Bank · FDIC insured
TexasBank Savings Rates
TexasBank’s best savings rate is 1.00% APY on $10,000, with its Empower Money Market. Rates checked October 16, 2026.
How TexasBank’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where TexasBank has the most branches. $10,000, best rate first.
This bank’s best
TexasBank
1.00%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $100
Empower Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
TexasBank savings score
60
Savings score
Higher than 2% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.26%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where TexasBank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Empower Money Market
1.00%APY
Avoid the $10 monthly service charge by maintaining a minimum daily/average daily balance of $15,000 or more.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1Rate paid on the entire balance if daily balance is less than or equal to $0.99. Account will not earn interest on balances less than $1.00. Avoid $10 monthly fee by maintaining an average daily balance of $15,000 or more. | 0.00% | — | Rate paid on the entire balance if daily balance is less than or equal to $0.99. Account will not earn interest on balances less than $1.00. Avoid $10 monthly fee by maintaining an average daily balance of $15,000 or more. |
| Up to $100,000Rate paid on the entire balance if daily balance is $1.00 or more, but less than or equal to $99,999.99. Avoid $10 monthly fee by maintaining an average daily balance of $15,000 or more. | 1.00% | $100 | Rate paid on the entire balance if daily balance is $1.00 or more, but less than or equal to $99,999.99. Avoid $10 monthly fee by maintaining an average daily balance of $15,000 or more. |
| $100,000 – $250,000Rate paid on the entire balance if daily balance is $100,000.00 or more, but less than or equal to $249,999.99. Avoid $10 monthly fee by maintaining an average daily balance of $15,000 or more. | 1.26% | — | Rate paid on the entire balance if daily balance is $100,000.00 or more, but less than or equal to $249,999.99. Avoid $10 monthly fee by maintaining an average daily balance of $15,000 or more. |
| $250,000 – $1,000,000Rate paid on the entire balance if daily balance is $250,000.00 or more, but less than or equal to $999,999.99. Avoid $10 monthly fee by maintaining an average daily balance of $15,000 or more. | 1.76% | — | Rate paid on the entire balance if daily balance is $250,000.00 or more, but less than or equal to $999,999.99. Avoid $10 monthly fee by maintaining an average daily balance of $15,000 or more. |
| $1,000,000 – $5,000,000Rate paid on the entire balance if daily balance is $1,000,000.00 or more, but less than or equal to $4,999,999.99. Avoid $10 monthly fee by maintaining an average daily balance of $15,000 or more. | 1.76% | — | Rate paid on the entire balance if daily balance is $1,000,000.00 or more, but less than or equal to $4,999,999.99. Avoid $10 monthly fee by maintaining an average daily balance of $15,000 or more. |
| $5,000,000 and upRate paid on the entire balance if daily balance is $5,000,000.00 or more. Avoid $10 monthly fee by maintaining an average daily balance of $15,000 or more. | 2.02% | — | Rate paid on the entire balance if daily balance is $5,000,000.00 or more. Avoid $10 monthly fee by maintaining an average daily balance of $15,000 or more. |
Sources (2)
- texasbank.com/personal/empower-money-market · captured Sep 24, 2026
- texasbank.com/assets/files/NILC46j4 · captured Oct 8, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.