Compare Bank & Credit Union Rates
Best savings rates in Lawton, OK
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Lawton, OK
- 3.75%APY$375 a year on $10,000intro rate
Requirements
Product: Online savings account. Available only in eligible markets based on verified primary residential ZIP code. Funds must be new to CFCU to qualify for the advertised rate. Must enroll in eStatements to receive advertised rate. Aggregate balance cap of $2,500,000 per Tax ID.
Offer: Must enroll in eStatements and deposit funds new to CFCU. Available only in eligible markets. Aggregate balance cap of $2,500,000 per Tax ID. Dividends paid monthly on daily balance.
Promotional rate · Balance cap $2,500,000 · No monthly fee · Effective Oct 13, 2026
Rate checked
More details - 2.90%APY$290 a year on $10,000
Requirements
Product: No monthly service charge with a $100 minimum ledger balance ($1 monthly fee for lower balances). $1.50 per withdrawal beginning with the third withdrawal during a calendar month (applies to teller withdrawals, paper drafts, and ACH items).
Offer: Collected balance of $100 required to earn interest. $1 monthly service fee waived with $100 minimum ledger balance.
2.86% interest rate · Balance cap $1,000,000 · $1 monthly fee
Rate checked
More details - Bank of CommerceEssential Money MarketEssential Money Market · $2,500 min · 2.50%–3.40% by balance
Bank · 1 branch
2.50%APY$250 a year on $10,000Requirements
Product: $2,500 daily minimum balance to earn interest and avoid $10.00 monthly service charge. 6 free monthly debits.
Offer: $2,500 daily minimum balance to earn interest and avoid $10.00 monthly service charge. Variable rate subject to change. Interest paid monthly.
2.47% interest rate · $10 monthly fee · Effective Aug 20, 2026
Rate by balance
Rate by balance for Essential Money Market Balance APY $2,500 – $200,000Your amount 2.50% $200,000 – $500,000 2.60% $500,000 – $750,000 2.80% $750,000 – $1,000,000 3.25% $1,000,000 and up 3.40% Rate checked
More details - 2.45%APY$245 a year on $10,000
Requirements
Product: Tiered-rate savings account with 5 separate rate tiers where rate increases with balance. Minimum daily collected balance of $1,000 for interest to accrue. No monthly service charge. $10 per withdrawal assessed beginning with the 7th withdrawal per statement cycle (applies to checks, teller withdrawals, paper drafts, and ACH items).
Offer: Balances through $999.99 earn 0.00% interest. $1,000 minimum daily collected balance required for interest to accrue.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Treasury Fund Account Balance APY Up to $1,000 0.00% $1,000 – $50,000Your amount 2.45% $50,000 – $250,000 2.80% $250,000 – $1,000,000 3.15% $1,000,000 and up 3.35% Rate checked
More details - 2.35%APY$235 a year on $10,000
Requirements
Product: $50 daily minimum balance required to earn interest and avoid $5.00 monthly service charge. Includes 6 free debits per month. Variable rates subject to change; fees may reduce earnings.
Offer: $50 daily minimum balance to earn interest and avoid $5.00 monthly service charge. Interest paid quarterly. 6 free debits per month.
2.33% interest rate · $5 monthly fee · Effective Aug 20, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to CNB High-Yield Checking or CNB Cash Back checking account. To earn reward APY tiers, the following qualifications must be met in the linked checking account during each Monthly Qualification Cycle: at least 15 debit card purchases, at least 1 ACH credit or ACH payment transaction, and enrollment in eStatements. If qualifications are not met, the base APY applies to the entire daily balance. Limit one CNB High-Yield Savings Account per customer. Variable rate account.
Offer: Qualifying rate on daily balances up to and including $200,001.00 when monthly qualifications are met on the linked CNB Reward Checking account.
Qualified rate · No monthly fee · Effective Jan 1, 2025
Rate by balance
Rate by balance for CNB High-Yield Savings Balance APY Up to $200,001Your amount 2.00% $200,001 and up 0.50% Rate checked
More details - Red River Federal Credit UnionMoney Market PremiumMoney Market Premium · $0 min · 0.00%–1.46% by balance
Credit union · 1 branch
1.36%APY$136 a year on $10,000Requirements
Product: Tiered account that earns higher-rate dividends. Requires a $10,000 daily balance to earn disclosed APY. $15.00 fee for manual withdrawals in excess of 3 per calendar month (automatic transfers, ACH, and ATM withdrawals exempt).
