Compare Bank & Credit Union Rates
Best savings rates in Fort Worth, TX
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Fort Worth, TX
- Texas Trust Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–1.66% by balance
Credit union · 1 branch
1.56%APY$156 a year on $10,000Requirements
Product: $10 service fee if minimum balance ($2,500) is not maintained.
Offer: $10 service fee if minimum balance is not maintained.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.00% $2,500 – $10,000 1.51% $10,000 – $25,000Your amount 1.56% $25,000 – $50,000 1.56% $50,000 – $100,000 1.61% $100,000 – $250,000 1.61% $250,000 – $1,000,000 1.66% $1,000,000 and up 1.66% Rate checked
More details - 1.55%APY$155 a year on $10,000
Requirements
Product: Competitive interest earnings on your entire balance. Avoid the $1 quarterly service fee by maintaining a $30 minimum daily average balance. $30 minimum deposit to open.
Offer: Avoid the $1 quarterly service fee by maintaining a $30 minimum daily average balance. Interest earnings on entire balance.
Effective Oct 2, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $9,999 1.40% $10,000 – $99,999Your amount 1.55% $100,000 – $999,999 2.15% $1,000,000 and up 3.15% Rate checked
More details - Ciera BankMoney Market AccountMoney Market Account · $1,000 min · 1.05%–1.55% by balance
Bank · 1 branch
1.55%APY$155 a year on $10,0001.05% interest rate · Effective Oct 10, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 1.05% $10,000 and upYour amount 1.55% Rate checked
More details - 1.51%APY$151 a year on $10,000
Requirements
Product: Maintain average daily balance of $10,000 or more to avoid a $10 minimum balance fee. Withdrawals or transfers limited to two per month without charge; additional withdrawals charged an Excess Debit Fee of $10 each.
Offer: Daily balance less than $10,000 to obtain APY. Monthly fee waived with average daily balance of $10,000 or more.
0.50% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amount 1.51% $25,000 – $100,000 2.02% $100,000 – $250,000 2.86% $250,000 – $500,000 3.30% $500,000 and up 3.77% Rate checked
More details - 1.50%APY$150 a year on $10,000with conditions
Requirements
Product: Available only if a Rewards Checking or Cash Back Checking account is maintained.
Offer: Requirements met; requires maintaining a Rewards Checking or Cash Back Checking account.
Qualified rate · 1.50% interest rate · No monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Rewards Savings Balance APY Up to $25,000Your amount 1.50% $25,001 and up 0.15% Rate checked
More details - FedEx Employees Credit AssociationMoney Market CheckingMoney Market Checking · $5,000 min · 1.45%–1.75% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Minimum opening deposit of $5,000 is required and must be maintained to receive dividends. If account balance falls below $2,500, a $10 fee will be assessed monthly.
Offer: Minimum opening deposit of $5,000 required and must be maintained to receive dividends. $10 monthly fee assessed if balance falls below $2,500.
$10 monthly fee · Effective Oct 13, 2024
Rate by balance
Rate by balance for Money Market Checking Balance APY $5,000 – $10,000 1.45% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.55% $50,000 – $100,000 1.60% $100,000 and up 1.75% Rate checked
More details - FedEx Employees Credit AssociationMoney MarketMoney Market · $5,000 min · 1.45%–1.75% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Effective Oct 13, 2024
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $10,000 1.45% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.55% $50,000 – $100,000 1.60% $100,000 and up 1.75% Rate checked
More details - Ciera BankMoney Market Savings AccountMoney Market Savings Account · $2,500 min · 1.05%–3.45% by balance
Bank · 1 branch
1.45%APY$145 a year on $10,0001.05% interest rate · Effective Oct 10, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $10,000 1.05% $10,000 – $50,000Your amount 1.45% $50,000 – $100,000 1.85% $100,000 – $250,000 2.25% $250,000 – $500,000 2.65% $500,000 – $1,000,000 3.05% $1,000,000 and up 3.45% Rate checked
More details - Worth Credit UnionCash ManagementCash Management · $2,500 min · 0.65%–1.87% by balance
Credit union · 4 branches
1.41%APY$141 a year on $10,000Requirements
Product: Minimum opening deposit of $2,500. Dividends calculated daily and paid monthly. No maturity date.
