Compare Bank & Credit Union Rates
Best savings rates in Tulsa, OK
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Tulsa, OK
- 4.00%APY$400 a year on $10,000
Balance cap $49,999 · Effective Oct 14, 2026
Rate checked
More details - 3.75%APY$375 a year on $10,000intro rate
Requirements
Product: Online savings account. Available only in eligible markets based on verified primary residential ZIP code. Funds must be new to CFCU to qualify for the advertised rate. Must enroll in eStatements to receive advertised rate. Aggregate balance cap of $2,500,000 per Tax ID.
Offer: Must enroll in eStatements and deposit funds new to CFCU. Available only in eligible markets. Aggregate balance cap of $2,500,000 per Tax ID. Dividends paid monthly on daily balance.
Promotional rate · Balance cap $2,500,000 · No monthly fee · Effective Oct 13, 2026
Rate checked
More details - UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.71% by balance
Bank · 1 branch
3.71%APY$371 a year on $10,000Requirements
Product: Interest rates and annual percentage yields (APYs) listed are for accounts opened online. Interest paid on tiered balances; debit card access; monthly service fee waiver option.
Offer: Tier I
0.10% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for UMB Retail Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier II 3.71% $25,000 – $50,000Tier III 3.71% $50,000 – $75,000Tier IV 3.71% $75,000 – $100,000Tier V 3.71% $100,000 – $1,000,000Tier VI 3.71% $1,000,000 and upTier VII 3.71% Rate checked
More details - Western Sun Federal Credit UnionKasasa Cash SaverSavings · $5 min · 0.40%–3.00% by balance
Credit union · 2 branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Linked to Kasasa Cash account. Qualifications per cycle: at least 12 debit card purchases post and settle, at least one direct deposit or ACH credit/debit, and enrolled in and agreed to receive e-statements rather than paper statements.
Offer: On balances up to $100,000 when monthly qualifications are met in linked Kasasa Cash account.
Qualified rate · 2.96% interest rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Cash Saver Balance APY Up to $100,000Your amount 3.00% $100,000 and up 0.40% Rate checked
More details - 2.90%APY$290 a year on $10,000
Requirements
Product: No monthly service charge with a $100 minimum ledger balance ($1 monthly fee for lower balances). $1.50 per withdrawal beginning with the third withdrawal during a calendar month (applies to teller withdrawals, paper drafts, and ACH items).
Offer: Collected balance of $100 required to earn interest. $1 monthly service fee waived with $100 minimum ledger balance.
2.86% interest rate · Balance cap $1,000,000 · $1 monthly fee
Rate checked
More details - 2.45%APY$245 a year on $10,000
Requirements
Product: Tiered-rate savings account with 5 separate rate tiers where rate increases with balance. Minimum daily collected balance of $1,000 for interest to accrue. No monthly service charge. $10 per withdrawal assessed beginning with the 7th withdrawal per statement cycle (applies to checks, teller withdrawals, paper drafts, and ACH items).
Offer: Balances through $999.99 earn 0.00% interest. $1,000 minimum daily collected balance required for interest to accrue.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Treasury Fund Account Balance APY Up to $1,000 0.00% $1,000 – $50,000Your amount 2.45% $50,000 – $250,000 2.80% $250,000 – $1,000,000 3.15% $1,000,000 and up 3.35% Rate checked
More details - 2.35%APY$235 a year on $10,000
Requirements
Product: Deposit accounts not available in Alaska, California, Georgia, Hawaii, Illinois, Maine, Massachusetts, Montana, New Hampshire, New York, Rhode Island, Vermont.
Offer: Interest compounded quarterly. Deposit accounts not available in Alaska, California, Georgia, Hawaii, Illinois, Maine, Massachusetts, Montana, New Hampshire, New York, Rhode Island, Vermont.
2.33% interest rate · Compounded quarterly · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - Western Sun Federal Credit UnionKasasa Cash Back SaverSavings · $5 min · 0.20%–2.00% by balance
Credit union · 2 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Linked to Kasasa Cash Back account. Qualifications per cycle: at least 12 debit card purchases post and settle, at least one direct deposit or ACH credit/debit, and enrolled in and agreed to receive e-statements rather than paper statements.
Offer: On balances up to $25,000 when monthly qualifications are met in linked Kasasa Cash Back account.
