Bank · FDIC insured
Wells River Savings Bank Savings Rates
Wells River Savings Bank’s best savings rate is 0.60% APY on $10,000, with its Insured Cash Sweep (ICS) Money Market. Rates checked October 22, 2026.
How Wells River Savings Bank’s savings rates compare
Compared with banks and credit unions near Lebanon, NH-VT, where Wells River Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Wells River Savings Bank
1.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $100
Kasasa Saver
Top rate
Lighthouse Credit Union
3.85%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $385
2nd-highest rate
Ledyard Bank
3.25%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $325
Wells River Savings Bank savings score
82
Savings score
Higher than 58% of U.S. banks and credit unions
- $1,000 balance$1,0000.60%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0000.60%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Wells River Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 1.00%APY
Must link to Kasasa Cash or Kasasa Cash Back checking account. Qualifications per monthly qualification cycle: at least 12 debit card purchases post and settle, enrolled in e-statements, and log into online banking at least once.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $75,000Qualifying rate on balances up to $75,000 when linked Kasasa checking qualification requirements are met. | 1.00% | $100 | Qualifying rate on balances up to $75,000 when linked Kasasa checking qualification requirements are met. |
| Any balanceNon-qualifying rate applies to all balances if monthly qualifications on linked Kasasa checking are not met. | 0.05% | $5 | Non-qualifying rate applies to all balances if monthly qualifications on linked Kasasa checking are not met. |
| $75,000 and upQualifying rate on portion of balance $75,000 and up when linked Kasasa checking qualification requirements are met. | 0.25% | — | Qualifying rate on portion of balance $75,000 and up when linked Kasasa checking qualification requirements are met. |
Sources (2)
All captured Oct 3, 2026
Insured Cash Sweep (ICS) Money Market
0.60%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.60% | $60 |
Sources (1)
- wellsriversavings.com/rates-3 · captured Oct 15, 2026
Premium Personal Money Market
0.05%APY
Variable rate account – rate and APY may change after account opening. Fees could reduce earnings on accounts.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $24,999$5 monthly service charge if average daily balance for the month falls below $25,000. | 0.05% | $5 | $5 monthly service charge if average daily balance for the month falls below $25,000. |
| $25,000 – $49,999$5 monthly service charge if average daily balance for the month falls below $25,000. | 0.15% | — | $5 monthly service charge if average daily balance for the month falls below $25,000. |
| $50,000 – $99,999$5 monthly service charge if average daily balance for the month falls below $25,000. | 0.25% | — | $5 monthly service charge if average daily balance for the month falls below $25,000. |
| $100,000 – $249,999$5 monthly service charge if average daily balance for the month falls below $25,000. | 0.40% | — | $5 monthly service charge if average daily balance for the month falls below $25,000. |
| $250,000 and up$5 monthly service charge if average daily balance for the month falls below $25,000. | 0.60% | — | $5 monthly service charge if average daily balance for the month falls below $25,000. |
Sources (2)
All captured Oct 15, 2026
Personal Money Market
0.05%APY
Variable rate account – rate and APY may change after account opening. Fees could reduce earnings on accounts.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499$5 monthly service charge if average daily balance for the month falls below $2,500. | 0.05% | — | $5 monthly service charge if average daily balance for the month falls below $2,500. |
| $2,500 – $24,999$5 monthly service charge if average daily balance for the month falls below $2,500. | 0.05% | $5 | $5 monthly service charge if average daily balance for the month falls below $2,500. |
| $25,000 – $99,999$5 monthly service charge if average daily balance for the month falls below $2,500. | 0.15% | — | $5 monthly service charge if average daily balance for the month falls below $2,500. |
| $100,000 – $299,999$5 monthly service charge if average daily balance for the month falls below $2,500. | 0.15% | — | $5 monthly service charge if average daily balance for the month falls below $2,500. |
| $300,000 and up$5 monthly service charge if average daily balance for the month falls below $2,500. | 0.15% | — | $5 monthly service charge if average daily balance for the month falls below $2,500. |
Sources (2)
All captured Oct 15, 2026
Insured Cash Sweep (ICS) Savings
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.15% | $15 |
Sources (1)
- wellsriversavings.com/rates-3 · captured Oct 3, 2026
Statement Savings
0.10%APY
$2.00 monthly service charge if average daily balance for the month falls below $100.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499$2.00 monthly fee if average daily balance for the month falls below $100. | 0.05% | — | $2.00 monthly fee if average daily balance for the month falls below $100. |
| $2,500 – $99,999$2.00 monthly fee if average daily balance for the month falls below $100. | 0.10% | $10 | $2.00 monthly fee if average daily balance for the month falls below $100. |
| $100,000 and up$2.00 monthly fee if average daily balance for the month falls below $100. | 0.15% | — | $2.00 monthly fee if average daily balance for the month falls below $100. |
Sources (2)
All captured Oct 3, 2026
Special-purpose accounts
Youth/Student Savings
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,499 | 0.05% | — |
| $2,500 – $99,999 | 0.10% | $10 |
| $100,000 and up | 0.15% | — |
Sources (2)
All captured Oct 3, 2026
Savings Club
0.05%APY
Penalty imposed for early withdrawal prior to maturity date. Term is 50 weeks.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and up50 Week Term. Penalty imposed for early withdrawal prior to maturity date.$1 and up | 0.05% | $5 | 50 Week Term. Penalty imposed for early withdrawal prior to maturity date. |
Sources (2)
All captured Oct 3, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.