Compare Bank & Credit Union Rates
Best savings rates in Pennsylvania
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Pennsylvania
- Franklin Mint Federal Credit UnionPOWER SavingsSavings · $0 min · 0.10%–3.00% by balance
Credit union · 15 branches
3.00%APY$300 a year on $10,000Requirements
Product: No minimum balance requirement. Free unlimited deposits. One free monthly withdrawal; $25 fee for each additional monthly withdrawal.
Offer: One free monthly withdrawal; $25 fee for each additional monthly withdrawal.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for POWER Savings Balance APY Up to $5,000 0.10% $5,000 – $10,000 1.50% $10,000 and upYour amount 3.00% Rate checked
More details - 3.00%APY$300 a year on $10,000intro rate
Requirements
Product: Requires $5,000 in new money not currently on deposit at Brentwood Bank. You must maintain $5,000 in the account each day to obtain the disclosed annual percentage yield. No monthly fees.
Offer: Requires $5,000 in new money not currently on deposit at Brentwood Bank. Must maintain $5,000 daily balance to earn APY. No monthly fees.
Promotional rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - Compass Savings BankMoney Market Plus CheckingMoney Market Plus Checking · $2,500 min
Bank · 1 branch
3.00%APY$300 a year on $10,000Requirements
Product: Compass Savings Bank will only accept new deposits from local walk-in customers.
Offer: Minimum balance to earn stated APY. Fees may reduce earnings.
3.00% interest rate · Effective Oct 8, 2026
Rate checked
More details - United Federal Credit UnionElevate Money MarketElevate Money Market · $0 min · 0.00%–3.50% by balance
Credit union · 1 branch
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Tiered money market program for consumer accounts only; business accounts not eligible. Subject to membership qualifications. Bonus rate of 2.50% APY applies when meeting qualifying checking, debit/credit transactions, direct deposit/ACH, and e-statement criteria.
Offer: Standard tier rate.
Qualified rate · 0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elevate Money Market Balance APY Any balance 0.00% $1,000 and upYour amountTier rate with bonus rate. Requires Tax Reported Owner to have an Ultra Checking or Free Checking account maintained with an average monthly balance of at least $1.00, at least 20 cleared signature/non-PIN debit or credit card transactions, 1 direct deposit or ACH auto payment, and active e-statements. 3.00% $100,000 and upTier rate with bonus rate. Requires Tax Reported Owner to have an Ultra Checking or Free Checking account maintained with an average monthly balance of at least $1.00, at least 20 cleared signature/non-PIN debit or credit card transactions, 1 direct deposit or ACH auto payment, and active e-statements. 3.25% $250,000 and upTier rate with bonus rate. Requires Tax Reported Owner to have an Ultra Checking or Free Checking account maintained with an average monthly balance of at least $1.00, at least 20 cleared signature/non-PIN debit or credit card transactions, 1 direct deposit or ACH auto payment, and active e-statements. 3.50% Rate checked
More details - 3.00%APY$300 a year on $10,000intro rate
Requirements
Product: Online-exclusive high-yield savings. $25 minimum to open. $5 monthly minimum-balance fee if average daily balance falls below $100, refunded with recurring direct deposit. Product spec states $0.01 minimum to earn interest; the rate table says no minimum. Interest compounded and credited quarterly. In-branch withdrawals are assessed a $15 fee.
Offer: Rate after the 6-month Online Savings New Customer Special introductory period; variable and may change at any time. No minimum balance to earn interest.
Promotional rate · 2.97% interest rate · $5 monthly fee · Effective Aug 12, 2026
Rate checked
More details - Peoples Security Bank & TrustOnline SavingsSavings · $25 min · 3.00%–3.21% by balance
Bank · 37 branches
3.00%APY$300 a year on $10,000intro rateRequirements
Product: Online-exclusive high-yield savings. $25 minimum to open. $5 monthly minimum-balance fee if average daily balance falls below $100, refunded with recurring direct deposit. Product spec states $0.01 minimum to earn interest; the rate table says no minimum. Interest compounded and credited quarterly. In-branch withdrawals are assessed a $15 fee.
Offer: New Customer Special: 3.35% promotional interest rate for the first 6 months. 3.21% is a blended APY over the first 12 months, not a standalone post-promo APY. New customers only; anyone who currently has or had an open PSBT account in the past six months is ineligible. After 6 months the account converts to the standard Online Savings rate. No minimum balance to earn interest. Promo as-of dates conflict: 2026-08-12 on the deposit-rate page vs 2026-07-21 on the product page.
Promotional rate · 3.35% interest rate · $5 monthly fee · Effective Aug 12, 2026
Rate by balance
Rate by balance for Online Savings Balance APY Any balance 3.21% Over $0Your amountStandard variable Online Savings rate. Rate table states no minimum balance to obtain APY; product spec states $0.01 minimum to earn. $5 monthly fee if average daily balance is below $100; refunded with recurring direct deposit. 3.00% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Enhanced rates require being the primary owner of a qualifying MaxEarnings Checking account. Variable rates; no minimum balance required to earn interest. Product page: $5 monthly fee if average daily balance falls below $25, refunded with recurring direct deposit. Comparison table instead uses a $100 average-daily-balance threshold and $0/$5 fee. Interest compounding is stated as monthly on the product page and quarterly in one feature blurb.
Offer: Qualifying tier 1: primary owner on a qualifying MaxEarnings Checking account. Rate paid on the entire balance when daily balance is at least $0.01 and less than $25,000. Variable; no minimum balance to earn interest. $5 monthly fee if average daily balance is below the stated threshold; waived/refunded with recurring direct deposit.
Qualified rate · 2.96% interest rate · $5 monthly fee · Effective Oct 6, 2026
Rate checked
More details - Wayne BankHigh Yield Money Market Deposit AccountHigh Yield Money Market Deposit Account · $2,500 min · 1.00%–3.00% by balance
Bank · 19 branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Available to consumers that maintain a Simply Free, Wayne Wallet, Rewards, Personal, or NOW Checking account that includes two out of the three following criteria: a debit card, direct deposit, and/or a $25,000 balance at the time the High Yield MMDA account is opened. Only one High Yield MMDA account per customer.
Offer: Daily Balance: None – $25,000.00. Available to consumers maintaining a qualifying checking account (Simply Free, Wayne Wallet, Rewards, Personal, or NOW Checking) meeting 2 of 3 criteria (debit card, direct deposit, $25,000 balance). Limit one account per customer. $10 fee if daily balance is less than $2,500.
Qualified rate · $10 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for High Yield Money Market Deposit Account Balance APY Up to $25,000Your amount 3.00% Over $25,000 1.00% Rate checked
More details - Woori America BankWooriWON Money MarketWooriWON Money Market · $500 min · 3.00%–3.15% by balance
Bank · 1 branch
3.00%APY$300 a year on $10,000Requirements
Product: Available online in states where branches are located. Interest compounded monthly. Fees may reduce earnings. APY/rate may change at any time before or after account opening.
Offer: Monthly service fee of $10 waived by maintaining an average daily balance of $500 in the account for the monthly cycle.
Compounded monthly · $10 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for WooriWON Money Market Balance APY Up to $100,000Your amount 3.00% $100,000 and up 3.15% Rate checked
More details - 2.95%APY$295 a year on $10,000
Requirements
Product: Exclusive online-only savings account available in states where branches are located (NY, NJ, PA, MD, VA, GA, TX, CA). Limited to six transfers/withdrawals per monthly cycle. Interest compounded monthly.
Offer: Monthly service fee of $5 waived by maintaining an average daily balance of $100 in the account for the monthly cycle.
Compounded monthly · $5 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for WooriWON Savings Balance APY Up to $100,000Your amount 2.95% $100,000 and up 3.25% Rate checked
More details - 2.85%APY$285 a year on $10,000with conditions
Requirements
Product: Must have personal checking account and debit card. Maintain at least $5,000 in Relationship Savings and $10,000 total across all deposit accounts as of 12 a.m. on the first of the month. Limited to one account per personal tax ID. No minimum balance fees.
Offer: Qualifications met: Requires personal checking account, debit card, minimum average daily balance of $5,000 in Relationship Savings, and $10,000 total balance across all deposit accounts as of 12 a.m. on the first of that month. Paid monthly.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - 2.80%APY$280 a year on $10,000
Requirements
Product: Limited Availability.
Offer: Tier for daily balance of $100,000 or less.
2.77% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for High-Yield Digital Savings Balance APY Up to $100,000Your amount 2.80% $100,001 and up 3.50% Rate checked
More details - PFFCU – Police & Fire Federal Credit UnionPremium Yield Account (S25)Premium Yield Account (S25) · $2,500 min · 2.75%–3.00% by balance
Credit union · 14 branches
2.75%APY$275 a year on $10,000Requirements
Product: Requires a $2,500 minimum balance to earn dividends. Dividends do not accrue on days when the ending balance is below $2,500. Two free withdrawals/transfers per month; $10 fee per each additional withdrawal/transfer out. Membership in PFFCU required.
Offer: Tier applies to balances of $2,500 to $49,999.99 (or $2,500 - $49,999). Requires a $2,500 balance to earn dividends.
2.72% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Premium Yield Account (S25) Balance APY $2,500 – $50,000Your amount 2.75% $50,000 and up 3.00% Rate checked
More details - PFFCU – Police & Fire Federal Credit UnionPremium Yield Account (S25)Savings · $2,500 min · 2.75%–3.00% by balance
Credit union · 14 branches
2.75%APY$275 a year on $10,000Requirements
Product: Requires a $2,500 balance to earn dividends. Dividends do not accrue on days when ending balance is below $2,500. Entitled to two free withdrawals/transfers out per month; $10 fee per each additional withdrawal/transfer out.
Offer: Requires a $2,500 balance to earn dividends. Deposits of $2,500 to $49,999.99 earn 2.75% APY.
2.72% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Premium Yield Account (S25) Balance APY $2,500 – $50,000Your amount 2.75% $50,000 and up 3.00% Rate checked
More details - 2.75%APY$275 a year on $10,000
Requirements
Offer: Earn 2.75% APY on balances $1,000 or more. Minimum to open and earn interest is $1,000.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Pennsylvania
771 accounts at 315 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.02%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch