Credit union · NCUA insured
NET Credit Union Savings Rates
NET Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How NET Credit Union’s savings rates compare
Compared with banks and credit unions near Scranton, PA, where NET Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
Digital Checking: Savings
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
3rd-highest rate
Wyoming Valley Educational Employees Federal Credit Union
3.03%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $303
Wyoming Valley Educational Employees Federal Credit Union rates
NET Credit Union savings score
86
Savings score
Higher than 72% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.00%
- QualifiedQualified6.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where NET Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Checking Plus: Savings
Up to 6.00%APY
Variable rate and subject to change without notice. Rate depends on meeting monthly qualifying criteria.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceIf qualifying criteria not met. | 0.01% | $1 | If qualifying criteria not met. |
| Up to $10,000If qualifying criteria met. | 6.00% | $600 | If qualifying criteria met. |
| Over $10,000If qualifying criteria met. | 0.10% | — | If qualifying criteria met. |
Sources (1)
- netcreditunion.com/deposit-rates · captured Oct 9, 2026
Digital Checking: Savings
Up to 6.00%APY
Variable rate and subject to change without notice. Rate depends on meeting monthly qualifying criteria.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceIf qualifying criteria not met. | 0.01% | $1 | If qualifying criteria not met. |
| Up to $10,000If qualifying criteria met. | 6.00% | $600 | If qualifying criteria met. |
| Over $10,000If qualifying criteria met. | 0.10% | — | If qualifying criteria met. |
Sources (1)
- netcreditunion.com/deposit-rates · captured Oct 9, 2026
Money Market
0.50%APY
Variable rate deposit product. Rates subject to change without notice. Fees may reduce earnings. Must meet membership eligibility requirements.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Interest earning on balances above $200. No monthly service charge. | 0.50% | $50 | Interest earning on balances above $200. No monthly service charge. |
| $50,000 – $250,000Interest earning on balances above $200. No monthly service charge. | 1.00% | — | Interest earning on balances above $200. No monthly service charge. |
| $250,000 – $500,000Interest earning on balances above $200. No monthly service charge. | 1.25% | — | Interest earning on balances above $200. No monthly service charge. |
| $500,000 and upInterest earning on balances above $200. No monthly service charge. | 3.75% | — | Interest earning on balances above $200. No monthly service charge. |
Sources (2)
All captured Oct 6, 2026
Share Savings
0.05%APY
Minimum opening deposit is $5. No maintenance fees. Variable rate and subject to change without notice.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 – $2,500Minimum balance to receive dividends is $200.01. | 0.05% | — | Minimum balance to receive dividends is $200.01. |
| Over $2,500Minimum balance to receive dividends is $2500.01. | 0.05% | $5 | Minimum balance to receive dividends is $2500.01. |
Special-purpose accounts
IRA Share
3.00%APY
Available as Traditional and Roth IRA savings. No minimum opening deposit. All IRA products are considered member deposits. Variable rate and subject to change without notice.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000IRA Share Balance $1+ up to $10,000. | 3.00% | $300 | IRA Share Balance $1+ up to $10,000. |
| Over $10,000IRA Share Balance $10,000.01 or greater. | 0.50% | — | IRA Share Balance $10,000.01 or greater. |
Share Holiday Club
0.50%APY
No minimum opening deposit required. Funds deposited directly into a NET checking or savings account during the first week of October at maturity. Variable rate and subject to change without notice.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upInterest earnings / minimum balance to receive dividends on balances above $50.00.$50 and up | 0.50% | $50 | Interest earnings / minimum balance to receive dividends on balances above $50.00. |
Share Vacation Club
0.05%APY
No minimum opening deposit required. No maturity date allows for year-round savings needs. Account transfer and withdrawal limits apply. Variable rate and subject to change without notice.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upInterest earnings / minimum balance to receive dividends on balances above $50.00.$50 and up | 0.05% | $5 | Interest earnings / minimum balance to receive dividends on balances above $50.00. |
Who can join NET Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in the NET Neighborhood are eligible for membership.
Employers and groups
- Individuals who work for or are associated with one of NET's Preferred Partner Groups are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, or grandchild, including step- and adoptive relationships) or housemates of an eligible member can join, and the primary member does not need to join first.
Membership information collected October 5, 2026.