Compare Bank & Credit Union Rates
Best savings rates in North Charleston, SC
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in North Charleston, SC
- CPM Federal Credit UnionBoost Money Market SpecialBoost Money Market Special · $1,000 min
Credit union · 1 branch
3.04%APY$304 a year on $10,000intro rateRequirements
Product: Available beginning 1/2/26. Requires $1,000 minimum deposit of new money not currently on deposit with CPM. APY will vary based on daily balance maintained. APY guaranteed through 10/31/2026 and subject to change thereafter without notice. $1,000 minimum average monthly balance required to avoid $10 fee. Maximum of 6 withdrawals per month before $10 fee. Dividends paid monthly. Direct deposit available. Membership rules and restrictions apply.
Offer: $1,000 minimum new money required. APY guaranteed through 10/31/2026. $10 fee if average daily balance drops below $1,000 min balance. $10 fee if withdrawals exceed 6 per month.
Promotional rate · 3.00% interest rate · Effective Jan 2, 2026
Rate checked
More details - BECUMoney Market with Member AdvantageMoney Market with Member Advantage · $0 min · 0.35%–2.73% by balance
Credit union · 2 branches
2.02%APY$202 a year on $10,000with conditionsRequirements
Product: To open a Money Market Account, you must establish and maintain membership by opening a Member Advantage Savings Account or Member Share Savings Account. Requires meeting Member Advantage relationship requirements to receive Member Advantage rates. No minimum balance required to open or maintain the account; no monthly maintenance fees.
Offer: Rate applies to entire balance. Requires Member Advantage.
Qualified rate · No monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market with Member Advantage Balance APY Up to $10,000 0.35% $10,000 – $25,000Your amount 2.02% $25,000 – $50,000 2.32% $50,000 – $100,000 2.38% $100,000 – $250,000 2.48% $250,000 – $500,000 2.58% $500,000 and up 2.73% Rate checked
More details - State Department Federal Credit UnionPrime Money Market AccountPrime Money Market Account · $2,000 min
Credit union · 1 branch
1.21%APY$121 a year on $10,000Requirements
Product: No service fees. Up to six preauthorized transfers a month (three by check with a $100 minimum). No penalty fees if balance drops below the minimum. Will not earn dividends if the balance falls below $2,000. Interest & dividends may be waived by member request.
Offer: Dividends calculated daily and credited monthly. Prime account will not earn dividends if the balance falls below $2,000.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Grow FinancialMoney Market AccountMoney Market Account · $0 min · 1.11%–2.12% by balance
Credit union · 1 branch
1.11%APY$111 a year on $10,000Requirements
Product: Variable Rate Account. Fees could reduce earnings. APYs accurate as of 10/15/2026.
Offer: Balance less than $25,000.
1.10% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 1.11% $25,000 – $50,000 1.36% $50,000 – $100,000 1.56% $100,000 – $250,000 1.71% $250,000 – $500,000 1.92% $500,000 and up 2.12% Rate checked
More details - South Carolina State Credit UnionMoney ManagementMoney Management · $1,000 min · 0.05%–1.76% by balance
Credit union · 1 branch
1.01%APY$101 a year on $10,000Requirements
Product: Dividends credited and compounded monthly. Higher balances yield greater dividend rates. No fees are associated with this account. Minimum opening deposit is $1,000.
Offer: Lower tier rate equals checking account rate. Dividends credited monthly.
0.05% interest rate · Compounded monthly · Effective Feb 2, 2026
Rate by balance
Rate by balance for Money Management Balance APY Up to $1,000 0.05% $1,000 – $10,000 0.75% $10,000 – $25,000Your amount 1.01% $25,000 – $100,000 1.41% $100,000 and up 1.76% Rate checked
More details - CPM Federal Credit UnionPerformance Money MarketPerformance Money Market · $2,500 min · 0.25%–1.81% by balance
Credit union · 1 branch
1.01%APY$101 a year on $10,000Requirements
Product: CPM Federal Credit Union Membership required. Must maintain minimum $5 in Main Savings Account. $2,500 minimum to open and earn dividends. $1,000 average monthly balance to avoid $10 low balance fee. Dividends earned on average daily balance and posted monthly. Up to 6 withdrawals per month before $10 fee assessed.
