Compare Bank & Credit Union Rates
Best savings rates in Texas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 271–285 results in Texas
- 0.75%APY$75 a year on $10,000
- Truity Credit UnionAdvantage Money MarketAdvantage Money Market · $10,000 min · 0.75%–1.10% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Balances calculated using the daily balance method. Free transfers/withdrawals limited to six per calendar month or statement cycle.
Offer: $10.00 monthly service charge fee if average daily balance is below $10,000. Tiered dividends. Compounded and credited monthly.
0.74% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $49,999Your amount 0.75% $50,000 – $99,999 0.90% $100,000 – $199,999 0.95% $200,000 – $499,999 1.00% $500,000 and up 1.10% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: $300 minimum opening deposit. $10 service charge per statement cycle if balance falls below $300 on any day of the statement cycle. $5 service charge per statement cycle for paper statements (free e-statements).
Offer: A $10 service charge is imposed each statement cycle if the balance falls below $300 on any day.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Personal Savings Account Balance APY Up to $300 0.00% $300 and upYour amount 0.75% Rate checked
More details - Refugio County FCUSavings Accounts (regular shares)Savings · $50 min · 0.75%–1.76% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Requires a $50 opening deposit and $25 minimum balance. No monthly service charge. Dividends paid quarterly on balances of $25 or more.
Offer: Dividends paid quarterly on balances of $25 or more.
0.75% interest rate · No monthly fee · Effective Mar 31, 2026
Rate by balance
Rate by balance for Savings Accounts (regular shares) Balance APY Up to $15,000Your amount 0.75% $15,000 – $30,000 1.26% Over $30,000 1.76% Rate checked
More details - Port Arthur Teachers Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min
Credit union · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Prefered savings account rate set monthly. Limited withdrawals. Monthly dividends, compoundable dividends, quarterly statements. Minimum balance of $2,000.
Offer: Rate set monthly. Minimum balance of $2,000.
0.75% interest rate
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Service charge of $5 per statement cycle waived with $100 daily balance. Interest compounds daily and is credited quarterly.
0.75% interest rate · $5 monthly fee · Effective Jul 2, 2026
Rate checked
More details - Houston Texas Fire Fighters Federal Credit UnionPrimary SavingsSavings · $5 min
Credit union · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Required initial deposit of $5.00 to establish membership. No monthly service charge.
0.75% interest rate · No monthly fee · Effective Mar 27, 2025
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Dividends are based on balance tier and paid monthly. Limit of 6 withdrawal transactions per month. Subject to a $10.00 monthly service charge if transaction limit is exceeded or if balance drops below $2,500.00 minimum.
Offer: Dividends are paid monthly. Subject to a $10.00 monthly service charge if balance drops below $2,500.00 minimum or if 6 withdrawal transactions limit per month is exceeded.
0.75% interest rate · $10 monthly fee · Effective Apr 1, 2026
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Holds membership shares. Six free withdrawals per quarter. No service fee with total balances in all MCU accounts of $100 or more. Must maintain disclosed minimum average daily balance during dividend period to obtain APY.
Offer: Dividends paid/compounded quarterly on balances of $250 or more.
0.75% interest rate · Compounded quarterly · Effective Aug 27, 2026
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: No account fee. Six free withdrawals per quarter. Existing members can open through Virtual Branch or visit a branch. Must maintain disclosed minimum average daily balance during dividend period to obtain APY.
Offer: Dividends paid/compounded quarterly on balances over $500 ($500 & Over).
0.75% interest rate · Compounded quarterly · No monthly fee · Effective Aug 27, 2026
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Higher interest rates with minimum requirements including higher minimum balance requirement, limited withdrawals per month, and fewer check writing privileges. Non-term share account dividends are declared at the end of each quarter and subject to change without notice.
Offer: Balance tier < $25,000. Dividends declared at end of each quarter.
0.75% interest rate · Balance cap $25,000
Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly service fee of $5 is waived if the account maintains a monthly minimum balance of $1,500+ or with electronic delivery of statements only. Limited to 6 preauthorized, automatic, or telephonic withdrawals/transfers per month.
Offer: Promotional rate for up to $10,000 on new deposits when also opening an active checking account (e.g., with direct deposit or debit card). Available for a limited time only. Monthly fee waived with $1,500+ minimum monthly balance or electronic statements only.
Qualified rate · $5 monthly fee
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Deposits made throughout the year; withdrawals permitted during the months of May and November without penalty.
Offer: Withdrawals without penalty during May and November.
0.75% interest rate · Effective Jan 1, 2026
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: No service fees with online statements. Rates subject to change. Fees may reduce earnings.
Offer: Rates subject to change. Fees may reduce earnings. No service fees with online statements.
0.75% interest rate · Effective Jan 7, 2026
Rate checked
More details - Houston Police Credit UnionSecondary SavingsSavings · $200 min · 0.00%–0.75% by balance
Credit union · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Dividends compounded daily and paid monthly when a $500.00 balance is maintained.
0.00% interest rate · Compounded daily · Effective Apr 21, 2025
Rate by balance
Rate by balance for Secondary Savings Balance APY Up to $500 0.00% $500 – $2,500 0.75% $2,500 and upYour amountDividend rate and stated APY applicable only if monthly balance is equal to or greater than required minimum monthly balance ($500.00). 0.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
964 accounts at 412 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches