Credit union · NCUA insured
CPM Federal Credit Union Savings Rates
Top CarrotCPM Federal Credit Union’s best savings rate is 3.04% APY on $10,000, with its Boost Money Market Special. Rates checked October 22, 2026.
How CPM Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Greenville, SC, where CPM Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CPM Federal Credit Union
3.04%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $304
Boost Money Market Special
Top rate
Market USA Federal Credit Union
3.75%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
MTC Federal Credit Union
3.50%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $350
CPM Federal Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0003.04%
- $10,000 balance$10,0003.04%
- $100,000 balance$100,0003.04%
- QualifiedQualified3.04%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CPM Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Boost Money Market Special
3.04%APY
Available beginning 1/2/26. Requires $1,000 minimum deposit of new money not currently on deposit with CPM. APY will vary based on daily balance maintained. APY guaranteed through 10/31/2026 and subject to change thereafter without notice. $1,000 minimum average monthly balance required to avoid $10 fee. Maximum of 6 withdrawals per month before $10 fee. Dividends paid monthly. Direct deposit available. Membership rules and restrictions apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and up$1,000 minimum new money required. APY guaranteed through 10/31/2026. $10 fee if average daily balance drops below $1,000 min balance. $10 fee if withdrawals exceed 6 per month.$1,000 and up | 3.04% | $304 | $1,000 minimum new money required. APY guaranteed through 10/31/2026. $10 fee if average daily balance drops below $1,000 min balance. $10 fee if withdrawals exceed 6 per month. |
Performance Money Market
1.01%APY
CPM Federal Credit Union Membership required. Must maintain minimum $5 in Main Savings Account. $2,500 minimum to open and earn dividends. $1,000 average monthly balance to avoid $10 low balance fee. Dividends earned on average daily balance and posted monthly. Up to 6 withdrawals per month before $10 fee assessed.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $200 – $2,500 | 0.25% | — |
| $2,500 – $25,000 | 1.01% | $101 |
| $25,000 – $50,000 | 1.51% | — |
| $50,000 – $100,000 | 1.56% | — |
| $100,000 and up | 1.81% | — |
Sources (2)
All captured Oct 4, 2026
Main Savings Account
0.02%APY
$5.00 minimum balance required to maintain account. 3 free withdrawals per month. Member receives ownership in CPM Federal Credit Union.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0$5.00 minimum balance required to maintain a Savings Account. Dividends paid quarterly.Over $0 | 0.02% | $2 | $5.00 minimum balance required to maintain a Savings Account. Dividends paid quarterly. |
Sources (3)
All captured Sep 19, 2026
Special-purpose accounts
Share IRA
0.40%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.40% | $40 |
Christmas Club
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.10% | $10 |
Closed to new customers
Performance Money Market Special
3.04%APY
Legacy promotional money market account no longer offered to new members. Offered in all branches during promotional period. Accounts opened during promotional period remain active and continue to earn stated rate. Max 6 withdrawals per month before fee. $10 fee if average daily balance falls below $1,000 min balance requirement; $10 fee if exceeding 6 withdrawals in a month.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns |
|---|---|---|---|
| Up to $1,000Unknown to open | 0.25% | Unknown | — |
| $1,000 and up$1,000 to open | 3.04% | $1,000 | $304 |
Sources (2)
All captured Oct 4, 2026
Bluffton Money Market Special
1.81%APY
Legacy promotional money market account no longer offered to new members. Available only in Bluffton during promotional period. Accounts opened during promotional period remain active and continue to earn stated rate. Max 6 withdrawals per month before fee. $10 fee if average daily balance falls below $1,000 min balance requirement; $10 fee if exceeding 6 withdrawals in a month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $200 – $2,500 | 0.25% | — |
| $2,500 – $10,000 | 1.01% | — |
| $10,000 and up | 1.81% | $181 |
Sources (1)
- cpmfed.com/promotional-moneymarket-rates · captured Oct 4, 2026
Greenville Augusta Money Market Special
1.81%APY
Legacy promotional money market account no longer offered to new members. Available only in Greenville Augusta during promotional period. Accounts opened during promotional period remain active and continue to earn stated rate. Max 6 withdrawals per month before fee. $10 fee if average daily balance falls below $1,000 min balance requirement; $10 fee if exceeding 6 withdrawals in a month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $200 – $2,500 | 0.25% | — |
| $2,500 – $10,000 | 1.01% | — |
| $10,000 and up | 1.81% | $181 |
Sources (1)
- cpmfed.com/promotional-moneymarket-rates · captured Oct 4, 2026
Orangeburg Money Market Special
1.81%APY
Legacy promotional money market account no longer offered to new members. Available only in Orangeburg during promotional period. Accounts opened during promotional period remain active and continue to earn stated rate. Max 6 withdrawals per month before fee. $10 fee if average daily balance falls below $1,000 min balance requirement; $10 fee if exceeding 6 withdrawals in a month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $200 – $2,500 | 0.25% | — |
| $2,500 – $10,000 | 1.01% | — |
| $10,000 and up | 1.81% | $181 |
Sources (1)
- cpmfed.com/promotional-moneymarket-rates · captured Oct 4, 2026
Who can join CPM Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.