Credit union · NCUA insured
Santa Fe Federal Credit Union Savings Rates
Santa Fe Federal Credit Union’s best savings rate is 0.50% APY on $10,000, with its Regular Savings. Rates checked October 16, 2026.
How Santa Fe Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Amarillo, TX, where Santa Fe Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Santa Fe Federal Credit Union
0.50%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $50
Regular Savings
Top rate
First National Bank of Hereford
3.03%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $303
2nd-highest rate
First National Bank Texas
2.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $200
Santa Fe Federal Credit Union savings score
78
Savings score
Higher than 47% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Santa Fe Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Savings
0.50%APY
Dividends calculated daily, compounded and paid quarterly. Maintains Santa Fe Federal Credit Union membership.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.25% | — |
| $10,000 and up | 0.50% | $50 |
Special Savings
0.50%APY
Save for special occasions like vacations or Christmas. Dividends calculated on daily / average daily balance, compounded and paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.25% | — |
| $10,000 and up | 0.50% | $50 |
Special-purpose accounts
IRA
1.76%APY
Available as Traditional IRA and Roth IRA. Traditional IRA features tax-deductible contributions with taxed distributions after age 59½ (RMDs by April 1 after turning 72). Roth IRA features non-deductible contributions and tax-free qualified distributions.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.76% | $176 |
Conductor's Club
0.50%APY
For children ages 0-11. Child must be primary on the account with a parent/guardian as joint. Requires child's social security card and guardian's valid government-issued ID with current address. Includes certificate, welcome gift, annual school supply, and $5 birthday gift card bonus.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.25% | — |
| $10,000 and up | 0.50% | $50 |
Who can join Santa Fe Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.