Credit union · NCUA insured
Worth Credit Union Savings Rates
Top CarrotWorth Credit Union’s best savings rate is 1.41% APY on $10,000, with its Cash Management. Rates checked October 16, 2026.
How Worth Credit Union’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where Worth Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Worth Credit Union
1.41%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $141
Cash Management
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Worth Credit Union savings score
87
Savings score
Higher than 78% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0001.41%
- $100,000 balance$100,0001.87%
- QualifiedQualified1.41%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Worth Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Cash Management
1.41%APY
Minimum opening deposit of $2,500. Dividends calculated daily and paid monthly. No maturity date.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $2,499Tier 1. Compounding/Posted: Monthly/Monthly. | 0.65% | — | Tier 1. Compounding/Posted: Monthly/Monthly. |
| $2,500 – $24,999Tier 2. Compounding/Posted: Monthly/Monthly. | 1.41% | $141 | Tier 2. Compounding/Posted: Monthly/Monthly. |
| $25,000 – $94,999Tier 3. Compounding/Posted: Monthly/Monthly. | 1.66% | — | Tier 3. Compounding/Posted: Monthly/Monthly. |
| $95,000 and upTier 4. Compounding/Posted: Monthly/Monthly. | 1.87% | — | Tier 4. Compounding/Posted: Monthly/Monthly. |
Regular Shares
0.15%APY
Requires $5 deposit to establish credit union membership. Dividends calculated daily and paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $24,999 | 0.15% | $15 |
| $25,000 and up | 0.20% | — |
Sources (3)
All captured Oct 6, 2026
Special-purpose accounts
IRA Passbook Account
0.20%APY
A flexible, no-maturity IRA option for ongoing contributions or direct deposits. Available as Traditional or Roth IRA. Dividends compounded daily and paid quarterly. Insured separately up to $250,000 by NCUA. Minimum deposit to open is $100.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $9,999 | 0.15% | — |
| $10,000 – $24,999 | 0.20% | $20 |
| $25,000 and up | 0.20% | — |
Sources (3)
- worthcu.org/deposit-accounts
- worthcu.org/deposit-and-loan-rates
- worthcu.org/individual-retirement-account-ira
All captured Oct 6, 2026
Prime Advantage Savings Account
0.20%APY
For members age 55 or older. Requires $1,000 opening deposit and a $5 regular savings account. Dividends calculated daily and paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 and up | 0.20% | $20 |
Sources (3)
All captured Oct 6, 2026
Who can join Worth Credit Union
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