Bank · FDIC insured
Amarillo National Bank
Top CarrotA $10.4B bank, the 154th largest of 4,207, headquartered in Amarillo, TX, with 33 branches in Texas. Best rates: CDs 4.00% and savings 1.55% APY.
Amarillo National Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 79% of U.S. banks and credit unions
#2 of 16 in Amarillo, TX metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Amarillo National Bank
Founded in 1892 in Amarillo, Texas, Amarillo National Bank is a family-owned institution that has been owned and managed by the Ware family for five generations without outside shareholders.
In 2019, Amarillo National Bank acquired Lubbock National Bank and branches in Austin and Bryan/College Station, expanding its presence across the Texas Panhandle, West Texas, and South Texas.
- Headquarters
- 410 S Taylor St, Amarillo, TX 79101
- FDIC certificate
- 14531 ↗
Branches
33 branches in Texas
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Texas
33 branches
Amarillo area · 15
- Amarillo National BankMain office410 S Taylor St, Amarillo, TX 79101Directions
- Bell Branch4501 Bell St, Amarillo, TX 79109Directions
- Craig Center Branch5500 W 9th Ave, Amarillo, TX 79106Directions
- Drive-Up Plaza Branch1001 S Taylor St, Amarillo, TX 79101Directions
- Georgia Financial Center Branch3101 S Georgia St, Amarillo, TX 79109Directions
- Greenways Branch8602 Pineridge Drive, Amarillo, TX 79119Directions
- Hillside Branch6000 Bell St, Amarillo, TX 79109Directions
- Medical Branch1700 Coulter, Amarillo, TX 79106Directions
- North Branch712 N Taylor St, Amarillo, TX 79107Directions
- Northeast Branch3507 Ne 24th Ave, Amarillo, TX 79107Directions
- Soncy Branch3390 S Soncy Rd, Amarillo, TX 79124Directions
- Southeast Branch2401 S Grand St, Amarillo, TX 79103Directions
- Tascosa Road Branch550 Tascosa Rd, Amarillo, TX 79124Directions
- United Branch2530 S Georgia St, Amarillo, TX 79109Directions
- Canyon Branch1700 4th Ave, Canyon, TX 79015Directions
Lubbock area · 11
- 19th Street Branch4420 19th St, Lubbock, TX 79407Directions
- 96th & Slide Road Branch9604 Slide Rd, Lubbock, TX 79424Directions
- Downtown Branch1001 Main St, Lubbock, TX 79401Directions
- Lbk Quaker Branch12103 Quaker Avenue, Lubbock, TX 79424Directions
- Lbk United 82nd Street Branch2703 82nd Street, Lubbock, TX 79423Directions
- Lubbock Branch4811 50th St, Lubbock, TX 79414Directions
- Mobile Branch4811 50th St, Lubbock, TX 79414Directions
- Parkway Branch2630 Parkway Dr, Lubbock, TX 79403Directions
- Raider Ranch Branch6548 43rd St Ste 1, Lubbock, TX 79407Directions
- Southwest Branch4006 82nd St, Lubbock, TX 79423Directions
- Texas Avenue Branch1936 Texas Ave, Lubbock, TX 79411Directions
College Station area · 3
- Villa Maria Branch601 E Villa Maria Rd, Bryan, TX 77802Directions
- College Station Office1221 University Dr E, College Station, TX 77840Directions
- Fitch Branch1198 William D Fitch Pkwy, College Station, TX 77845Directions
Austin area · 1
- Austin Office5300 Bee Caves Rd Bldg 2, Austin, TX 78746Directions
Borger area · 1
- Borger Branch301 W 6th St, Borger, TX 79007Directions
Dallas area · 1
- Camp Bowie Branch4501 Camp Bowie Blvd, Fort Worth, TX 76107Directions
San Antonio area · 1
- Oak Park Branch1020 Ne Loop 410, San Antonio, TX 78209Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.75% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.54% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.76% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $79 | $85 | — |
- CapitalLeverage ratio10.75%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.54%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.76%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$79Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Amarillo National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.