Compare Bank & Credit Union Rates
Best savings rates in Rutland, VT
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Rutland, VT
- 3.20%APY$320 a year on $10,000with conditions
Requirements
Product: Requires having a Beacon Bank checking account with an ownership relationship. Variable premium interest rate. Fees may reduce earnings.
Offer: Variable premium interest rate subject to change without notice. Requires an ownership relationship on a Beacon Bank checking account.
Qualified rate · Effective Sep 18, 2026
Rate checked
More details - Bank of BenningtonPremier Money MarketPremier Money Market · $0 min · 0.25%–2.25% by balance
Bank · 1 branch
1.50%APY$150 a year on $10,0000.25% interest rate · Effective Aug 31, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.25% $5,000 – $25,000Your amount 1.50% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.00% $250,000 – $1,000,000 2.25% Over $1,000,000 2.25% Rate checked
More details - Heritage Family Credit UnionMoney Market Share AccountMoney Market Share Account · $1,000 min · 1.30%–2.00% by balance
Credit union · 2 branches
1.30%APY$130 a year on $10,000Requirements
Product: Must purchase and maintain 1 share ($25.00 par value) for credit union membership. Once a particular balance range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account. Dividends calculated using the daily balance method. Cash withdrawals may be limited to $2,000.00 per day. No monthly service charge. Member must maintain a minimum balance of $1,000 each day to obtain the disclosed APY; if balance falls below $1,000, the account will not earn dividends that day.
1.30% interest rate · No monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY $1,000 – $20,000Your amount 1.30% $20,000 – $35,000 1.55% $35,000 – $50,000 1.70% $50,000 and up 2.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Rates and APYs are variable and may change after the account is open. Fees may reduce earnings.
Offer: No minimum balance to earn APY.
0.50% interest rate · Effective Aug 31, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Primary Savings maintains the $25 share required for membership.
Offer: As a condition of membership, 1 share with par value $25.00 must be purchased and maintained.
0.25% interest rate · Effective Oct 3, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a member of the credit union to open an account. Must live, work, worship, or attend school in Vermont, or be related to a VFCU member. $5 share deposit required in Primary Share account for membership, though no additional minimum balances required. Dividends compounded monthly using daily balance method.
0.10% interest rate · Compounded monthly · Effective Sep 17, 2026
Rate checked
More details - Vermont Federal Credit UnionHigh Yield SavingsSavings · $0 min · 0.10%–4.00% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000intro rateRequirements
Product: Limited to 1 High Yield Savings Account per member. Personal accounts only. $5 share deposit in Primary Share required for membership; no minimum account balance required. Special 4.00% APY rate applies through 12/31/2026; on 1/1/2027 converts to a Special Savings Account with applicable market rates. Dividends compounded monthly using daily balance method.
Offer: Special rate valid until 12/31/2026 on balances $0.01-$5,000. On 1/1/2027 converts to Special Savings Account.
Promotional rate · 3.93% interest rate · Compounded monthly · Effective Sep 17, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $5,000 4.00% Over $5,000Your amountPaid on any amount above $5,000. 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a member of the credit union to open an account. $5 share deposit required in Primary Share account for membership. Dividends compounded monthly using daily balance method.
0.10% interest rate · Compounded monthly · Effective Sep 17, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - Citizens BankCitizens Private Client® Money MarketCitizens Private Client® Money Market · $0 min · 0.03%–3.50% by balance
Bank · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.
Effective Sep 25, 2026
Rate by balance
Rate by balance for Citizens Private Client® Money Market Balance APY Up to $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $49,999 3.50% $50,000 – $99,999 3.50% $100,000 – $249,999 3.50% $250,000 – $499,999 3.50% $500,000 – $999,999 3.50% $1,000,000 – $2,999,999 3.50% $3,000,000 and up 3.50% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5 monthly fee waived by maintaining $300 daily balance, linking TD Beyond/Complete/Relationship Checking account, or for account holders age 18 or under / 62 or older. Standard APY applies to all tiers.
Offer: Standard APY for all tiers
$5 monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Effective Oct 3, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Designed to be held alongside a KeyBank personal checking account. Monthly maintenance fee of $4.00 is waived if the account holder owns a KeyBank consumer checking account (including KeyBank Hassle-Free Account). Variable rate applies to the entire balance.
Offer: Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account).
0.01% interest rate · $4 monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only.
Offer: Monthly maintenance charge is $7.50 for each monthly service charge cycle unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in your Relationship Savings account during the monthly service charge cycle. Minimum balance to obtain advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Rutland, VT
16 accounts at 8 banks and credit unions · checked Oct 3–22
- Typical
- 0.10%
- Top 10% from
- 1.40%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.10%
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Rutland, VT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- EastRise Credit UnionCredit union · 1 branch
- Bank of BenningtonBank · 1 branch