Bank · FDIC insured
United Bank Savings Rates
United Bank’s best savings rate is 0.10% APY on $10,000, with its United Platinum Savings. Rates checked October 22, 2026.
How United Bank’s savings rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where United Bank has the most branches. $10,000, best rate first.
This bank’s best
United Bank
0.10%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $10
United Platinum Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
United Bank savings score
65
Savings score
Higher than 15% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.65%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where United Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Super Money Market
0.65%APY
Variable rate feature. Rate may change after account is opened. Fees could reduce earnings. Rates are subject to new accounts only. $10 monthly fee if balance falls below $15,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $15,000Variable rate feature. Rate may change after account is opened. Fees could reduce earnings. Rates subject to new accounts only. $10 monthly fee waived if balance does not dip below $15,000. | 0.65% | $65 | Variable rate feature. Rate may change after account is opened. Fees could reduce earnings. Rates subject to new accounts only. $10 monthly fee waived if balance does not dip below $15,000. |
| $15,000 – $50,000Variable rate feature. Rate may change after account is opened. Fees could reduce earnings. Rates subject to new accounts only. $10 monthly fee waived if balance does not dip below $15,000. | 0.65% | — | Variable rate feature. Rate may change after account is opened. Fees could reduce earnings. Rates subject to new accounts only. $10 monthly fee waived if balance does not dip below $15,000. |
| $50,000 – $250,000Variable rate feature. Rate may change after account is opened. Fees could reduce earnings. Rates subject to new accounts only. $10 monthly fee waived if balance does not dip below $15,000. | 0.65% | — | Variable rate feature. Rate may change after account is opened. Fees could reduce earnings. Rates subject to new accounts only. $10 monthly fee waived if balance does not dip below $15,000. |
| $250,000 and upVariable rate feature. Rate may change after account is opened. Fees could reduce earnings. Rates subject to new accounts only. $10 monthly fee waived if balance does not dip below $15,000. | 0.65% | — | Variable rate feature. Rate may change after account is opened. Fees could reduce earnings. Rates subject to new accounts only. $10 monthly fee waived if balance does not dip below $15,000. |
United Platinum Savings
0.10%APY
Variable-rate account; rates may change after opening. Rates apply to new accounts only. Fees could reduce earnings. No minimum balance requirement and no monthly maintenance fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Variable rate; rate may change after account is opened. Rates are subject to new accounts only. Fees could reduce earnings. | 0.05% | — | Variable rate; rate may change after account is opened. Rates are subject to new accounts only. Fees could reduce earnings. |
| $2,500 and upVariable rate; rate may change after account is opened. Rates are subject to new accounts only. Fees could reduce earnings. | 0.10% | $10 | Variable rate; rate may change after account is opened. Rates are subject to new accounts only. Fees could reduce earnings. |
Sources (2)
- bankwithunited.com/personal-ba…-account-rate-sheet.html
- bankwithunited.com/personal-ba…gs/platinum-savings.html
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.