Bank · FDIC insured
Ciera Bank Savings Rates
Top CarrotCiera Bank’s best savings rate is 1.55% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Ciera Bank’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where Ciera Bank has the most branches. $10,000, best rate first.
This bank’s best
Ciera Bank
1.55%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $155
Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Ciera Bank savings score
88
Savings score
Higher than 85% of U.S. banks and credit unions
- $1,000 balance$1,0001.05%
- $10,000 balance$10,0001.55%
- $100,000 balance$100,0002.25%
- QualifiedQualified1.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ciera Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Savings Account
1.45%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 1.05% | — |
| $10,000 – $50,000 | 1.45% | $145 |
| $50,000 – $100,000 | 1.85% | — |
| $100,000 – $250,000 | 2.25% | — |
| $250,000 – $500,000 | 2.65% | — |
| $500,000 – $1,000,000 | 3.05% | — |
| $1,000,000 and up | 3.45% | — |
Sources (1)
- cierabank.com/rates · captured Oct 6, 2026
Intrafi ICS Money Market Deposit Account
1.30%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10,000 – $50,000 | 1.30% | $130 |
| $50,000 – $100,000 | 1.70% | — |
| $100,000 – $250,000 | 2.10% | — |
| $250,000 – $500,000 | 2.50% | — |
| $500,000 – $1,000,000 | 2.90% | — |
| $1,000,000 and up | 3.05% | — |
Sources (1)
- cierabank.com/rates · captured Oct 6, 2026
Money Market Account
1.55%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 1.05% | — |
| $10,000 and up | 1.55% | $155 |
Sources (1)
- cierabank.com/rates · captured Oct 6, 2026
Ciera Savings
1.05%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Monthly fee of $3 applies if daily balance falls below $200. | 1.05% | $105 | Monthly fee of $3 applies if daily balance falls below $200. |
| $50,000 and upMonthly fee of $3 applies if daily balance falls below $200. | 1.55% | — | Monthly fee of $3 applies if daily balance falls below $200. |
Special-purpose accounts
Health Savings Account (HSA)
1.35%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.75% | — |
| $10,000 and up | 1.35% | $135 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.