Credit union · NCUA insured
CoastLife Credit Union
A $517.5M credit union headquartered in Corpus Christi, TX, with 34,532 members and 9 branches in Texas. Best rates: CDs 3.95% and savings 0.75% APY.
CoastLife Credit Union Carrot Score
80
Carrot Score
Higher than 52% of U.S. banks and credit unions
#10 of 21 in Corpus Christi, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About CoastLife Credit Union
CoastLife Credit Union operates as a member-owned financial institution where joining members become part-owners.
- Headquarters
- 6810 Saratoga Blvd, Corpus Christi, TX 78414
- NCUA charter
- 68482
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live or work in Nueces, Aransas, Duval, Jim Wells, Kleberg, or San Patricio County are eligible for membership.
- Persons who live, work, worship, or attend school in, and businesses/legal entities located within the underserved area of Kleberg County, TX, are eligible.
Employers and groups
- Employees of CoastLife Credit Union are eligible for membership.
- Members of the Texas A&M University — Corpus Christi Alumni Association in Corpus Christi, Texas, who qualify in accordance with bylaws as of January 11, 1994, are eligible.
Military, government and schools
- Employees of Agua Dulce ISD working in Aransas or Nueces Counties, Texas, as well as the entity itself, are eligible for membership.
- Faculty and students of Del Mar College in Aransas or Nueces Counties, Texas, as well as Del Mar College itself, are eligible for membership.
7 more ways to join
Military, government and schools
- Faculty and students of Texas A&M University - Corpus Christi in Aransas or Nueces Counties, Texas, as well as the university itself, are eligible for membership.
- Employees of the City of Robstown, Texas are eligible for membership.
Family and household
- Immediate family members of current members (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, or adoptive relationships) are eligible for membership.
- Immediate family members of students who are members of this credit union are eligible for membership.
- Spouses of persons who died while within the credit union's field of membership are eligible for membership.
Other ways
- Members of record of Freer Federal Credit Union as of April 9, 1993 are eligible for membership.
- Persons receiving retirement, pension, or other benefits resulting from prior employment by any eligible business or organization are eligible for membership.
Branches
9 branches in Texas
Loading map…
Texas
9 branches
Corpus Christi area · 7
- Administration BuildingMain office6810 Saratoga Blvd, Corpus Christi, TX 78414Directions
- Branch - 5th Street1601 5th St, Corpus Christi, TX 78404Directions
- Branch - Calallen14001 Northwest Blvd, Corpus Christi, TX 78410Directions
- Branch - Saratoga6818 Saratoga Blvd, Corpus Christi, TX 78414Directions
- Branch - Trojan1909 Trojan Dr, Corpus Christi, TX 78416Directions
- Branch - Weber4060 Weber RD, Corpus Christi, TX 78411Directions
- Branch - Portland704 Buddy Ganem Dr, Portland, TX 78374Directions
Alice area · 1
- Branch - Alice2310 E Main St, Alice, TX 78332Directions
Kingsville area · 1
- Branch - Kingsville Area1209 W King Ave, Kingsville, TX 78363Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.66% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.89% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.43% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $73 | $76 | — |
- CapitalNet worth ratio11.66%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.89%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.43%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$73Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of CoastLife Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.