Qualified rate · 2.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Cash Back Saver Balance APY Up to $25,000Your amount 2.00% $25,000 and up 0.20% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to CNB High-Yield Checking or CNB Cash Back checking account. To earn reward APY tiers, the following qualifications must be met in the linked checking account during each Monthly Qualification Cycle: at least 15 debit card purchases, at least 1 ACH credit or ACH payment transaction, and enrollment in eStatements. If qualifications are not met, the base APY applies to the entire daily balance. Limit one CNB High-Yield Savings Account per customer. Variable rate account.
Offer: Qualifying rate on daily balances up to and including $200,001.00 when monthly qualifications are met on the linked CNB Reward Checking account.
Qualified rate · No monthly fee · Effective Jan 1, 2025
Rate by balance
Rate by balance for CNB High-Yield Savings Balance APY Up to $200,001Your amount 2.00% $200,001 and up 0.50% Rate checked
More details - First United BankHigh Yield Money MarketHigh Yield Money Market · $100 min · 1.82%–3.44% by balance
Bank · 1 branch
1.82%APY$182 a year on $10,000intro rateRequirements
Product: Requires funding with $5,000 new money within 7 days of account opening or the account may be converted into a standard Money Market account. Minimum balance fees waived when maintaining a minimum balance of $5,000. 90-day introductory interest rate applies to accounts opened on and after September 22, 2026.
Offer: 90-day introductory interest rate of 4.25% followed by base interest rate of 1.00%, resulting in a blended APY of 1.82%.
Promotional rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $25,000Your amount 1.82% $25,000 – $500,00090-day introductory interest rate of 4.25% followed by base interest rate of 3.00%, resulting in a blended APY of 3.36%. Minimum $25,000 to earn promotional rate. 3.36% $500,000 and up90-day introductory interest rate of 4.25% followed by base interest rate of 3.10%, resulting in a blended APY of 3.44%. 3.44% Rate checked
More details - 1.76%APY$176 a year on $10,000
Requirements
Product: Interest compounded monthly and paid quarterly. Rate and APY may change at any time.
Offer: All balances earn stated rate. 6 free transactions per quarter, $1 per transaction thereafter.
1.75% interest rate · Compounded monthly · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - Gateway First BankGateway Money MarketGateway Money Market · $1,000 min · 1.75%–2.50% by balance
Bank · 1 branch
1.75%APY$175 a year on $10,000Requirements
Product: Not available in AK, CA, GA, HI, IL, ME, MA, MT, NH, NY, RI, VT. Rates are variable and may change after account opening.
1.74% interest rate · No monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Gateway Money Market Balance APY Up to $25,000Your amount 1.75% $25,000 and up 2.50% Rate checked
More details - Oklahoma Central Credit UnionElevate Money Market AccountElevate Money Market Account · $25 min · 0.00%–5.00% by balance
Credit union · 5 branches
1.50%APY$150 a year on $10,000Requirements
Product: Dividends compounded monthly. Dividend rate may change after account open. Membership conditions may apply.
Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elevate Money Market Account Balance APY Up to $50,000Your amount 1.50% $50,000 – $100,000 2.00% $100,000 – $250,000 2.50% $250,000 – $500,000 3.50% $500,000 – $2,500,000 5.00% $2,500,000 and up 0.00% Rate checked
More details - Oklahoma Central Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 1.50%–1.65% by balance
Credit union · 5 branches
1.50%APY$150 a year on $10,000Requirements
Product: Dividends compounded and paid monthly. Dividend rate may change after account open. Six free withdrawals per month.
Offer: Minimum balance fee of $10 if daily balance drops below $2,000.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $30,000Your amount 1.50% $30,000 – $50,000 1.55% $50,000 and up 1.65% Rate checked
More details - First Oklahoma BankMoney Market AccountMoney Market Account · $2,500 min · 1.35%–2.00% by balance
Bank · 1 branch
1.35%APY$135 a year on $10,000Requirements
Product: Up to six free withdrawals per statement cycle. $1 charge for additional withdrawals. Maintain a $2,500 balance or more to avoid a monthly fee of $10.
Offer: Maintain a $2,500 balance or more to avoid a $10 monthly fee. Tiered interest paid monthly.
1.34% interest rate · $10 monthly fee · Effective Apr 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $50,000Your amount 1.35% $50,000 – $100,000 1.35% $100,000 – $250,000 1.35% $250,000 – $999,999 1.75% $1,000,000 and up 2.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Tulsa, OK
98 accounts at 38 banks and credit unions · checked Oct 15–22
- Typical
- 0.30%
- Top 10% from
- 1.78%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.30%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Tulsa, OK metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 5 branches
- American Airlines Federal Credit UnionCredit union · 3 branches
- UMB BankBank · 1 branch