Credit union · NCUA insured
Greenville Heritage Federal Credit Union Savings Rates
Top CarrotGreenville Heritage Federal Credit Union’s best savings rate is 0.76% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Greenville Heritage Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Greenville, SC, where Greenville Heritage Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Greenville Heritage Federal Credit Union
0.76%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $76
Money Market Account
Top rate
Market USA Federal Credit Union
3.75%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
MTC Federal Credit Union
3.50%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $350
Greenville Heritage Federal Credit Union savings score
84
Savings score
Higher than 65% of U.S. banks and credit unions
- $1,000 balance$1,0000.76%
- $10,000 balance$10,0000.76%
- $100,000 balance$100,0002.02%
- QualifiedQualified0.76%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Greenville Heritage Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.76%APY
Minimum opening deposit of $1,000. Requires a Greenville Heritage Federal Credit Union Savings Account. 6 free withdrawals per month. A $10 monthly fee applies if balance falls below $1,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $10,001$10 monthly maintenance fee charged if balance drops below $1,000; 6 free withdrawals per month. | 0.76% | $76 | $10 monthly maintenance fee charged if balance drops below $1,000; 6 free withdrawals per month. |
| $10,001 – $25,0016 free withdrawals per month. | 0.96% | — | 6 free withdrawals per month. |
| $25,001 – $50,0016 free withdrawals per month. | 1.36% | — | 6 free withdrawals per month. |
| $50,001 – $100,0016 free withdrawals per month. | 2.02% | — | 6 free withdrawals per month. |
| $100,001 – $250,0016 free withdrawals per month. | 2.79% | — | 6 free withdrawals per month. |
| $250,001 and up6 free withdrawals per month. | 3.30% | — | 6 free withdrawals per month. |
Primary Share Savings Account
0.05%APY
Establishing membership requires a one-time $5.00 deposit (par value of membership share). No monthly maintenance fees. 4 free withdrawals allowed per quarter. Balances over $250 earn dividends. Dividends calculated by daily balance method and compounded/credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upBalances of $250 and up earn dividends. 4 free withdrawals per quarter.$250 and up | 0.05% | $5 | Balances of $250 and up earn dividends. 4 free withdrawals per quarter. |
Sources (2)
All captured Oct 4, 2026
Tax & Insurance Account
0.05%APY
No monthly fees. 3 free withdrawals per quarter. Deposits can be made via payroll deduction, mail, night deposit, internal transfer, or in person. Dividends compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance3 free withdrawals per quarter.Any balance | 0.05% | $5 | 3 free withdrawals per quarter. |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
Dream Savers Account
0.05%APY
Designed for young adults ages 18 to 30. Account does not establish membership; member must also have a regular savings account. Earns 7.00% APY on balances up to $2,500 average daily balance (ADB); balances above $2,500 earn regular savings dividend rate. Requires deposit of minimum $100/month for 11 consecutive months. No withdrawals allowed prior to receiving reward; early withdrawal forfeits reward and closes account to primary share account. When member ages out, funds transfer to regular savings account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Earns 7.00% APY on average daily balance up to $2,500. Requires $100 opening deposit and $100/month deposit for 11 consecutive months. In month 13, member receives a $100 bonus deposit. No withdrawals allowed prior to receiving reward (withdrawal closes account). | 7.00% | — | Earns 7.00% APY on average daily balance up to $2,500. Requires $100 opening deposit and $100/month deposit for 11 consecutive months. In month 13, member receives a $100 bonus deposit. No withdrawals allowed prior to receiving reward (withdrawal closes account). |
| $2,500 and upBalances above $2,500 earn the regular savings dividend rate. | 0.05% | $5 | Balances above $2,500 earn the regular savings dividend rate. |
Sources (2)
All captured Oct 4, 2026
Little Savers Account
0.05%APY
Designed for minors from newborn to 17 years old. Account does not establish membership; requires joint adult membership with a regular savings account. Earns 7.00% APY on balances up to $2,500 average daily balance (ADB); balances above $2,500 earn regular savings dividend rate. 4 free withdrawals per quarter. When member ages out, funds transfer to regular savings account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Earns 7.00% APY on average daily balance up to $2,500. No minimum balance required to earn dividends. 4 free withdrawals per quarter. Joint adult GHFCU membership required. | 7.00% | — | Earns 7.00% APY on average daily balance up to $2,500. No minimum balance required to earn dividends. 4 free withdrawals per quarter. Joint adult GHFCU membership required. |
| $2,500 and upBalances above $2,500 earn the regular savings dividend rate. | 0.05% | $5 | Balances above $2,500 earn the regular savings dividend rate. |
Sources (2)
All captured Oct 4, 2026
Christmas Club Account
0.05%APY
No minimum balance required to earn dividends. 1 free withdrawal per year allowed between October 1 and December 31. Dividends compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance1 free withdrawal per year allowed in 4th quarter (between October 1 and December 31). No minimum balance required to earn dividends.Any balance | 0.05% | $5 | 1 free withdrawal per year allowed in 4th quarter (between October 1 and December 31). No minimum balance required to earn dividends. |
Sources (2)
All captured Oct 4, 2026
Vacation Club Account
0.05%APY
No minimum balance required to earn dividends. 2 free withdrawals allowed per year. Dividends compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance2 free withdrawals allowed per year. No minimum balance required to earn dividends.Any balance | 0.05% | $5 | 2 free withdrawals allowed per year. No minimum balance required to earn dividends. |
Sources (2)
All captured Oct 4, 2026
Who can join Greenville Heritage Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Greenville County.
Family and household
- Immediate family members of members are eligible to join.
Cost to join
- There is no fee to join, requiring only opening a savings account with a minimum deposit of $5.
Membership information collected October 4, 2026.