Offer: Daily balance of $10,000 required to earn APY; balances below $10,000 earn 0.00% APY / APR.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Premium Balance APY Up to $10,000 0.00% $10,000 – $25,000Your amount 1.36% $25,000 – $75,000 1.41% $75,000 and up 1.46% Rate checked
More details - 0.55%APY$55 a year on $10,000with conditions
Requirements
Product: Available to military customers. Requires a Military Advanced Checking account with a minimum automatic funds transfer of $25.00 to keep active. Variable rate subject to change. Limit one account per individual. Reverts to regular savings if requirements are not maintained. 3 free withdrawals per quarter, then $1.50 per withdrawal. $6.50 fee per cycle if daily balance falls below $100.00.
Offer: Tier One: Balances up to $25,000. $5 minimum deposit to open. Variable rate.
Qualified rate · 0.55% interest rate
Rate by balance
Rate by balance for Military Smart Savers Plan Balance APY Up to $25,000Your amount 0.55% $25,001 – $50,000 0.65% $50,000 and up 0.75% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Tiered-rate savings account. $6.50 fee per quarterly cycle if daily balance falls below $100 on any day of cycle (waived with balance above $100 or Direct Deposit relationship). Unlimited withdrawals if daily balance stays at or above $500; if daily balance falls below $500, 3 free withdrawals per cycle, then $1.50 per additional withdrawal. $2 paper statement fee (waived with e-statements). $15 inactivity fee after 3 months inactivity. Minimum to open through mail is $200.
Offer: Tier One: Balances less than $5,000.00. Minimum balance to earn interest and obtain APY is $25. $5 minimum balance to open ($200 by mail).
0.30% interest rate
Rate by balance
Rate by balance for Savings Account Balance APY Up to $5,000 0.30% $5,000 – $50,000Your amount 0.50% $50,000 and up 0.70% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: No monthly service charge if a $2,500 minimum daily balance is maintained; if balance falls below $2,500, a $6.50 service charge applies. Unlimited withdrawals and transfers made in person or at an ATM.
Offer: Tier 1 rate paid on daily balances. $6.50 monthly service charge waived with a $2,500 minimum daily balance.
0.50% interest rate · $6.50 monthly fee · Effective Jan 1, 2025
Rate checked
More details - Communication Federal Credit UnionMoney MaxSavings · $0 min · 0.10%–0.50% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,0000.10% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Money Max Balance APY Up to $5,000 0.10% $5,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.40% $50,000 – $100,000 0.45% $100,000 and up 0.50% Rate checked
More details - Communication Federal Credit UnionMoney MaxMoney Max · $0 min · 0.10%–0.50% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,0000.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Max Balance APY Up to $5,000 0.10% $5,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.40% $50,000 – $100,000 0.45% $100,000 and up 0.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000intro rate
Requirements
Product: Required to establish membership with Southwest. Membership eligible to those with a family member who has an account, or who live, work, worship, or attend school in Caddo, Comanche, Cotton, Kiowa, Tillman, or Stephens counties. Minimum deposit of $5 required to open.
Offer: Dividends declared by Southwest's Board of Directors and paid at the end of each quarter. Minimum balance requirement applies to primary share accounts only. Dividend rate disclosure is for Jul. 01, 2026 through Sep. 30, 2026.
Promotional rate · 0.25% interest rate · Effective Jul 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Open with $5.00 minimum deposit upon meeting membership eligibility. NCUA insured.
Offer: Dividends compounded and paid quarterly when average daily balance meets or exceeds $25.00. Forfeited if closed prior to dividend payment.
0.25% interest rate · Effective Jun 30, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lawton, OK
23 accounts at 10 banks and credit unions · checked Oct 15–22
- Typical
- 0.30%
- Top 10% from
- 2.49%
- Banks, typical
- 1.28%
- Credit unions, typical
- 0.25%
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Lawton, OK metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 2 branches
- Bank of CommerceBank · 1 branch
- Red River Federal Credit UnionCredit union · 1 branch