0.10%APY
Personalized account naming. No minimum balance; no monthly maintenance fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance. No monthly maintenance fees.Any balance | 0.10% | $10 | No minimum balance. No monthly maintenance fees. |
Sources (1)
- greenmountaincu.com/savings-account · captured Sep 16, 2026
Special-purpose accounts
Individual Retirement Accounts (IRA Savings)
0.40%APY
Available as Traditional, Roth, and Coverdell ESA. No annual fee; no minimum balance on IRA Savings Accounts. Dividends compounded and paid quarterly using an average daily balance method.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $10,000 | 0.30% | — |
| $10,000 – $50,000 | 0.40% | $40 |
| $50,000 – $100,000 | 0.45% | — |
| $100,000 and up | 0.45% | — |
Sources (1)
- greenmountaincu.com/ira-account · captured Sep 16, 2026
Christmas Club
0.10%APY
Save year round for holiday shopping; balance automatically transferred into share account each year during the second week of October. No minimum balance; no monthly maintenance fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance. No monthly maintenance fees. Balance automatically transfers in October.Any balance | 0.10% | $10 | No minimum balance. No monthly maintenance fees. Balance automatically transfers in October. |
Sources (1)
- greenmountaincu.com/savings-account · captured Sep 16, 2026
Who can join Green Mountain Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to anyone who lives, works, or worships in Chittenden, Addison, Franklin, Rutland, Washington, Orange, Grand Isle, Lamoille, and Windsor Counties.
Employers and groups
- Eligible if you are an active or retired employee of one of the participating companies in VT served by the credit union.
Family and household
- Eligible if related to any member by birth, marriage, civil union, adoption, or if you are a household member.
Cost to join
- Membership is established with a minimum deposit of $5.00 for an individual account or $10.00 for a joint account to open a Share Savings Account.
Membership information collected October 4, 2026.