Offer: Tier 1. Compounding/Posted: Monthly/Monthly.
0.65% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Cash Management Balance APY $100 – $2,499 0.65% $2,500 – $24,999Your amountTier 2. 1.41% $25,000 – $94,999Tier 3. 1.66% $95,000 and upTier 4. 1.87% Rate checked
More details - Trinity BankMoney Market AccountMoney Market Account · $500 min · 1.41%–3.09% by balance
Bank · 1 branch
1.41%APY$141 a year on $10,000Requirements
Product: Minimum average collected balance of $1,000 to avoid monthly service fee. Transaction limitations: Limited to six (6) per statement cycle. Rate may change after account opens. Fees may reduce earnings on the account.
Offer: Less Than $ 100,000
1.40% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $100,000Your amount 1.41% $100,000 – $249,999$ 100,000 - $ 249,999 1.41% $250,000 – $499,999$ 250,000 - $ 499,999 1.46% $500,000 – $999,999$ 500,000 - $ 999,999 1.76% $1,000,000 – $1,999,999$ 1,000,000 - $ 1,999,999 2.89% $2,000,000 and up$ 2,000,000 and Over 3.09% Rate checked
More details - Amarillo National BankPersonal Money MarketPersonal Money Market · $1,000 min · 1.40%–3.15% by balance
Bank · 1 branch
1.40%APY$140 a year on $10,000Requirements
Product: Avoid a $4 monthly service fee by maintaining a $1,000 minimum daily average balance.
Offer: Avoid a $4 monthly service fee by maintaining a $1,000 minimum daily average balance.
$4 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $1,000 – $49,999Your amount 1.40% $50,000 – $99,999 1.55% $100,000 – $999,999 2.15% $1,000,000 and up 3.15% Rate checked
More details - 1.05%APY$105 a year on $10,000
Requirements
Offer: Monthly fee of $3 applies if daily balance falls below $200.
1.05% interest rate · $3 monthly fee · Effective Oct 13, 2026
Rate by balance
Rate by balance for Ciera Savings Balance APY Up to $50,000Your amount 1.05% $50,000 and up 1.55% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Your Share Savings gets upgraded to a High-Yield Savings when you open a High-Yield Checking account.
Offer: Requires opening a High-Yield Checking account and meeting eligibility requirements (enrollment in eDocuments, recurring direct deposit totaling $500+ per month to HYC, and 10+ POS debit card withdrawals of $1+ per month).
Qualified rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $50,000Your amount 1.00% Over $50,000Requires opening a High-Yield Checking account and meeting eligibility requirements. 0.25% Rate checked
More details - TexasBankEmpower Money MarketEmpower Money Market · $1,000 min · 0.00%–2.02% by balance
Bank · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Avoid the $10 monthly service charge by maintaining a minimum daily/average daily balance of $15,000 or more.
Offer: Rate paid on the entire balance if daily balance is less than or equal to $0.99. Account will not earn interest on balances less than $1.00. Avoid $10 monthly fee by maintaining an average daily balance of $15,000 or more.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Empower Money Market Balance APY Up to $1 0.00% Up to $100,000Your amount 1.00% $100,000 – $250,000 1.26% $250,000 – $1,000,000 1.76% $1,000,000 – $5,000,000 1.76% $5,000,000 and up 2.02% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Consumer accounts only. To earn 2.00% APY above regular share savings rate (3.04% APY / 3.00% rate), maintain an active FWCCU checking account, complete at least 10 debit card purchase transactions per calendar month, and enroll in e-statements. Otherwise earns regular share savings APY/rate. Maximum 3 withdrawals per calendar month ($10 fee per withdrawal thereafter; no ATM withdrawals).
Offer: Standard non-qualifying rate: applies if monthly activity and e-statement requirements are not met.
Qualified rate · 1.00% interest rate · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Fort Worth, TX
137 accounts at 49 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 2.29%
- Banks, typical
- 0.33%
- Credit unions, typical
- 0.25%
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Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches