Compare Bank & Credit Union Rates
Best savings rates in Oklahoma
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Oklahoma
- 2.75%APY$275 a year on $10,000
Requirements
Product: Account is for customers with a higher balance and no need for a debit card. Free online banking included.
Rate checked
More details - Red River Credit UnionMoney MarketMoney Market · $2,500 min · 2.60%–2.90% by balance
Credit union · 2 branches
2.60%APY$260 a year on $10,000Requirements
Product: Minimum required balance is $2,500.00 to prevent a $5.00 minimum balance violation fee. Minimum check clearing amount is $500.00. Transaction violation fee of $35.00 for exceeding 6 Reg D transactions per month. Dividends credited/compounded monthly based on daily balance. Membership required.
Offer: Dividends credited/compounded monthly. Rates based on daily balance.
2.60% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $100,000Your amount 2.60% $100,000 – $250,000 2.75% $250,000 and up 2.90% Rate checked
More details - 2.53%APY$253 a year on $10,000
Requirements
Product: Minimum initial deposit of $5,000.00 required. Minimum balance of $1,500.00 must be maintained daily to receive interest. If transaction limits (3 checks/month, 6 transfers made monthly outside of bank) are exceeded, no interest is paid for that particular month.
Offer: Compounded monthly. Minimum initial deposit of $5,000.00 required.
2.50% interest rate · Compounded monthly · Effective Dec 5, 2025
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $50,000Your amount 2.53% $50,000 and up 3.09% Rate checked
More details - Bank of CommerceEssential Money MarketEssential Money Market · $2,500 min · 2.50%–3.40% by balance
Bank · 6 branches
2.50%APY$250 a year on $10,000Requirements
Product: $2,500 daily minimum balance to earn interest and avoid $10.00 monthly service charge. 6 free monthly debits.
Offer: $2,500 daily minimum balance to earn interest and avoid $10.00 monthly service charge. Variable rate subject to change. Interest paid monthly.
2.47% interest rate · $10 monthly fee · Effective Aug 20, 2026
Rate by balance
Rate by balance for Essential Money Market Balance APY $2,500 – $200,000Your amount 2.50% $200,000 – $500,000 2.60% $500,000 – $750,000 2.80% $750,000 – $1,000,000 3.25% $1,000,000 and up 3.40% Rate checked
More details - 2.45%APY$245 a year on $10,000
Requirements
Product: Tiered-rate savings account with 5 separate rate tiers where rate increases with balance. Minimum daily collected balance of $1,000 for interest to accrue. No monthly service charge. $10 per withdrawal assessed beginning with the 7th withdrawal per statement cycle (applies to checks, teller withdrawals, paper drafts, and ACH items).
Offer: Balances through $999.99 earn 0.00% interest. $1,000 minimum daily collected balance required for interest to accrue.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Treasury Fund Account Balance APY Up to $1,000 0.00% $1,000 – $50,000Your amount 2.45% $50,000 – $250,000 2.80% $250,000 – $1,000,000 3.15% $1,000,000 and up 3.35% Rate checked
More details - 2.35%APY$235 a year on $10,000
Requirements
Product: Deposit accounts not available in Alaska, California, Georgia, Hawaii, Illinois, Maine, Massachusetts, Montana, New Hampshire, New York, Rhode Island, Vermont.
Offer: Interest compounded quarterly. Deposit accounts not available in Alaska, California, Georgia, Hawaii, Illinois, Maine, Massachusetts, Montana, New Hampshire, New York, Rhode Island, Vermont.
2.33% interest rate · Compounded quarterly · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 2.35%APY$235 a year on $10,000
Requirements
Product: $50 daily minimum balance required to earn interest and avoid $5.00 monthly service charge. Includes 6 free debits per month. Variable rates subject to change; fees may reduce earnings.
Offer: $50 daily minimum balance to earn interest and avoid $5.00 monthly service charge. Interest paid quarterly. 6 free debits per month.
2.33% interest rate · $5 monthly fee · Effective Aug 20, 2026
Rate checked
More details - 2.07%APY$207 a year on $10,000
Requirements
Product: Tiered rate interest-bearing account. $11 maintenance fee per statement cycle waived with a $5,000 minimum balance or $10,000 average daily balance.
Offer: $11 monthly maintenance fee waived with $5,000 minimum balance or $10,000 average daily balance.
1.90% interest rate · $11 monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000Your amount 2.07% $10,000 – $25,000APY stated as 2.07% to 2.07%. 2.07% $25,000 – $50,000APY stated as 2.07% to 2.07%. 2.07% $50,000 – $100,000Blended APY range is 2.07% to 2.20%. 2.17%* $100,000 – $150,000Blended APY range is 2.20% to 2.24%. 2.17%* Rate checked
More details - American Airlines Federal Credit UnionPrimary Savings AccountSavings · $6 min
Credit union · 3 branches
2.02%APY$202 a year on $10,000intro rateRequirements
Product: One-time $1.00 membership fee. Dividends compounded and credited monthly. Minimum daily balance of $5.00 to earn dividends.
Offer: Minimum daily balance to earn dividends is $5.00. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000intro rate
Requirements
Product: No minimum balance. No monthly service fees. Ability to set up recurring monthly deposit or deposit on your own. Dividends compounded and credited monthly.
Offer: No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000intro rate
Requirements
Product: Dividends compounded and credited monthly. No minimum balance required.
Offer: No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Rewards and interest/cash back from linked checking transfer automatically to Kasasa Saver.
Offer: Earned on daily balances up to $50,000 when qualifications in the linked Kasasa Cash or Kasasa Cash Back account are met during the Monthly Qualification Cycle (at least 12 debit card purchases, at least 1 direct deposit/ACH credit/payment, and enrolled in e-statements).
Qualified rate · 1.98% interest rate · No monthly fee · Effective May 8, 2024
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 2.00% $50,000 and up 0.25%* Rate checked
More details - Western Sun Federal Credit UnionKasasa Cash Back SaverSavings · $5 min · 0.20%–2.00% by balance
Credit union · 6 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Linked to Kasasa Cash Back account. Qualifications per cycle: at least 12 debit card purchases post and settle, at least one direct deposit or ACH credit/debit, and enrolled in and agreed to receive e-statements rather than paper statements.
Offer: On balances up to $25,000 when monthly qualifications are met in linked Kasasa Cash Back account.
Qualified rate · 2.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Cash Back Saver Balance APY Up to $25,000Your amount 2.00% $25,000 and up 0.20% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be paired with a Free Heritage Cash Checking or Free Heritage Cash Back Checking account. Limit of 1 account per SSN. Qualifying for linked checking rewards automatically qualifies for highest Heritage Saver rate. Automatic transfer of checking earnings.
Offer: Requires meeting monthly qualification cycle requirements on linked Heritage Cash or Heritage Cash Back checking account (at least 12 debit card purchases, at least 1 direct deposit/ACH transaction, and enrolled in eStatements).
Qualified rate · 1.98% interest rate · No monthly fee
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per Social Security Number. No monthly maintenance fee.
Offer: When qualifications are met in linked Kasasa Cash or Kasasa Cash Back account (at least 1 direct deposit or ACH payment transaction, at least 12 debit card purchases each greater than $2.00, enrolled in and agree to receive e-statements during Monthly Qualification Cycle).
Qualified rate · 1.98% interest rate · Balance cap $100,000 · No monthly fee · Effective Aug 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Oklahoma
270 accounts at 117 banks and credit unions · checked Oct 15–22
- Typical
- 0.35%
- Top 10% from
- 2.00%
- Banks, typical
- 0.50%
- Credit unions, typical
- 0.25%
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Oklahoma
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 24 branches
- Endurance Federal Credit UnionCredit union · 4 branches
- American Airlines Federal Credit UnionCredit union · 3 branches