Compare Bank & Credit Union Rates
Best savings rates in Simpsonville, SC
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Simpsonville, SC
- Sharonview Federal Credit UnionHigh-Yield Savings AccountSavings · $100 min · 0.05%–3.20% by balance
Credit union · 1 branch
3.20%APY$320 a year on $10,000with conditionsRequirements
Product: $100 minimum deposit required to open account. To earn the promoted APY on average daily balances up to $100,000, must maintain an average daily balance of $100.00 and receive at least $100.00 in aggregate ACH deposits each calendar month. No debit card access. Withdrawals in excess of 6 per month incur a $25 fee per withdrawal.
Offer: Applies to average daily balance below $100, or if monthly requirements are not met.
Qualified rate · 0.05% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Any balance 0.05% $100 – $100,000Your amount 3.20% $100,000 and upSubject to maintaining $100 average daily balance and $100 aggregate ACH deposits. 0.05%* Rate checked
More details - CPM Federal Credit UnionBoost Money Market SpecialBoost Money Market Special · $1,000 min
Credit union · 1 branch
3.04%APY$304 a year on $10,000intro rateRequirements
Product: Available beginning 1/2/26. Requires $1,000 minimum deposit of new money not currently on deposit with CPM. APY will vary based on daily balance maintained. APY guaranteed through 10/31/2026 and subject to change thereafter without notice. $1,000 minimum average monthly balance required to avoid $10 fee. Maximum of 6 withdrawals per month before $10 fee. Dividends paid monthly. Direct deposit available. Membership rules and restrictions apply.
Offer: $1,000 minimum new money required. APY guaranteed through 10/31/2026. $10 fee if average daily balance drops below $1,000 min balance. $10 fee if withdrawals exceed 6 per month.
Promotional rate · 3.00% interest rate · Effective Jan 2, 2026
Rate checked
More details - CPM Federal Credit UnionPerformance Money MarketPerformance Money Market · $2,500 min · 0.25%–1.81% by balance
Credit union · 1 branch
1.01%APY$101 a year on $10,000Requirements
Product: CPM Federal Credit Union Membership required. Must maintain minimum $5 in Main Savings Account. $2,500 minimum to open and earn dividends. $1,000 average monthly balance to avoid $10 low balance fee. Dividends earned on average daily balance and posted monthly. Up to 6 withdrawals per month before $10 fee assessed.
0.25% interest rate · Effective Apr 1, 2025
Rate by balance
Rate by balance for Performance Money Market Balance APY $200 – $2,500 0.25% $2,500 – $25,000Your amount 1.01% $25,000 – $50,000 1.51% $50,000 – $100,000 1.56% $100,000 and up 1.81% Rate checked
More details - Bank of Travelers RestPREMIUM Money MarketPREMIUM Money Market · $1,000 min · 0.25%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Maintenance fee of $10 per statement cycle is waived with a $1,000 daily minimum balance. Six withdrawals allowed per statement cycle, then $10 per withdrawal. Excessive withdrawals may result in conversion to a transaction account. Interest earned on balances of $1,000 or more.
Offer: The rate may change after the account is opened. Fees could reduce earnings. The minimum balance required to obtain the APY is $1,000. $10 maintenance fee waived with $1,000 daily minimum balance.
0.25% interest rate · $10 monthly fee · Effective Oct 20, 2026
Rate by balance
Rate by balance for PREMIUM Money Market Balance APY $1,000 – $10,000 0.25% $10,000 – $25,000Your amount 1.00% $25,000 – $40,000 1.36% $40,000 – $100,000 1.61% $100,000 – $250,000 2.12% $250,000 and up 3.00% Rate checked
More details - Secured Advantage Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.00%–2.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Minimum balance of $2,500.00 required to open and earn dividends. If balance falls below $2,500.00, dividends are paid at the regular share rate. Rates are variable and subject to change; dividends compounded monthly.
Offer: Dividends compounded monthly. Variable rate.
1.00% interest rate · Compounded monthly · Effective Apr 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 1.00% $25,000 – $50,000 1.25% $50,000 – $100,000 1.50% $100,000 – $250,000 1.75% Over $250,000 2.00% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Greenville Heritage Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.76%–3.30% by balance
Credit union · 1 branch
0.76%APY$76 a year on $10,000Requirements
Product: Minimum opening deposit of $1,000. Requires a Greenville Heritage Federal Credit Union Savings Account. 6 free withdrawals per month. A $10 monthly fee applies if balance falls below $1,000.
Offer: $10 monthly maintenance fee charged if balance drops below $1,000; 6 free withdrawals per month.
0.75% interest rate · $10 monthly fee · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,001Your amount 0.76% $10,001 – $25,001 0.96% $25,001 – $50,001 1.36% $50,001 – $100,001 2.02% $100,001 – $250,001 2.79% $250,001 and up 3.30% Rate checked
More details - Sharonview Federal Credit UnionInvestor Money MarketInvestor Money Market · 0.05%–0.75% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Offer: Below $5,000 average daily balance.
0.05% interest rate
Rate by balance
Rate by balance for Investor Money Market Balance APY Any balance 0.05% $5,000 and upYour amount 0.75% Rate checked
More details - United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details - Sharonview Federal Credit UnionMoney Market AccountMoney Market Account · $25 min · 0.05%–0.65% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Membership eligibility required. $25 minimum initial deposit to open. After 6 withdrawals per month, $5.00 fee per withdrawal. Rates subject to change.
Offer: Below $500 average daily balance; earns regular share rate.
Qualified rate · 0.05% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $500 0.05% $500 – $49,999Your amountRequires High-Yield Checking receiving at least $1,000 in monthly direct deposits, at least 10 debit card purchases per month, and active online/mobile banking login at least once each month. 0.40% $50,000 and upRequires High-Yield Checking receiving at least $1,000 in monthly direct deposits, at least 10 debit card purchases per month, and active online/mobile banking login at least once each month. 0.65% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - Secured Advantage Federal Credit UnionLife Happens AccountSavings · $0 min · 0.20%–0.50% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Account minimum balance is $0.00. Same rates and tiers as Regular Shares. Variable rate.
Offer: Account minimum balance $0.00. Same rates and tiers as Regular Shares.
0.20% interest rate · Effective Apr 1, 2025
Rate by balance
Rate by balance for Life Happens Account Balance APY Up to $1,000 0.20% $1,000 – $10,000Your amount 0.25% $10,000 – $25,000 0.30% $25,000 – $50,000 0.35% $50,000 – $100,000 0.40% $100,000 – $250,000 0.45% Over $250,000 0.50% Rate checked
More details - Secured Advantage Federal Credit UnionRegular SharesSavings · $0 min · 0.20%–0.50% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Minimum balance of $5.00 required to earn dividends. Dividends compound quarterly. Variable rate.
Offer: Minimum balance of $5.00 required to earn dividends. Dividends compound quarterly.
0.20% interest rate · Effective Apr 1, 2025
Rate by balance
Rate by balance for Regular Shares Balance APY Up to $1,000 0.20% $1,000 – $10,000Your amount 0.25% $10,000 – $25,000 0.30% $25,000 – $50,000 0.35% $50,000 – $100,000 0.40% $100,000 – $250,000 0.45% Over $250,000 0.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Sharonview Federal Credit UnionMoney Market AccountMoney Market Account · $500 min
Credit union · 1 branch
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Membership eligibility required. $25 minimum initial deposit to open. After 6 withdrawals per month, $5.00 fee per withdrawal. Rates subject to change.
Offer: With $500 minimum average daily balance; High-Yield Checking not required. Regular share APY paid on balances less than $500.
Qualified rate · 0.15% interest rate · Effective Jan 1, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Simpsonville, SC
40 accounts at 13 banks and credit unions · checked Oct 6–22
- Typical
- 0.08%
- Top 10% from
- 1.00%
- Banks, typical
- 0.04%
- Credit unions, typical
- 0.25%
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Greenville, SC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Peach State Federal Credit UnionCredit union · 1 branch
- Greenville Heritage Federal Credit UnionCredit union · 3 branches
- CPM Federal Credit UnionCredit union · 3 branches