Compare Bank & Credit Union Rates
Best savings rates in Amarillo, TX
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Amarillo, TX
- Santa Fe Federal Credit UnionRegular SavingsSavings · $5 min · 0.25%–0.50% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends calculated daily, compounded and paid quarterly. Maintains Santa Fe Federal Credit Union membership.
0.25% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.25% $10,000 and upYour amount 0.50% Rate checked
More details - Santa Fe Federal Credit UnionSpecial SavingsSavings · $5 min · 0.25%–0.50% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Save for special occasions like vacations or Christmas. Dividends calculated on daily / average daily balance, compounded and paid quarterly.
0.25% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Special Savings Balance APY Up to $10,000 0.25% $10,000 and upYour amount 0.50% Rate checked
More details - City Federal Credit UnionSpecial SavingsSavings · $20 min · 0.05%–0.50% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Used to put away funds for a specific purchase, event, or expense.
Offer: Rates are variable and may change after account opening. Dividends are credited and compounded monthly.
Compounded monthly
Rate by balance
Rate by balance for Special Savings Balance APY Up to $2,500 0.05% $2,500 and upYour amount 0.50% Rate checked
More details - City Federal Credit UnionPrimary SavingsSavings · $20 min · 0.05%–0.50% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Opening a Primary Savings account establishes credit union membership and requires maintaining a $20 minimum balance requirement to remain a member.
Offer: Rates are variable and may change after account opening. Dividends are credited and compounded monthly.
Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Primary Savings Balance APY Up to $2,500 0.05% $2,500 and upYour amount 0.50% Rate checked
More details - Education Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.00%–0.70% by balance
Credit union · 6 branches
0.40%APY$40 a year on $10,000Requirements
Product: Minimum balance to earn dividends: $500. Dividend accrual: calculated daily, paid monthly. Up to six preauthorized or telephone transfers/withdrawals per month; exceeding limits may incur a fee.
Offer: Pay Frequency: Monthly.
Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25 0.00% $500 – $25,000Your amount 0.40% $25,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 and up 0.70% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: A regular Savings Account with a $5.00 minimum balance establishes credit union membership. Dividends calculated and paid quarterly using the average daily balance method when balance meets or exceeds $50.
0.35% interest rate · Effective Oct 14, 2026
Rate checked
More details - The People's Federal Credit UnionShare Savings AccountSavings · $25 min · 0.25%–0.50% by balance
Credit union · 2 branches
0.35%APY$35 a year on $10,000Requirements
Product: Must be a TPFCU member with a minimum $25 deposit. Earn an extra 0.10% dividend on regular share savings account when holding loans over $10,000. Dividends calculated on average daily balance and compounded and credited quarterly.
Offer: Minimum balance to earn APY is $25. Dividends compounded and credited quarterly.
0.25% interest rate · No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $2,500 0.25% $2,500 – $5,000 0.25% $5,000 – $10,000Your amount 0.35% $10,000 – $50,000 0.40% Over $50,000 0.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - Texas Plains Federal Credit UnionRegular Share Savings AccountSavings · $25 min · 0.20%–0.30% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Maintains Texas Plains Federal membership. Dividends calculated by daily balance method, compounded and paid monthly.
0.20% interest rate · Effective Sep 1, 2025
Rate by balance
Rate by balance for Regular Share Savings Account Balance APY Up to $4,999 0.20% $5,000 – $9,999 0.25% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Education Credit UnionPrimary Share SavingsSavings · $5 min · 0.00%–0.30% by balance
Credit union · 6 branches
0.20%APY$20 a year on $10,000Requirements
Product: Requires credit union membership, a $5.00 deposit into the Primary Share Savings account, and a one-time membership fee of $1.00.
Offer: Dividends calculated daily, paid monthly. Minimum earning balance $100.00.
Rate by balance
Rate by balance for Primary Share Savings Balance APY Up to $100 0.00% $100 – $5,000 0.15% $5,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.25% $50,000 and up 0.30% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Pay frequency monthly. Minimum earning balance $10.00.
Effective Sep 8, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Base Share Account represents member-ownership stake in the credit union. Earn dividends on balances over $50.
0.15% interest rate
Rate checked
More details - Education Credit UnionAdditional SavingsSavings · $0 min · 0.00%–0.15% by balance
Credit union · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: Flexible special purpose savings option to customize alongside Primary Share account.
Offer: Dividends calculated daily, paid monthly. Service fees: none. Minimum balance: none. Minimum earning balance $100.00.
No monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Additional Savings Balance APY Up to $100 0.00% $100 – $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Amarillo, TX
39 accounts at 17 banks and credit unions · checked Oct 6–22
- Typical
- 0.40%
- Top 10% from
- 1.21%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.45%
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Amarillo, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- The People's Federal Credit UnionCredit union · 4 branches
- Amarillo National BankBank · 15 branches
- ALLIANCE Credit UnionCredit union · 1 branch