0.25% interest rate · Effective Apr 1, 2025
Rate by balance
Rate by balance for Performance Money Market Balance APY $200 – $2,500 0.25% $2,500 – $25,000Your amount 1.01% $25,000 – $50,000 1.51% $50,000 – $100,000 1.56% $100,000 and up 1.81% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Maintain an average daily balance of $200 to avoid the $5.00 monthly service charge. No fee for Minor Accounts.
Offer: Maintain an average daily balance of $200 to avoid the $5.00 monthly service charge. Interest is compounded and credited quarterly.
$5 monthly fee
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Minimum balance to open is $5; maximum balance to open is $400. Monthly deposit between $20 and $400. $100 bonus deposited within 90 days upon reaching $10,000, then funds transferred to Basic Savings Account. Variable rate. APY accurate as of 10/15/2026. Balances $0.01 and over receive stated dividend and APY.
Offer: Minimum balance to open is $5; maximum balance to open is $400. Monthly deposit between $20 and $400. $100 bonus deposited within 90 days upon reaching $10,000, then funds transferred to Basic Savings Account. Variable rate. Balances $0.01 and over receive stated dividend and APY.
0.35% interest rate · Effective Oct 15, 2026
Rate checked
More details - REV Federal Credit UnionMoney MarketMoney Market · $0 min · 0.35%–3.15% by balance
Credit union · 2 branches
0.35%APY$35 a year on $10,000Requirements
Product: Start earning dividends on balances as low as $1,500.
Rate by balance
Rate by balance for Money Market Balance APY Up to $25,000Your amount 0.35% $25,000 – $100,000 0.45% $100,000 – $250,000 0.55% $250,000 – $500,000 0.55% $500,000 – $1,000,000 0.55% $1,000,000 and up 3.15% Rate checked
More details - The Bank of South CarolinaMoney Market AccountsMoney Market Accounts · $0 min · 0.20%–0.35% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Fees could reduce earnings on accounts. Interest Rates are subject to change. Rates may change after the account is opened.
0.20% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $1,000 0.20% $1,000 – $2,500 0.25% $2,500 – $10,000 0.30% $10,000 and upYour amount 0.35% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Interest accrues daily, pays quarterly. No monthly maintenance fee when a $300.00 minimum balance is maintained. Unlimited monthly in-person withdrawals (first 2 free, then $3.00 per item). Preauthorized debits limited to 6 per month.
0.35% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: To open a Money Market Account, you must establish and maintain membership by opening a Member Advantage Savings Account or Member Share Savings Account. No minimum balance required to open or maintain the account; no monthly maintenance fees.
Offer: Rate applies to entire balance.
No monthly fee · Effective Oct 7, 2026
Rate checked
More details - Beacon Community BankPersonal Money MarketPersonal Money Market · $250 min · 0.15%–1.00% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Maintain an average daily balance of $2,500 to avoid the $10 monthly service charge. No fee for Minor Accounts (SCUGMA).
$10 monthly fee
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $2,500 0.15% $2,500 – $25,000Your amount 0.25% $25,000 – $100,000 0.50% $100,000 – $249,000 0.85% $250,000 and up 1.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in North Charleston, SC
46 accounts at 17 banks and credit unions · checked Sep 25–Oct 22
- Typical
- 0.10%
- Top 10% from
- 1.01%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.18%
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Charleston, SC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CPM Federal Credit UnionCredit union · 2 branches
- Self-Help Federal Credit UnionCredit union · 1 branch
- Nucor Employee's Credit UnionCredit union · 1 branch